ACT (Advanced Call Center Technologies) is a U.S.-based business process outsourcing provider and global leader in customer care. Our approach is founded on a winning formula – that the best solutions integrate Employee Experience (EX) + Customer Experience (CX) + User Experience (UX) + Digital Experience (DX) + Multi-experience (MX) for an outstanding Total Experience (TX) overall. As a 100% employee-owned company, we have placed Employee Experience at the center of our business strategy because we know that engaged employees ensure the best customer outcomes. As shareholders in the business, our Employee Owners have a personal interest in delivering value to our clients, and their motivations are uniquely aligned to our clients’ success.

We have more than 25 years’ experience helping our partners drive growth and brand loyalty by providing amazing experiences across every touchpoint and channel of the customer journey. We serve many of the world’s top companies, including numerous Fortune 50 clients. We offer a broad range of leading-edge technologies and custom solutions tailored to your business needs to make every customer connection count. 



Akoya is changing the way consumer financial data is accessed and shared. Through a single integration with Akoya, data aggregators and fintechs can directly connect with financial institutions to securely obtain consumer-permissioned financial data through APIs. Akoya manages these relationships and serves as an interoperable solution that is available to the entire financial services industry.

AtData, the Email Address Experts, is the leader in email address intelligence with the most accurate, comprehensive and privacy compliant email-centric data solutions. We leverage our 20-year dynamic, proprietary fields and models to identify malicious users hiding behind an email address stopping fraud in its tracks enabling ecommerce organizations to avoid fake account creations, transactional fraud, and account takeovers. With AtData’s real-time fraud prevention solution, you can identify high-risk users resulting in cleaner customer data, less chargebacks, and increased conversions.



Atwave is a performance marketing agency that focuses on new customer acquisition through one media channel - email marketing. Completely dedicated to email and performance-driven outcomes, we work with the largest brands in the country and enable them to win new customers at massive scale. Based in Miami Beach, our team of highly talented performance marketers are the thought leaders in championing email as a growth marketing channel.

AuthenticID provides 100% automated identity proofing and fraud prevention solutions that are leveraged by companies and industries around the world including banking, fintech, telecom/wireless, identity, retail, government, gaming, and healthcare.

Using thousands of proprietary computer vision and machine learning algorithms, these solutions help companies accurately verify the identity of their users across retail, digital and call center environments for onboarding and ongoing re-authentication events; KYC, IAM, and more. The solutions are easy to integrate and provide customers with a large ROI by stopping fraud losses, increasing customer conversion at onboarding, reducing operational costs and allowing quick and cost-effective operational scalability, all while ensuring global privacy regulations compliance.



AutoRek is a leading provider of automated reconciliation software. We’ve been revolutionizing finance operations and controls for the global financial sector since 1994. 

Our solutions are purpose-built to reduce operating costs, achieve regulatory compliance and help firms get in control of their data. 

AutoRek is the go-to end-to-end reconciliation platform for some of the largest firms in the global payments sector, including GoCardless and Worldpay. Our solution is specifically designed to help overcome the most complex challenges in managing reconciliations, financial data management and reporting requirements.

With AutoRek, your firm can:
- Save time, reduce costs and increase overall efficiency with automated reconciliations
- Take control of your data with accurate and actionable MI
- Eliminate manual processes to focus on value-add tasks
- Improve month-end timelines to meet deadlines 
- Comply with regulations and avoid penalties
- Mitigate financial and operational risk, ensuring profitability



Established in 2008, the Banking Industry Architecture Network (BIAN) is an independent, member owned, not-for-profit association, designed to build and promote a common architectural framework aimed at solving common issues across the banking industry. 

The community of over 90 members including HSBC, Santander and Wells Fargo focuses on creating a standard banking services landscape, while ensuring consistent service definitions. This helps banks reduce integration costs and take advantage of a microservices architecture to support them across their digitalization journey.

BIAN is currently focused on working with its members to determine how AI can be used to not only transform the operations, but also improve how BIAN standards are implemented across each organization. 

At Money20/20, BIAN will launch the fourth iteration of ‘Coreless Banking’ concept. Building on the success of the previous iterations, BIAN will demonstrate how the API-based services architecture has been designed to resolve the challenges banks face with interoperability and highlight how organizations can migrate to an “best of breed” environment. It will also highlight how the updated concept uses AI and machine learning capabilities to improve the profitability of the bank.

We invite financial institutions, software vendors, and system integrators, along with technology partners and consultancies, to join our association and play a collaborative role with other industry leaders in defining, building, and implementing next-generation banking platforms.

AI decision engine for financial firms: monetize data, power merchant insights, and enhance revenue growth.

Cambr provides customized liquidity solutions to sweep deposits or source funding, empowering banks to grow strategically. Through its expansive network of banks, Cambr offers innovative tools that enhance your
bank's existing systems to simplify deposit management.

Chetu is a proud leader in providing high-quality, custom payment software solutions using our payments industry experience combined with our extensive knowledge for leveraging best-in-class programming tools and technologies to enable fast, secure, and seamless payment transactions.



Collective is the first online back office platform designed for businesses-of-one. Collective’s AI technology and team of trusted advisors gives their members the freedom to focus on what matters by taking care of everything from business incorporation to accounting, bookkeeping, payroll, tax services and access to a thriving community – all in one platform. Collective wants running your own business to be as seamless as taking a full-time job. The company is run by a group of serial entrepreneurs and businesses-of-one who believe in empowering self-employed people to enjoy the same tax savings that big companies get. It’s a San Francisco-based startup backed by General Catalyst, QED, Google’s Gradient Ventures, Expa, and prominent investors who have financed and built iconic companies like YouTube, Substack, Twitch, Box, Instacart, Lyft, and more.

[Company Website
](https://www.collective.com/)


Fin Capital is a B2B FinTech investor based in the US (SF, NY, LA, Miami) and UK (London) with over $1.2B in AUM. We are a firm built by operators for operators, providing a full lifecycle asset management platform from pre-seed to pre-IPO. We focus on opportunities in North America, UK-EU, LatAm, and Israel.



Geniusee is a company that has specialized in mobile app, web, and custom software development since 2017. Our team of 200 professionals has completed over 180 projects, mostly focused in the FinTech and EdTech sectors. We work with a wide range of clients, from startups that are backed by Andreessen Horowitz, TechStars, and YC to mid-sized businesses and huge market players such as Dell and Bloomberg.

By leveraging data science and AI, we drive innovation and create impactful solutions tailored to diverse industry needs. As a certified AWS Consulting and Advanced Tier Service Partner, we hold AWS Lambda Service Delivery and AWS Education Services Competency. Whether it's scaling cloud infrastructure, containerization, serverless computing, or AWS databases, we're the dependable technology partner for businesses seeking the bleeding edge of cloud solutions. We are committed to quality and security, as shown by our ISO 9001:2015 and ISO 27001 certifications. In Financial Technology, Geniusee is a reliable partner ready to take on exciting projects. Let's work together towards success.

Lama AI provides banks with AI-based business lending solutions to boost deposits and grow loan portfolios.
Our SaaS platform accelerates the entire loan process and is designed to improve efficiency by 10 times for business customers and internal teams. The platform includes digital onboarding, decisioning, and embedded distribution channels to attract new customers, supporting growth and profitability.
Lama AI is headquartered in New York and is trusted by leading US banks. The company was recognized as one of the 2024 Fintech Innovation 50, a finalist in the 2024 Banking Tech Awards USA, and winner of the 2023 “Finny” award for fintech excellence.



LoanPro is the market-leading modern lending platform enabling lenders to innovate quicker, driving loan volume while optimizing operational efficiency. Today, 600+ lenders use LoanPro to holistically up-level their borrower, agent and back-office experiences. LoanPro's mission of providing the platform to innovate the future of finance is currently enabled through its composable architecture, allowing lenders to enhance their origination, servicing, payments & collections, and borrower CRM using the foundation of a modern lending core. 



LSEG Risk Intelligence provides a suite of solutions to help organisations efficiently navigate risks, avoid reputational damage, reduce fraud and ensure legal and regulatory compliance around the globe. From screening solutions through World-Check, to detailed background checks on any entity or individual through due diligence reports, and innovative identity verification, account verification and digital onboarding services – you can trust us to help you successfully manage your risk, so you can operate more efficiently, more effectively and more confidently.  



Markaaz creates a new standard for small and medium-sized business data, enabling enterprises and small businesses to work better together. With its unique Directory of over 300 million global business records, Markaaz enables enterprise businesses to improve their small business onboarding and monitoring with the most complete and accurate business data available. Markaaz also provides small businesses with a place where they can easily update their business data, gain financial insights, and connect directly with Markaaz partners to access financing. By unlocking opportunities for small businesses, Markaaz helps create opportunities for individuals, families, and communities. 



Open Lending provides loan analytics, risk-based pricing, risk modeling, and default insurance to auto lenders throughout the United States. For over 20 years we have been empowering financial institutions to create profitable auto loan portfolios with less risk and more reward. For more information, please visit www.openlending.com. 

__Perfect Plastic Printing__ has 57 years of card manufacturing leadership. Offering credit, debit and prepaid payment solutions for all financial institutions. Perfect Plastic is certified for production of products and services of financial transaction cards including Visa, MasterCard, Discover and American Express. We provide production, personalization and fulfillment of contact & contactless EMV cards, magstripe cards and provide innovative products including alternative materials: recycled PVC, recycled PET, metal and composite metal. Our outstanding customer service provides attention to detail from conception to fulfillment. Our team has the experience, understanding and flexibility to meet the demands of the dynamic markets we serve. We offer a full line of market ready solutions designed around your card program’s needs while delivering outstanding customer service and the highest quality cards available in the industry. Manufacturing facility expansion completed in 2021 incorporated green technologies to manufacture and personalize with a lower carbon footprint.

Peripheral Dynamics Inc, a leading OEM manufacturer founded in 1969 with over 50 years of experience. 
We want to earn your business!
PDI PRODUCT CATEGORIES INCLUDE: Document Scanners - Driver’s License Scanners - ID Card Scanners  - Custom Printers -  Access Control RFID & Barcode readers - Color Card Printers - NFC Near Field Communications Readers - Magnetic Stripe Readers and Writers - Smart Card Reader/Writers - Magnetic and Smart Card Dispensers - RFID Contactless Reader/Writers.

Personetics: Harnessing Customer Transaction Data to Drive Business Impact and Shape the Future of Self-Driving Finance

Personetics is the global leader in financial data-driven personalization, customer engagement, and advanced money management capabilities for financial institutions. We are creating the future of “Self-Driving Finance,” where financial institutions act on their customers’ behalf to improve their financial wellness.

Our data analytics solutions harness customer financial transaction data to provide day-to-day actionable insights, personalized recommendations, product-based financial advice, and automated financial wellness programs.

Personetics serves more than 85 financial institutions spanning 30 global markets, reaching 120 million customers. Learn more at personetics.com



Runway is a next-generation financial planning platform, offering organizations modern tools for financial modeling and budgeting. Infused with Ambient Intelligence capabilities, Runway proactively offers insights and autonomous workflows to finance leaders with rich context understanding. High-growth companies, including Superhuman, AngelList, and 818 Tequila trust Runway to manage their financial operations and drive strategic decision-making with confidence. For more information, please visit https://runway.com/

Setuply is an AI-powered client onboarding and lifecycle management platform purpose-built to accelerate revenue recognition and profitability. Our solution encompasses project management, client engagement, secure data staging, and professional services automation. Comprehensive reporting, interactive dashboards, and client-specific portals ensure transparency for all internal and external stakeholders.

SmartPath is the leading provider of comprehensive financial education solutions in the country. Its robust offering includes daily educational classes, one-on-one coaching, and digital tools that empower individuals on the journey to financial freedom. Founded in 2010 and supporting over 700,000 users, SmartPath delivers its financial education solutions in partnership with financial institutions, fintech companies, and employers nationwide. For more information, visit [www.joinsmartpath.com](https://www.joinsmartpath.com).

Trusted by leading companies like Apex Fintech Solutions, Apiture, Bolt, and more, Speakeasy enables fintechs & financial institutions to grow API user adoption and streamline integrations with auto-updated robust SDKs, Terraform providers, and documentation.

When you want to grow your business, you’re pulled in two directions.
You need to acquire new customers, and reward existing fans to keep them loyal.

It’s not an easy balance to strike. But Tillo makes it effortless.

Our innovative platform uses the power of digital gift cards to connect consumers to the brands they love — making you magnetically attractive to new customers, and giving existing ones every reason to stay.

Tillo is quick and easy to deploy, with the fastest growing network, having processed over £2 billion-worth of gift cards. We work with over 2,000 brands, in 16 currencies, across 36 markets, and thanks to our outstanding platform, constant innovation and excellent service we rarely lose a customer.

Tillo ends the battle between loyalty and acquisition, and helps businesses supercharge sustainable and profitable growth.

Let’s start supercharging yours.



UTIMACO is a global platform provider of trusted Cybersecurity and Compliance solutions and services with headquarters in Aachen (Germany) and Campbell, CA (USA).

UTIMACO develops on-premises and cloud-based hardware security modules, solutions for key management, data protection and identity management as well as data intelligence solutions for regulated critical infrastructures and Public Warning Systems. UTIMACO is one of the world's leading manufacturers in its key market segments. 

500+ employees around the globe create innovative solutions and services to protect data, identities and communication networks with responsibility for global customers and citizens. Customers and partners in many different industries value the reliability and long-term investment security of UTIMACO’s high-security products and solutions.

Voltage empowers neo-banks and exchanges the ability to deliver seamless, enterprise-grade financial experiences. By integrating with Voltage, you gain access to the fastest and most scalable Bitcoin and Lightning Network solution, designed to meet the highest standards of security and privacy.

Our modern, modular tools and processes enable you to build, deploy, and scale your services rapidly. Voltage offers a comprehensive suite of node management, liquidity optimization, and data services that enhance your value proposition through innovative Lightning Network architecture.

We provide developer-centric, non-custodial solutions that allow you to iterate and innovate freely, aligning with the growing demand for secure, decentralized financial services. With our focus on non-custodial offerings, you strengthen your position with both internal teams and external stakeholders.

Your engineers and teams gain unparalleled control and flexibility to leverage Bitcoin and Lightning, while your customers enjoy greater autonomy and a more dynamic way to engage with Bitcoin.

Windfall is a people intelligence and AI company that gives go-to-market teams actionable insights. By democratizing access to people data, organizations can intelligently prioritize go-to-market resources to drive greater business outcomes. Powered by best-in-class machine learning and propensity modeling, Windfall activates insights into workflows that engage the right people for each respective organization. More than 800 data-driven organizations use Windfall to power their business.



Zumigo is the frontline in digital identity verification, helping the largest financial institutions in the world secure transactions, devices and user accounts. With a multi-layer approach, Zumigo creates a unique digital identity network that spans global carrier providers, third-party data analytics and databases, and payment information to verify the identity of the user across the digital engagement journey, including account opening, multi-factor authentication, payment validation, etc. Zumigo solutions are:

More precise: Zumigo provides a risk score base on real-time authoritative data, rather than static history or predictive analytics – which can be delayed and inaccurate.

More secure: Security and privacy requirements are strictly enforced. Zumigo solution ensures all data privacy requirements are met by; implements end-user opt-in; and encrypts all data being shared.

More flexible: Zumigo allows businesses to choose from an extensive list of mobile identity options with easy-to-implement APIs that work with any existing platforms, and can leverage different formats for multi-factor authentication including QR code, SMS, email, and voice.



IXOPAY is an independent, scalable and PCI-certified payment orchestration platform for white label clients and enterprise merchants. The modern, easily extendable architecture enables the orchestration of payments, provides intelligent routing and cascading functions as well as state-of-the-art risk management, automated reconciliation and settlements, along with plugin-based integration of 170+ payment providers, and international, local, and alternative payment methods (APMs).

We believe that digital financial services are only 1% finished, that's why our team is working to build the next 99%.

11:FS Pulse is home to thousands of user journeys from leading financial brands around the world. It's a vital tool for business looking to innovate and build the future of financial services.

See where you stand and learn from the best.



ALT 5 is a Fintech, providing next generation blockchain-powered technologies for tokenization, trading, clearing settlement, payment and safe keeping of digital assets.  Whether you are a payment processor, merchant or freelancer, ALT 5 Pay crypto payment processor allows you to accept digital assets as payment without the risks associated with market volatility.

Array enables fintechs, financial institutions and digital brands to embed robust while-labelled credit and identity solutions that provide users more insight into their financial situations. The company’s deployment options allow brands to seamlessly integrate web and mobile components into their own platforms, design custom interfaces without the need for complex engineering, reduce time to market and create a fully-branded suite of credit insight and identity tools.



ASC is a worldwide leading provider of software and cloud solutions in the field of omni-channel recording, quality management, and analytics. Among our target groups are all companies that record their communications, especially financial service providers, contact centers, and public safety organizations. We offer solutions for recording as well as AI-based analysis and evaluation of all communications – with full flexibility as a cloud service, on-premise or as a hybrid solution. Headquartered in Germany with subsidiaries in 14 countries and experienced system integration partners in over 60 countries, ASC is the #1 Europe-based player in its industry.

Atomic is the market leading provider of payroll APIs, trusted by 12 of the largest fintech firms, including digital-first neobanks, alternative lenders, and digital brokerages, as well as over 70 financial institutions and partners. Atomic's payroll integrations provide the infrastructure to connect consumers to their financial data for verification of income and employment, automating set-up and updating of direct deposits, repaying financial obligations from their paycheck, optimizing tax withholdings, and accessing earned but unpaid wages.

Atomic simplifies complicated payroll integrations with a single API that covers over 450 unique payroll connections, including incumbent payroll providers, bespoke enterprise solutions, modern HR tech providers, gig-economy platforms and government systems.



Aurora Payments is a united network of processing, technology, and payment solutions with a portfolio of more than 27,000 merchants and $12Bn in annual processing. Founded in 2005, Aurora has grown to capture a significant portion of U.S. market share in various specific industries due to superior solutions, service, and vertical expertise. Aurora Payments differentiates itself within the fintech market by providing proprietary technology that empowers its customers and partners with unrivaled flexibility and benefits. ARISE, Aurora Payments’ latest product offering, is a cloud-based, vendor-agnostic, one-stop payment solution designed specifically for SMBs (small and medium-sized businesses).
 
Aurora Payments is headquartered in Las Vegas and is backed by Corsair, a leading private equity firm focused on services, software, and payments investments in the financial services market.
 
Follow Aurora Payments on LinkedIn or X, or learn more at https://risewithaurora.com.

__Backbase__ is on a mission to help banks re-architect around the customer and embrace the paradigm shift to a platform model.
The days of being held back by traditional legacy banking technology and infrastructure are over. Backbase is here to help financial institutions – from large banks to credit unions and everything in between – become customer-centric again.

We’re the creators of the Backbase Engagement Banking Platform – powering all lines of business. Our single, comprehensive platform enables any journey, from digital sales to everyday banking, delivering seamless, frictionless experiences for both your customers and employees.

BNY is a global financial services company that helps make money work for the world — managing it, moving it and keeping it safe. For 240 years we have partnered alongside our clients, putting our expertise and platforms to work to help them achieve their ambitions. Today we help over 90% of Fortune 100 companies and nearly all the top 100 banks globally access the money they need. We support governments in funding local projects and work with over 90% of the top 100 pension plans to safeguard investments for millions of individuals, and so much more. As of June 30, 2024, we oversee $49.5 trillion in assets under custody and/or administration and $2.0 trillion in assets under management.

BNY is the corporate brand of The Bank of New York Mellon Corporation (NYSE: BK). We are headquartered in New York City, employ over 50,000 people globally and have been named among Fortune’s World’s Most Admired Companies and Fast Company’s Best Workplaces for Innovators. Additional information is available on www.bny.com. Follow us on [LinkedIn](https://www.linkedin.com/company/bny-mellon/) or visit our Newsroom for the latest company news. 



Bud Financial (“Bud”) enriches financial data, identifying the likes of merchant, category, location and regularity of transactions, to provide actionable insights and readable inputs for LLMs in the financial services industry.

Scaling rapidly, Bud has been a trailblazer in its use of AI since 2015. The company has enabled banks and fintechs worldwide to get customer context from their transaction data so they can personalize the banking experience, proactively manage risk and optimize their business operations.

With tens of billions of transactions processed, Bud’s market-leading transactional enrichment, categorisation and analysis helps financial institutions to become intelligent enterprises, fully harnessing their customer data and finding new, data-driven opportunities to grow. 

More at: thisisbud.com


Canopy is an API-first lending core that offers flexible infrastructure to build and launch innovative products. Clients use Canopy to create and manage solutions such as installment loans, charge cards, revolving credit, and BNPL.

Our cloud-based architecture ensures any brand can embed financial products, bring those products to market quickly, and support their customers with world-class service in a secure and compliant way.

With Canopy’s API and CanopyOS, fintechs, banks, and credit unions can improve repayment rates, increase net promoter scores, and decrease the cost of servicing for lending and credit card products. Our automations set agents up for success, while our partner ecosystem offers no-code/low-code integrations so you can launch with fewer developer resources.

Canopy also enables unique features such as the ability to modify accounts in real-time, test product constructs and behavior, create multiple policy sets for accounts, and retrieve the results of real-time or retroactive calculations.

Whether you're launching a new lending product, scaling an existing one, or going through a migration, Canopy is here to help. Learn more at [canopyservicing.com](https://us.money2020.com/canopy).



Castellum.AI has built the most accurate, reliable and fastest global risk data platform, enabling compliance professionals to reduce false positives by 88%. Our platform provides global coverage of sanctions, PEPs, adverse media, beneficial ownership and other financial crime risk data.



CD Valet is the nation’s first online marketplace connecting financial institutions with consumers to share, compare, and open certificates of deposit (CDs) with the most competitive rates and terms nationwide. Tracking over 19,000 rates from over 2,500 local and national financial institutions, CD Valet offers consumers an alternative to biased, ad-driven websites with a full and straightforward picture of CD rates in their market. CD Valet drives nationwide visibility for financial institutions’ CD offerings and offers lead generation services and a fast-to-market account opening solution that integrates into most major core banking platforms.  

 

Codat's specialized data products make it easy to access, synchronize and interpret data from business customers’ financial software. Enabling growth in commercial card volume with comprehensive and up-to-date vendor and spend data, automating data collection processes for smarter risk decisions, and removing adoption barriers by ensuring your products always stay in sync with customers' accounting software.

Founded in 2017, Codat is trusted by over 300 clients globally and is backed by leading investors including JPMorgan, Canapi Ventures, Shopify, Plaid, Tiger Global, PayPal Ventures, Index Ventures and American Express Ventures.



CORA Group is a collective organization redefining advancement through the acquisition, strengthening, and growth of over 30 independent software brands worldwide. Our roots in construction and foodservice have expanded to include debt collection & recovery, wine/spirits, moving/storage, loyalty, legal, and long-term care verticals. Today, we are proud to serve over 50,000 customers in 10+ markets with industry-leading enterprise software and related services. As a subsidiary of Constellation Software Inc. (TSX: CSU), one of the world's largest owners and acquirers of vertical market software companies, we're dedicated to empowering our customers to achieve their goals with our innovative solutions.

DataVisor is the world’s leading fraud and risk management platform that enables organizations to respond to fast-evolving fraud attacks and mitigate risks as they happen in real time. Its comprehensive solution suite combines patented machine learning technology with native device intelligence and a powerful decision engine to provide protection for the entire customer lifecycle across industries and use cases.



Davis Polk & Wardwell LLP (including its associated entities) is an elite global law firm with world-class practices across the board. Industry-leading companies and global financial institutions know they can rely on us for their most challenging legal and business matters. The firm’s top-flight capabilities are grounded in a distinguished history of 170 years, and our global, forward-looking focus is supported by offices strategically located in the world’s key financial centers and political capitals. More than 1,000 lawyers collaborate seamlessly across practice groups and geographies to provide clients with exceptional service, sophisticated advice and creative, practical solutions. Visit [davispolk.com](https://www.davispolk.com/).



Deloitte provides industry-leading audit & assurance, consulting, tax, and risk and financial advisory services to many of the world's most admired brands, including nearly 90 percent of the Fortune 500 and more than 7,000 private and middle market companies. Our people  come together for the greater good and work across the industry sectors that drive and shape today's marketplace, delivering measurable and lasting results that help reinforce public trust in our capital markets, inspire clients to see challenges as opportunities to transform and thrive, and help lead the way toward a strong economy and healthier society. Deloitte is proud to be part of the largest 

Deloitte’s Global Payments team serves clients across the entire payments ecosystem— from issuing banks and merchants to fintechs and payment platforms—with end-to-end capabilities that can help you provide the payments products, services, experiences, and the trust fundamentally important to the evolving expectations of your customers. Our services focus on strategy and innovation; partnership models; consumer (retail) services; business/merchant acquisition services; corporate/treasury management services; processing and network services; security, privacy, fraud and risk; regulatory and compliance; and payment operations.



Dow Jones Risk & Compliance is a global provider of best-in-class risk data, web-based

software applications and scalable due diligence services that help organizations

manage risk and meet regulatory requirements related to financial crime, third-party risk

management, sanctions and international trade. Built on the legacy of one of the world’s

most trusted newsrooms, Dow Jones Risk & Compliance combines the expertise of a

multilingual research team with industry-leading data scientists and technologists to

provide actionable content structured specifically for compliance needs. Our solutions

were developed in partnership with top legal and political advisors — including former

regulators — to help our clients maintain consistency across global business units and

teams.

DrumWave Inc. is a high-tech company headquartered in Mountain View, California that is pioneering the megashift from data privacy to data ownership rights. The company is designing and developing the rails for a new data economy that will enable people and businesses to have full autonomy over their data and generate value from it – including valuation algorithms, APIs, data apps and tools, and a growing ecosystem of partners that include trusted financial institutions.

Founded in 2009, Dspread specializes in developing Android and mobile POS hardware, establishing strong partnerships with acquirers, banks, and financial services across more than 60 countries. Our mission is to deliver top-notch payment solutions supported by a dedicated sales and technical team available 24/7, ensuring exceptional service and reliability. With a focus on OEM and ODM services, we tailor our offerings to meet the diverse needs of our global clients. As we continue to pioneer in the POS hardware industry, Dspread commits to driving the future of seamless and efficient payment processing, setting new standards in the global commerce ecosystem.

ebankIT is a financial technological company that enables banks and credit unions to deliver humanized, personalized, and accessible digital experiences to their clients and members. By adopting the ebankIT Omnichannel Digital Banking Platform, financial institutions are powered to rapidly digitize their client-facing operations and offer innovative user experiences to exceed the expectations of digital-savvy clients.

Enhanced with flexible and robust out-of-the-box features, ebankIT Omnichannel Platform offers a fast and seamless digital banking transformation for financial institutions of any size and background. With extensive customization capabilities and a continuous focus on human interactions, ebankIT future-proves the digital strategy of banks and credit unions, empowering them with a truly customer-first approach.



EBANX is the leading payments platform in Latin America, connecting global companies with customers from one of the fastest-growing digital markets in the world. The company was founded in 2012 with the mission of giving access for Latin Americans to purchase from international merchants. With powerful proprietary technology and infrastructure, combined with the deepest knowledge in Latin American markets, EBANX allows companies with local or international operations to connect with hundreds of payment methods in different countries. EBANX goes beyond payments, increasing sales and fueling seamless purchase experiences for companies and consumers.



Entersekt, The Financial Authentication Company, provides financial institutions with digital banking fraud prevention and payment security solutions through its cross-channel, Context Aware™ Authentication platform that secures digital transactions and optimizes user experiences. Founded in 2010, Entersekt serves financial institutions around the world, and holds 120+ patents for its security innovations. In 2023, Entersekt acquired Modirum, a 3-D Secure solutions provider, positioning Entersekt as a global industry leader in authentication solutions for financial services. Entersekt processes 2.5bn+ transactions for 250m+ cardholders and 450,000+ merchants from 850 banks+ in nearly 70 countries. Backed by companies like Silicon Valley-based Accel-KKR, one of the world’s top private equity firms, Entersekt continues to expand its footprint across key regions. For more information, visit entersekt.com. 



Envestnet | Yodlee is a global leader in open banking, data aggregation, analytics, and alternative data. Delivering data from over 17,000 data sources, Yodlee’s innovative products and services enable actionable insights across personal financial management tools, credit and lending workflows, fraud detection and identity verification, and small and medium-sized business tools that help institutions and consumers achieve better financial outcomes. More than 1,300 financial services and fintech companies worldwide, including 17 of the top 20 U.S. banks, rely on Yodlee’s global network which fuels our proprietary data science driven tools to empower financial services today-and tomorrow. For more information about Yodlee, please visit www.yodlee.com and follow us on LinkedIn and X. Envestnet refers to the family of operating subsidiaries of the public holding company, Envestnet, Inc. (NYSE: ENV)


EvonSys, established as a pioneering force in the realm of low-code solutions, has carved a niche for itself through strategic partnerships with industry giants such as Pega, Mendix, and Outsystem. Our journey began in 2015 with a singular focus on simplifying complex business processes, enabling our clients to achieve rapid digital transformation with minimal coding. Building on our rich history of innovation and excellence, EvonSys is now embarking on a new strategic trajectory. Leveraging our deep expertise in financial services in general and payments specifically, we are expanding our portfolio to include cutting-edge products built on low-code platforms designed to meet the evolving needs of the global financial services industry. This initiative underscores our commitment to transitioning from a pure service provider to a dynamic hybrid services/product software company.

Our mission is to harness the power of our low-code solutions and financial services heritage to deliver unparalleled value to our clients, ensuring they stay ahead in an increasingly competitive and interconnected world. At EvonSys, we are not just anticipating the future of technology; we are shaping it. The EvonSys Payments Platform—our exciting new product to improve the experience banks offer their retail banking clients as they transact cross-border payments—is the first of many innovative products we plan to bring to market.

(NYSE: FICO) FICO is a data analytics company whose solutions are used in multiple industries to drive higher levels of growth, profitability, and customer satisfaction. For over thirty years across multiple economic cycles FICO is a proven leader and pioneer in the use of predictive analysis, credit scoring, and data science to improve operational decisions.

FICO® Score is the credit score industry standard. It is used by lenders to make accurate and rapid risk decisions across the customer lifecycle while expanding access to credit throughout the United States and globally. FICO Score is trusted, predictive, independent, and reliable

FICO also offers FICO® Platform, a platform for developing applications that predict, analyze, and optimize customer interactions in real time. Banks can use FICO® Platform to develop and deploy originations, customer management, fraud, compliance, collections, and other solutions on a unified platform. Fintechs can use FICO® Platform to significantly accelerate AI application development on a platform with proven stability and scalability. Learn more by visiting our booth today.



FV Bank provides enterprise banking solutions to Fintech and Blockchain companies globally. Headquartered in Puerto Rico, FV Bank seeks to meet the need for more open access to banking by seamlessly offering integrated banking, digital asset custody and related services such as lending, payment cards and interest-bearing accounts. Through open banking APIs, FV Bank enables its customers to embed compliant banking and financial services in their unique applications.



Glia is the leader and pioneer of Unified Interaction Management—redefining how companies interact with their customers. The Glia Interaction Platform unifies voice, digital customer service, and AI with a unique ChannelLess™ architecture that eliminates data silos, dropped context, and frustration for customers and representatives. With Glia, companies can easily shift volume between channels, and customer connections can evolve naturally. Glia helps its customers harness the power of customer interactions to drive efficiency, loyalty, and revenue.

Glia has partnered with over 500 banks, credit unions, insurance companies and other financial institutions worldwide to improve the customer experience and drive business results. Named a Deloitte Technology Fast 500™ company for a third year in a row and a Great Place to Work (with a 97% employee satisfaction rating), the company has raised over $150 million in funding from top investors and was recently valued at over $1 Billion. Learn more at glia.com.



Welcome to Glitch, the next revolution in trading. By harnessing the power of decentralized AI and advanced automated trading technology, Glitch empowers users to confidently navigate their financial futures using elite trading strategies.

With access to a wide selection of top-tier quant strategies across various financial markets, Glitch offers a unique and powerful opportunity for wealth generation. Our platform’s plug-and-play simplicity makes trading seamless and emotion-free, putting you in control of your financial future like never before.

As we gear up for our upcoming beta period and subsequent full launch, now is the perfect time to connect and experience the proven power of Glitch’s strategies. It's your money, your future, your way—come discover how Glitch is redefining trading and creating new paths to automated wealth generation.

GLN has achieved remarkable milestones, emerging as the fastest-growing global network for mobile wallets facilitating cross-border financial transactions such as mobile payments, mobile ATM cash withdrawals, and mobile remittances in South Korea. Pioneering the establishment of a cross-border easy payment network from Korea to destinations such as Thailand, Japan, Vietnam, Laos, Taiwan, and more, GLN has seamlessly provided tourists with a secure, efficient, and cost-effective cross-border mobile payment service.

At Globant, we create the digitally-native products that people love. We bridge the gap between businesses and consumers through technology and creativity, leveraging our experience as an AI powerhouse. We dare to digitally transform organizations and strive to delight their customers.

- We have more than 28,900 employees and are present in 33 countries across 5 continents, working for companies like Google, Electronic Arts, and Santander, among others.
- Named a Worldwide Leader in AI Services (2023) and a Worldwide Leader in CX Improvement Services (2020) by IDC MarketScape report.
- Fastest-growing IT brand and the 5th strongest IT brand globally (2024), according to Brand Finance.
- Featured as a business case study at Harvard, MIT, and Stanford.
- Active members of The Green Software Foundation (GSF) and the Cybersecurity Tech Accord.

TOPPAN Gravity is a subsidiary of TOPPAN Next, serving as the international development arm of the TOPPAN Group in the security domain. Being part of the most prestigious conglomerate in the industry with decades of experience and multiple well-known references, TOPPAN Gravity benefits from the TOPPAN Group’s strong market position and extensive expertise. As a global solutions provider primarily focused on the payment and Identity industries, TOPPAN Gravity aims at developing the next generation of virtual and physical security solutions.

Gainbridge is an insurtech platform on a mission to help Americans save for their retirement.  As our own insurance carrier, we have the flexibility to create, and embed custom retirement and insurance-linked retirement savings products for B2B partners. We offer our partners a white-labeled, API experience for seamless integration. We’re part of Group 1001, a private financial services firm with over $60 billion in assets. We also love sports – we’re proud sponsors of Formula 1 Miami, the Billie Jean King Cup, the Indy 500, and more.



hCaptcha delivers best-in-class bot mitigation and fraud detection solutions for organizations that require rapid deployment and strict privacy compliance to defeat sophisticated attacks with minimal customer friction.

i-exceed Technology Solutions is at the forefront of powering the digital transformation of banks, trusted by over 110 financial institutions across 96 countries. Its flagship product, Appzillon, has enabled the opening of more than 95 million accounts. The Appzillon Digital Banking Platform leverages a microservices-based architecture to accelerate digital initiatives and deliver pre-built omnichannel solutions for retail, SME, and corporate customers. With its versatile capabilities, Appzillon also streamlines the onboarding process, ensuring a seamless experience for all customer segments.

IDA Ireland is the government agency dedicated to attracting foreign direct investment (FDI) to Ireland, offering a comprehensive suite of services and support tailored to the needs of fintech companies looking to establish or expand international operations. With its strategic location in the European Union, a business-friendly environment, and a highly skilled workforce, Ireland has become a global hub for fintech innovation and operations.

IDA Ireland provides a range of support services to facilitate a seamless transition into the Irish market. This includes assistance with site selection, introductions to local industry networks, and guidance on navigating Ireland’s regulatory landscape. IDA Ireland also offers financial incentives, such as grants for research, development, and Innovation and talent development to help companies accelerate their growth and innovation efforts.

Ireland's fintech ecosystem is thriving, supported by a robust legal and regulatory framework that encourages innovation while ensuring compliance. This environment has attracted leading global fintech and financial services companies, including Stripe, PayPal, Mastercard, Elavon, Fiserv, and Block which have established significant operations in the country. The presence of these industry leaders, along with a vibrant community of startups and research institutions, creates a dynamic ecosystem conducive to collaboration and innovation.

IDA Ireland emphasizes the strategic benefits of locating in Ireland, such as access to the European Single Market, a favorable tax regime, and a strong tradition of financial services excellence. By partnering with IDA Ireland, fintech companies can leverage these advantages to establish a successful international presence, access new markets, and drive growth in a supportive and innovative environment.


Gain intelligent insight into people, businesses, assets, and their interrelationships using IDI’s comprehensive suite of identity solutions, coreIDENTITY™. This solution encompasses the full customer identity lifecycle, from acquisition to onboarding and beyond, with turn-key APIs and customizable workflows. Organizations can also apply IDI’s industry-leading entity resolution engine and AI/ML techniques to their information for improved customer insights and experiences.

Frictionless Identity Solutions - The KYC APIs from coreIDENTITY provide a full range of capabilities for identity data verification and augmentation to optimize the customer journey while addressing fraud and privacy challenges.

Unified Integration and Adaptability - IDI products and solutions offer seamless integration into any part of the KYC waterfall and workflow. Begin with a specific pain point and then expand the use cases and workflows based on your unique roadmaps.

Stop by booth 13336 to learn more about our unique identity insights at every stage of the customer journey.



Founded in 1998 and headquartered in Atlanta (Duluth), Georgia, Innova Solutions employs over 50,000 professionals worldwide and reports an annual revenue approaching $3 billion. Through global delivery centers across North America, Asia, and Europe, Innova delivers strategic technology and business transformation solutions to its clients, enabling them to operate as leaders within their fields.

Innova has been involved in 200+ Banking and Financial Engagements across 100+ Integrated Delivery Networks and 6 of the Top 10 Global BFS companies are their customers.

Innova’s modern technology solutions help banks and financial institutions streamline their digital transformation and enhance customer experiences to stay ahead of the competition. Their digital solutions are rooted in the notion that every challenge has a scalable solution waiting to be unlocked. Innova boldly innovate, design, and customize solutions, catering to the specific needs of each organization. Unlocking the full potential of their digital solutions can be a game changer in all organizations’ quest for exponential growth in the industry.

Inscribe helps companies fight document fraud with artificial intelligence. By automating manual reviews, Inscribe customers can reduce fraud and credit losses while increasing customer win rates and employee efficiency — all while protecting their reputation. Founded in 2017, Inscribe is trusted by leading fintechs like Navan, Plaid, Bluevine, and Ramp. Inscribe is backed by Threshold Ventures, Uncork Capital, Y Combinator, Crosslink Capital, and Foundry, and is headquartered in San Francisco, CA. Learn more at inscribe.ai.



IntouchCX is a global leader in customer experience management, digital engagement, and technology solutions. We immerse ourselves in your world with curiosity, creativity, and innovation to deliver exceptional results. For over 20 years, we have scaled with soul to become a disruptive industry leader by building trusted long-term relationships with our brand partners and empowering our people to drive positive change. To learn more about us, visit [intouchcx.com](https://intouchcx.com).

Invest Northern Ireland (Invest NI) is the region’s economic development agency and its role is to grow the local economy by helping new and existing businesses to compete internationally, and by attracting international businesses to set up in the region.  

An unbeatable combination of talent, innovation and research has fuelled the growth of Northern Ireland’s financial technology sector. World-class expertise in trading and payment technologies, RegTech, data analytics and cyber security, together with pioneering activity in disruptive technologies such as blockchain and AI, underpins the region’s reputation as a Fintech hub of excellence.

Invest NI helps international companies scale their business by offering tailored overseas expansion guidance, financial incentives and soft-landing support. Northern Ireland has the unique position of being the only region in the world able to trade goods freely with both GB and EU markets.

Combine this with a superb infrastructure, competitive costs and excellent support packages and you have the ideal location for investment. In fact, over 1,200 international companies have set up in Northern Ireland and over 70% of the region’s inward investors go on to reinvest. 

To find out how Northern Ireland can help your business grow, please visit InvestNI.com/Americas



IPQS is a leading enterprise-level platform that combats fraud in all its forms, from bot detection to user validation and payment scoring, with over a decade of proven technology. Trusted by 3,500+ companies, including many Fortune 500 businesses, IPQS provides real-time protection that identifies high-risk users and malicious behavior without disrupting the experience for legitimate customers.

Our platform leverages advanced reputation checks and cyberthreat intelligence, powered by Fraud Fusion—a networked approach to fighting fraud that learns from hundreds of millions of transactions and user events daily across every industry and region. Through IP and device fingerprinting, email and phone validation, and cutting-edge proprietary data sources, IPQS enables teams to mitigate risk effectively and enhance account security.

With access to threat data from the internet's largest online honeypot network, consisting of over 10,000 websites, IPQS tracks stolen credit cards, leaked user data, and other fraud-related activities. Our Dark Data sensors even detect stolen information sold on the dark web. IPQS offers comprehensive protection against account takeovers, bots, chargebacks, fake accounts, and more, across all industries with worldwide coverage.

IPQS’s commitment to accurate, timely data is transforming fraud prevention, account security, and digital marketing, ensuring that businesses stay ahead of evolving threats.

Jifiti is a leading fintech company that powers white-labeled embedded lending solutions for banks, lenders and merchants worldwide. The company’s white-labeled platform provides banks and lenders with state-of-the-art technology to easily deploy and scale any consumer and business financing program at any merchant's point of sale - online, in-store and via call center. The platform supports every loan and BNPL option, including installment loans, lines of credit, split payments and business financing. With its multinational presence, Jifiti provides end-to-end point-of-sale financing solutions to global brands in any international market. Jifiti is utilized by leading financial institutions including Mastercard, Citizens Bank, CaixaBank, Credit Agricole, financial service providers including FIS and Finastra, and top retail brands including IKEA, Peloton, Wayfair, Coppel and others worldwide. 


Jumio protects the ecosystems of businesses through the Jumio KYX Platform, a unified, end-to-end identity verification and eKYC platform offering a range of identity proofing and AML services to accurately establish, maintain and reassert trust from account opening to ongoing transaction monitoring. Leveraging AI, biometrics and the latest technologies, Jumio has verified almost 600 million identities issued by over 200 countries and territories from real-time web and mobile transactions.



KashKick is a Consumer Research and Digital Product Marketplace that rewards members for playing games, sharing their opinion about consumer products and services, participating in financial and banking opportunities, and much more! KashKick members consist of financially conscious people of all age groups (18+) and demographics living in the United States who are interested in finding more ways to save, earn, and invest their hard-earned money.



When it comes to accessing native USD rails, Fintechs and Their Customers in Emerging Markets, such as Sub-Saharan Africa or LATAM, are in a disadvantageous position due to their jurisdictional risk, resulting in their exclusion from critical infrastructure such as domestic USD clearing and rails, onshore custody, US securities etc. although they represent the fastest growing economies in the world.

Keyrails Is A Global Trade Centric, API-Based Banking Platform For Emerging Market Fintechs. We provide on-shore, ACH-enabled, named USD & USDC Accounts as well as API powered modern financial services to Emerging Market Fintechs and Their Business Customers to enable them to competitively participate in the global trade. We have some of the biggest fintechs in Sub-Saharan Africa and LATAM as clients.

- Onboarding Within Days Instead Of Months
- Smart USD & USDC Custody via Qualified Custodians in the US.
- Redundancy via Multiple Banking Partners
- Optimized To Connect Local Collections To Overseas Supplier Payments

Keyrails is co-founded by Rajpal Khangura CAMS - CCI, a compliance professional with 15+ years of experience in high-risk regulatory compliance, anti-money laundering, risk management and financial services and Berhan Kongel, a serial entrepreneur with 15+ years experience in entrepreneurship, product, operations, regulatory compliance, cross-border payments, lending, custody, clearing & settlements and banking.



LinkLive is the leading all-in-one, AI-enabled communications platform trusted by the world’s most highly secure organizations. With thousands of users, Call Center Agents and Enterprise Employees sign into LinkLive for a full set of secure communication features that transform their conversations and allow them to engage with their customers from any device, whether in the office or working remotely.

Unlike other solutions, LinkLive stands out with modern, native features that unlock the best optimal outcomes. LinkLive is a trusted platform delivering cloud-based CCaaS, DCS, and Enterprise Communications with AI to create compelling experiences, optimize agent performance, and deliver compliant communications for enterprise users.

We’ve grouped LinkLive services to meet organizations’ diverse communication needs. These packages are available for Financial Services, Healthcare Providers/Payers, Social Assistance Organizations, and Retail Organizations.


On our mission to be America’s small business bank, Live Oak Bank is proud to offer embedded banking to deliver best-in-class financial services through API-first technology partners. With Live Oak’s embedded banking solutions, Live Oak aims to deliver better banking experiences, meeting small businesses where they are and integrating banking services within platforms SMB's use most. Our work is guided by the philosophy that know-how, efficiency and service are what make Live Oak different – and embedded banking is our way of serving our customers exactly where they need us, ultimately helping them drive success.

The embedded banking product empowers end-to-end digital solutions for both customers and partners with seamless, simple, and integrated experiences.

With Live Oak’s embedded banking partnership model, partners and integrations are flexible to deploy the right banking products and services for the right technology partners – enhancing both the development process and customer experience for a wide range of applications.

Live Oak is a digital, cloud-based bank serving small business owners in all 50 states. We are the #1 SBA 7(a) lender by dollar volume* in the country and our mission is to be America’s small business bank. We aim to fulfill that mission through banking products that help business owners buy, build and expand, along with FDIC-insured high-yield savings and CDs to grow their hard-earned money. Our family of companies under the holding and parent company Live Oak Bancshares (NYSE: LOB), and our subsidiaries, partner with businesses who share a groundbreaking focus on service and technology to redefine banking.

*#1 SBA 7(a) lender by dollar amount for FY 2022. The data supplied by the SBA reflects 7(a) highest dollar volume during FY 2022.



Method Financial empowers real-time data and payment access for consumer liabilities. Using a consumer’s PII, Method can securely connect all of a user’s liabilities (credit cards, student & personal loans, mortgages, etc.), retrieve comprehensive data (APRs, balances, due dates, VIN, make/ model and more), and enable payment access.

Method’s industry-backed network allows lenders, fintechs, and financial institutions to build personalized lending and financial management experiences supported by comprehensive real-time credit data, evergreen connections and integrated payment rails.

Through a single integration, Method powers access to liabilities held at over 15,000+ FIs in the US, covering 95% of all outstanding consumer debt.

Since launching in late 2021, Method has connected more than $30 billion in consumer debt and processed more than $100 million in liability payments.



nCino (NASDAQ: NCNO) is the worldwide leader in cloud banking. Through its single software-as-a-service (SaaS) platform, nCino helps financial institutions serving corporate and commercial, small business, consumer, and mortgage customers modernize and more effectively onboard clients, make loans, manage the loan lifecycle, and open accounts. Transforming how financial institutions operate through innovation, reputation, and speed, nCino is partnered with more than 1,850 financial services providers globally. For more information, visit www.ncino.com.  



NSEIT Inc. stands at the forefront of the digital landscape, crafting world-class technology solutions that empower global clients to navigate their digital transformation expeditions. With a robust portfolio encompassing Application Modernization, Business Transformation, Data Analytics, Artificial Intelligence, Infrastructure and Cloud Services, and Cybersecurity, we deliver insightful digital experiences and significant business outcomes. NSEIT has architected innovative solutions for over two decades, addressing complex challenges across diverse industries. Our strategic pursuits, including acquisitions like Aujas Cybersecurity and cloudxchange.io, have considerably augmented our cybersecurity and cloud services expertise, affirming our stature as a leading IT enterprise. Our dedicated team of over 3300 specialists drives our vision to reshape the future and propel digital progression. We cater to the banking, capital markets, and insurance sectors, providing transformative solutions that enhance operations, drive innovation, and ensure regulatory compliance.

Why NSEIT?

At NSEIT, we excel in seamlessly integrating digital innovations with traditional IT systems, leveraging deep industry insights to foster rapid and effective digital transitions. Our commitment extends beyond technology implementation; we enhance innovation, decision-making, and business operations. Supported by a robust ecosystem of partners, NSEIT ensures accelerated delivery and scalability, tailoring unique digital transformations for each client.
Renowned as a 'Trusted Technology & Knowledge Partner,' our influence spans over 300 clients across India, the US, and the Middle East. At NSEIT, we are not just building solutions; we are shaping the future of digital transformation.


Orum is the simplest API for fast, reliable payments. Our one solution delivers access to RTP, FedNow, Same Day ACH, ACH, Wires –– and now instant account verification.

Launch payments in two weeks or less
Access all major rails without costly bank integrations. Our payment API orchestrates money movement, optimizing for speed and cost.

Verify accounts instantly
Our patented technology determines within 15 seconds whether an account is open and valid. We cover 100% of U.S. bank accounts.

Safeguard your business
Don’t bet your business on an unreliable bank or payments partner. We provide a reliable, tested, and trusted solution in a world of real-time expectations.

Founded by Stephany Kirkpatrick and led by expert fintech operators from LearnVest, Square, N26, Klarna, Marqeta, and Stash, Orum has raised over $82M from leading investors, including Accel, Canapi, Bain Capital Ventures, Inspired Capital, Homebrew, Acrew, BoxGroup, Clocktower Ventures, Primary Ventures, and American Express Ventures. We provide the technology and expertise required to power a better financial system where everyone has the freedom to build to their potential. To learn more, visit[ Orum.io](http://orum.io).

Oscilar is a no-code, AI powered decision engine. Oscilar's fraud detection platform speeds up fraud operations from weeks to minutes by automating the entire fraud detection and mitigation journey from data exploration, visualization to feature engineering, decisioning and case management. With Oscilar, you can go from new signal to new decision within minutes.



Four decades of experience have made us a benchmark in the foreign exchange market and taught us that the future is about change.
We have evolved to expand our operations and reinforce our entrepreneurial spirit in a digital environment.
Your go-to partner to expand boundaries in Brazil.

Packetlabs is an IT consulting firm specializing in expert penetration testing. We offer a number of services to help strengthen your security posture including infrastructure penetration testing, web and mobile application testing, social engineering, red team exercises, source-code reviews and exploit development.

As a CREST and SOC 2 Type II accredited penetration testing firm, Packetlabs’ best in class methodologies and 95% manual pentesting go well beyond industry standards. We offer several solutions that push the envelope on security–and guarantee full regulatory and cyber insurance compliance.

Pagaya Technologies is at the forefront of AI-driven fintech innovation, reshaping the consumer lending landscape. With headquarters in New York and Tel Aviv, Pagaya leverages cutting-edge technology and an AI network to improve credit accessibility, addressing the 42% of consumers denied under traditional models. Partnering with industry giants like U.S. Bank, Ally, SoFi, and Visa, Pagaya's holistic underwriting approach reduces credit risk while expanding borrower inclusion. As the leading personal loan ABS issuer in the US, Pagaya exemplifies how AI can drive financial inclusion, offering a scalable, tech-enabled solution that benefits lenders, borrowers, and investors.

We are a global executive search consultancy, focusing specifically in recruiting for the Payments, Fintech and Crypto sectors.

Whether you're looking for a new opportunity or providing one - you're in safe hands with Pagos.

[Company Wesbite](https://www.pagosconsultants.com/)


PagSeguro is PagBank's (NYSE: PAGS) international division and provides innovative payment solutions, automating payments, sales, and wire transfers to boost businesses anywhere, in a simple and secure way. PagBank acts as issuer, acquirer, and provider of digital accounts, besides offering complete solutions for online and in-person payments in Brazil and, through PagSeguro, in Brazil and 16 other Latin American countries, besides Portugal, Spain, Turkey, Greece, and Romania, allowing merchants worldwide to process and collect more than 140 local payment methods and local currencies. It also provides instant single or mass cross-border payouts to Brazil.



Panamax, Inc. offers Fintech solutions to Banking and Financial Institutions worldwide. With over 20 years, this New York-based IT solutions and services provider has been offering industry-leading solution – MobiFin Elite, a Digital Financial Suite, that encompasses unmatched security, flexible configurability, and cloud-enabled multi-tenant system.

MobiFin Elite is one-of-a-kind Digital Financial Platform that helps banks and financial firms to create solutions suitable for the constantly innovating financial marketplace. Security, scalability and omni-channel capability form the focus of this platform.



Peoples Group has been providing a tailored suite of financial solutions and delivering world-class customer interactions since 1985. We have grown substantial market share in the insured commercial lending space and are the leading issuer of prepaid payment cards in Canada, as well as an innovative merchant acquirer. We are an entrepreneurial organization that excels at customizing solutions to fit the needs of our clients. 

We specialize in providing cutting-edge embedded financial solutions, empowering our partners to effortlessly integrate banking and payment functionalities into their business. With our API-driven approach, we offer a scalable and secure banking infrastructure. As a trusted partner of many fintechs, we have a proven track record of focusing our resources on this specific set of solutions and enabling our partners to launch compliant and innovative products to realize their success.

Our ecosystem of banking services includes: 
- Peoples Payments Platform
·         Card Issuing
·         Merchant Acquiring
·         Money Movement
- Peoples Deposits Platform
- Peoples Lending Platform
 
Accelerate your entry into the financial services arena through our suite of complementary products and services.

Persona offers best-in-class identity infrastructure that gives businesses the building blocks they need to design and manage fully customizable KYC, KYB, AML, and identity verification programs across 200+ countries and territories, helping them meet compliance standards, fight fraud, and build trust throughout the customer lifecycle.

Beyond identity verification, Persona’s platform provides an intuitive case review tool and a flexible orchestration layer to help businesses automate their identity operations from end to end — from setting custom rules to ingesting third-party data and triggering external actions. As a product and engineering-focused company, we’re proud to serve a number of companies as they scale, including Square, Carvana, BlockFi, Sonder, Coursera, Gusto, and Udemy.



Prism Data is a cash flow underwriting infrastructure and analytics platform powering the next generation of risk scoring. Prism’s API-based, no-PII solution makes it easy for clients to get the most out of financial transaction data, accelerating roadmaps, reducing risk, and enabling new opportunities. Through an innovative suite of products, including the market-leading CashScore®, Prism’s advanced open banking infrastructure derives powerful insights from deposit account transaction data. Clients can leverage these insights to accurately predict credit risk, score missing- and thin-file consumers, identify first-party fraud, and assist in the management of existing portfolios. Prism Data was developed by Petal over the course of nearly a decade and $2B in credit originations, resulting in maturity, reliability, compliance, and predictive-power unrivaled in the market today. To learn more, visit [www.prismdata.com](https://www.prismdata.com).  



Relay Network is the innovator of SaaS feed technology, with over 10 years of experience helping banks and credit unions more meaningfully engage with their customers. Using Relay Feeds, financial institutions are deepening their relationships with their customers. Our goal is to help our clients maximize the value of the relationships they’ve cultivated. 



Scalefocus provides tailored software solutions and services that empower businesses to grow and meet the challenges of tomorrow. We are a worldwide organization with a global perspective and a proven track record in creating and accelerating innovations for companies in North America, Europe, and the Middle East.

Bringing together a world-class engineering team and drawing on our industry experience, we have an in-depth understanding of the technology in the Finance & Banking industry. Our experts have solid know-how in system modernization, enterprise integrations, advanced data analytics and AI. They are seasoned in the implementation of cutting-edge front-end and back-end solutions that serve as additions to existing systems or as your system’s backbone. Our team is also proficient in secure cloud operations, utilizing a cloud-agnostic approach. 

We believe that technology-empowered finance is the only way forward for financial organizations and we put strong emphasis on seamless customer experience to reduce abandonment and increase customer satisfaction. At Scalefocus, we are especially proud of our Custom Application Development capabilities. Our intelligently designed solutions result from our constant drive for technology excellence and the experience we’ve gained from 500+ successfully completed projects in 26 countries for 300+ clients, which include Fortune 500 companies, innovative start-ups, and established leaders across a variety of industry verticals.

[Company Webiste](https://www.scalefocus.com/)

Scrut Automation is a smart GRC platform built to support security and risk professionals in establishing efficient enterprise-grade information security processes. With the Scrut platform, users can gain visibility into their risk posture, monitor controls in real-time, and showcase proof of compliance with industry frameworks like SOC, ISO 27X, PCI DSS, etc.

SEON is the leading fraud prevention system of record, catching fraud before it happens at any point across the customer journey. Trusted by over 5,000 global companies, we combine your company’s data with our proprietary real-time signals to deliver actionable fraud insights tailored to your business outcomes. SEON delivers the fastest time to value in the market through a single API call, enabling quick and seamless onboarding and integration. By analyzing billions of transactions, we’ve prevented $200 billion in fraudulent activities, showcasing why the world’s most innovative companies choose SEON.

Shufti is a leading global identity verification provider that helps businesses grow, meet compliance obligations and protect against fraud. Our customers use identity certainty to increase acquisition, loyalty and engagement through the entire customer lifecycle. Businesses enjoy a stronger bottom line through a compliance process that continuously screens and authenticates both consumers and businesses. At the same time, they leverage intelligent fraud protection to stay ahead of criminals with the most adaptable identity technology and deepest geographic coverage in the industry.
 
Our customers choose Shufti because we delight their customers. We reward them with the highest rated end-user experience in the industry (TrustPilot 4.6 score). We know fraud attack approaches are always changing. We embrace the ethos of ultimate adaptability to provide comprehensive solutions that rapidly evolve our products to meet new threats. We pride ourselves on doing the impossible. Our identity architects solve the most difficult problems. We listen. We understand. We solve.
 
Our solutions verify identities, documents, and accounts, covering KYC, KYI, KYB, and AML requirements. Our identity verification solutions are trusted worldwide by 1000+ businesses belonging to industries varying from finance to insurance and e-commerce. Shufti extends document verification in 150+ languages, with the ability to validate 10,000+ IDs in 240+ countries and territories within seconds.  By adopting AI-focused automation and the latest technological tools, Shufti secures business processes like client account opening, strong authentication and continuous KYC through award-winning identity verification services with an accuracy of up to 99%

Signifyd provides an end-to-end Commerce Protection Platform that leverages its Commerce Network to maximize conversion, automate customer experience and eliminate fraud and customer abuse for retailers.

Signifyd uses big data and machine learning to provide a 100% financial guarantee against fraud and chargebacks on approved orders. This effectively shifts the liability for fraud away from ecommerce merchants, allowing them to increase sales and open new markets while reducing risk.

Signifyd counts among its customers a number of companies on the Fortune 1000 and Internet Retailer Top 500 lists.



Sinch is the one-stop shop for all your communication needs. Our industry-leading customer engagement solutions enable personalized communication at scale across messaging, voice, and email to help businesses deliver next-level experiences.

• 100% reach - engage any customer on the planet on any channel.
• 600+ direct operator connections — scale communications globally with ease.
• 8/10 of the largest U.S. tech companies are Sinch customers.
• 600B engagements delivered per year.

Meaningful conversations, happy customers – on any channel.

• Messaging: Build flawless mobile experiences with solutions for SMS, MMS, RCS, and all messaging apps — use Conversation API to go omnichannel and connect them all!

• Voice: Get all the voice services you need for seamless communication with your audiences, whether you want to let customers reach you toll-free, collaborate seamlessly with remote colleagues, or stay compliant with the latest 911 regulations.

• Email: Our powerful, intuitive email solutions make transactional and marketing email comms a breeze, so you can build connected experiences in no time.

• Applications: Our ready-to-use applications for marketing, customer care, and conversational AI help you empower your teams and deliver five-star, friction-free experiences across the entire customer journey.



Spade provides merchant intelligence for the card ecosystem. In less than 50ms, our API enriches any card transaction with a detailed merchant profile built from real data sources. 


Superblocks is a low-code platform for developers to build secure, enterprise-grade internal applications 10x faster. Financial services companies use Superblocks to streamline core operational workflows, enhance customer experiences, and centralize governance, risk, and compliance. With Superblocks, developers with zero frontend expertise can build beautiful UIs, securely integrate with any database or API, configure permissions, and deploy production-grade internal apps in minutes.

Symend is the world’s only Conscious Engagement delinquency solution. Through its over five billion behavioral science-based attributes, dynamic iteration powered by AI and ML, and more than 100MM meaningful outcomes delivered to clients, Symend empowers businesses to tailor customer engagement to the human level. Founded in 2016, Symend is headquartered in Calgary and privately held with global operations across Canada, the United States, Latin America and the United Kingdom. 

Tata Communications Kaleyra is trusted by enterprise brands worldwide to enhance the customer experience with a suite of innovative communication solutions including SMS, Call Center, Video, and more.

As one of four businesses at Block (fka Square), TBD is focused on creating a decentralized future that returns ownership and control over your finances, data, and identity. Guided by this vision, TBD is building an open source developer platform and infrastructure that enables everyone to access and participate in the global economy.



Tech Mahindra offers innovative and customer-centric digital experiences, enabling enterprises, associates, and society to Rise for a more equal world, future readiness, and value creation. It is a USD 6.5+ billion organization with 148k+ professionals across 90 countries helping 1250+ global customers, including Fortune 500 companies. It is focused on leveraging next-generation technologies including 5G, Metaverse, Blockchain, Quantum Computing, Cybersecurity, Artificial Intelligence, and more, to enable end-to-end digital transformation for global customers. It is the only Indian company in the world to receive the HRH The Prince of Wales’ Terra Carta Seal for its commitment to creating a sustainable future. It is the fastest growing brand globally in ‘brand value rank’ and among the top 7 IT brands globally in brand strength with AA+ rating. With its NXT.NOWTM framework, Tech Mahindra aims to enhance ‘Human Centric Experience’ for its ecosystem and drive collaborative disruption with synergies arising from a robust portfolio of companies. It aims at delivering tomorrow’s experiences today and believes that the ‘Future is Now’.
Tech Mahindra is part of the Mahindra Group, founded in 1945, one of the largest and most admired multinational federation of companies with 260,000 employees in over 100 countries. It enjoys a leadership position in farm equipment, utility vehicles, information technology, and financial services in India and is the world’s largest tractor company by volume. It has a strong presence in renewable energy, agriculture, logistics, hospitality, and real estate. The Mahindra Group has a clear focus on leading ESG globally, enabling rural prosperity and enhancing urban living, with a goal to drive positive change in the lives of communities and stakeholders to enable them to Rise.


The Singleton Foundation for Financial Literacy & Entrepreneurship aims to inspire entrepreneurship and make financial competence fun, engaging and accessible for all. Our goal is to help give everyone the financial skills they need to better manage their lives and their businesses. A signature program of the Foundation is Groove, a. personalized goal-setting platform that helps you master money basics through habit-building and bite-sized learning. 

TigerGraph, the only scalable platform for analytics and machine learning on connected data, unlocks unprecedented value within existing data—fast enough to deliver the real-time insights needed to solve key business challenges that propel businesses forward. Customers leverage the AI powered graph solutions spanning fraud detection, customer 360, knowledge graphs, supply chain optimization, digital twins, and beyond - scaling as the data expands. With the integration of GenAI, TigerGraph platform delivers advanced AI capabilities, leveraging cutting-edge algorithms to extract deeper insights and enhance decision-making processes. Headquartered in California, TigerGraph leads the industry in performance, scalability, security, and ease of use. Learn more at tigergraph.com.


We are the experts in mobile intelligence, providing information on every mobile number globally. With connections to the world’s Mobile Network Operators, we handle 3 billion queries from customers every month, delivering unparalleled insights and data accuracy.

At TreviPay, we believe loyalty begins at the payment. Thousands of sellers use our global B2B payments and invoicing network to provide choice and convenience to buyers, open new markets and automate accounts receivables. With integrations to top eCommerce and ERP solutions and flexible trade credit options, TreviPay brings 40 years of experience serving leaders in manufacturing, retail and transportation. 



Triple’s next generation offers platform is powered by brand-consumer experiences with strategic partnerships across multiple industries. We offer unique solutions that drive engagement, revenue, and results for businesses of all sizes. Our mission is to expand access to card linked offers and create a dynamic value chain of advertisers, publishers, and consumers.



Decision-Centric automation and orchestration of all your business resources including people, process, and technology.

Generic

Trisotech is the leading visual modeling platform to automate and orchestrate anything, from complex business decisions, workflows and cases to intelligent apps and systems. It enables intuitive creation of decision centric orchestrations without the necessity of coding, or it can serve to enhance the productivity of programmers. The platform leverages open standards to deliver API-first, container-based digital applications.

Orchestration allows businesses to coordinate all their moving parts in a systematic and seamless way, while automation helps eliminate manual tasks that reduce efficiency and impact the customer experience.

From strategy to operations at the speed of digital transformation.  Create digital application products at the speed of thought.



At Unit21, we believe that combating financial crime demands a united front. We specialize in Transaction & Real-Time Monitoring, Case Management, and our Consortium that don’t just identify but proactively mitigate risks tied to money laundering, fraud, and other illicit activities. With a simple API and no-code interface, we empower fraud fighters and compliance heroes to detect and prevent bad actors—without tapping engineering. To learn more, follow us on LinkedIn and visit Unit21.ai.

UniTeller Financial Services, a subsidiary of Grupo Financiero Banorte, one of the largest Financial Groups in Latin America and the second-largest in Mexico, is a Cross Border Payment Processor based in the United States and one of the market leaders offering International Remittance and Cross Border Payment Processing Services. With an extensive network of more than 200,000 paying locations in over 75 countries worldwide, UniTeller offers coverage in Latin America, Asia, Africa, and Europe.

At UniTeller, we embrace changes in technological advancements to remain relevant to our partners. We act as a processing partner with a customized business and revenue sharing model that adapts to our partners’ needs. UniTeller has partnered with more than 100 Remittance Companies, Banks, Telco providers, Fintechs, International Payment Institutions, and Retailers in North America, Latin America, Europe, and Asia. Through our Turnkey White Label and API solutions and integrations, our partners are able to provide digital cross-border payments across the globe.

The foundation of UniTeller is built on our core values of Innovation, Integrity, Team Work, and Excellence. They are the essence of UniTeller and trickle down to every aspect of our operations. These core values define our organization-wide corporate culture, represent standards of conduct that guide our actions, and reflect our commitment to not only our employees, agents, and partners, but also to the communities in which we operate.
The impact that UniTeller has on the lives of people goes far beyond providing an affordable, dependable, and secure money remittance service. As the world evolves and technology advances, we continue to grow our platform enabling us to further connect our immigrant communities with their roots and the ones that are most important to them.

For Business Partnership requests, contact corporatepartners@uniteller.com or visit [www.uniteller.com](https://www.uniteller.com) to learn more.



ValueLabs is a global technology company delivering unmatched business value through its enterprise generative AI platform, AiDE®. By integrating AiDE® into Product Development and Digital Enablement we help clients stay ahead, drive revenue, and enhance market positions. Our ‘Human + AI’ paradigm achieves 40% faster speed to value with bulletproof quality. With 29 locations, 7,000 associates, and 300 clients worldwide, our commitment to excellence has resulted in industry-leading Net Promoter Scores (NPS) of over 80 for employees and 90 for clients.

Veriff is the preferred identity verification platform partner for the world’s most innovative growth-driven organizations, including pioneers in financial services, fintech, crypto, gaming, mobility, and online marketplaces. We provide advanced technology that combines AI-powered automation with reinforced learning from human feedback, deep insights, and expertise. We are leading the digital identity revolution by delivering a proven infrastructure that enables our customers to have trust in the identities and personal attributes of their users across all the moments that matter in the customer journey. Veriff’s clients include Bolt, Deel, KWS/Epic Games, Monese, Starship, Trustpilot, and Wise.

Veriff is the partner of choice for organizations that need to rapidly and conveniently verify and safeguard users anywhere in the world. This is achieved by supporting the broadest number of identity documents, from more than 230 issuing countries and territories. Our proven identity verification platform analyzes more than 1,000 data points including the person, document, device, and network to enable trust from the first hello.

With more than 400 people from 50 different nationalities and offices in the United States, United Kingdom, Spain, and Estonia, as well as robust backing and funding from investors including Accel, Alkeon, IVP, Tiger Capital, and Y Combinator, we’re dedicated to helping businesses and individuals build a safer and more secure world.

Vixio's strong track record of integrity and reliability means we’re trusted by vital global brands to deliver the correct information at the right time.

We have brought together regulation, law and compliance experts to provide our clients with the regulatory intelligence they need to anticipate and navigate the ever-changing global payments and gambling regulatory landscape.

Our deep understanding of the industries we serve, globally recognised analyst insights and easy-to-use technology allow us to keep you informed of the past, present and future regulatory environment.

We help you understand the impact and opportunities for your business so you can stay on top of regulatory change to meet your obligations and identify growth opportunities.



William Blair is the premier global boutique with expertise in investment banking, investment management, and private wealth management. We provide advisory services, strategies, and solutions to meet our clients’ evolving needs.



Wipro Limited (NYSE: WIT, BSE: 507685, NSE: WIPRO) is a leading technology services and consulting company focused on building innovative solutions that address clients’ most complex digital transformation needs. Leveraging our holistic portfolio of capabilities in consulting, design, engineering, and operations, we help clients realize their boldest ambitions and build future-ready, sustainable businesses. With 250,000 employees and business partners across more than 60 countries, we deliver on the promise of helping our clients, colleagues, and communities thrive in an ever-changing world.



Wolfe, located in Pittsburgh, PA, is a leader in the Gift Card and FinTech sectors, specializing in innovative gifting products and solutions for the past 25 years. Wolfe Solutions offer a comprehensive range of gifting services, including customizable gift cards, corporate gifting solutions, and advanced digital gifting platforms. We are the power and solution behind many gift card programs and large national merchants. Our consumer brand portfolio includes PerfectGift.com, GiftYa, Gift Card Granny, and Give InKind.

Abrigo enables 2400+ U.S. financial institutions to support their communities through technology that fights financial crime, grows loans and deposits, and optimizes risk. Abrigo’s platform centralizes the institution’s data, creates a digital user experience, ensures compliance, and delivers efficiency for scale and profitable growth. __Make Big Things Happen.__  Get started at [abrigo.com](https://www.abrigo.com/). 

At ADP, what we do is about people. For over 75 years, we've led the way in defining the future of business with solutions that unite HR, payroll, talent, time, tax and benefits administration. With over 1 million clients and over 41 million workers paid by ADP, our Embedded Payroll helps partners grow their business by adding best-in-class payroll directly into their platform – giving their clients more reasons to stick around. With our superior technology, award-winning product, go-to-market resources and expert customer support, partners will be ready to confidently launch and scale their payroll business. Hear ADP's SVP and GM of Global Payments & Compliance speak at Instant Payments...The Time is Now!

Airwallex is the leading financial technology platform for modern businesses growing beyond borders. With one of the world’s most powerful payments and banking infrastructure, our technology empowers businesses of all sizes to accept payments, move money globally, and simplify their financial operations, all in one single platform. Established in 2015 in Melbourne, our purpose is to connect entrepreneurs, business builders, makers and creators with opportunities in every corner of the world. Today, Airwallex has a global footprint across Asia-Pacific, Europe, and North America. 

Altimetrik is a pure play data and digital engineering services company focused on unlocking digital business growth and opportunity with speed, scale, and consistency. We focus on delivering business outcomes with an agile, product-oriented approach. Our digital business methodology provides a blueprint to develop, scale, and launch new products to market faster. 

We have a team of 5,500+ practitioners with software, data, cloud engineering skills help create a culture of innovation and agility that optimizes team performance, modernizes technology, and builds new business models. As a strategic partner and catalyst, Altimetrik quickly delivers results without disruption to the business regardless of digital maturity and we do this within a clients existing technology infrastructure. 

We are strategic partners and catalyst for world’s leading Banks, FinTechs and Payment Service Providers

__WE BUILD__
Payment-as-a-Service
Banking-as-a-service
Onboarding-as-a-Service
Omnichannel Commerce Solutions
NFTs and Web 3.0 Commerce

__WE TRANSFORM__ 
Payment Hubs
Platform Modernization and Cloud adoption
Payment Gateways and Switches
and more…



American Express is a globally integrated payments company, providing customers with access to products, insights and experiences that enrich lives and build business success.



Lending executives choose Amount to achieve a Performance Advantage for high-velocity account origination.

In today’s challenging banking climate, lending executives must find new strategies to drive profitable growth. Manually powered processes and loan origination systems built for another era create a Profitability Chokepoint with painful, negative consequences. With Amount’s Digital Origination and Decisioning SaaS Platform, lenders are finally able to break free of the chokepoint and achieve a Performance Advantage. Because battle-tested lending intelligence is baked into the platform, lenders benefit from best practices, policies, and accumulated knowledge rooted in decades of lending experience. Lenders can now grow with confidence, utilizing the power of Amount’s cognitive decisioning for credit, fraud, and compliance to make superior risk decisions with integrity. Amount enables lenders to delight customers every step of the way with adaptive journeys that create friction-free experiences for everyone.
Built by digital lenders for all lenders, Amount provides rapid time to value, with less than 90 days to go live, making a Performance Advantage achievable today and into the future.



Appian helps organizations build apps and workflows rapidly, with a low-code automation platform. Combining people, technologies, and data in a single workflow, Appian can help companies maximize their resources and improve business results. Many of the world’s largest organizations use Appian applications to improve customer experience, achieve operational excellence, and simplify global risk management and compliance. For more information, visit [www.appian.com](https://www.appian.com).



april partners with banks, fintechs and payroll companies to help Americans file, estimate and optimize their taxes all from within your app. We’re breaking through the red tape of a complex industry with the power of AI, offering smarter tax solutions that are built to be  white labeled and embedded anywhere that Americans make financial decisions. Your customers can receive year-round tax insights and opportunities to optimize, preventing any unexpected surprises and speeding up the filing process come tax season. By embedding april, our clients have seen increased product engagement, MAU, and deposits, with up to 97% of users depositing their tax refund into partner accounts.  Be your customers’ hero and help them evolve their approach to taxes - from retroactive audit to a year-round planning process.



Bandwidth (NASDAQ: BAND) powers many of the largest banks, insurance companies, and other financial institutions with mission-critical voice calling, text messaging, and emergency services. Our software solutions and our Communications Cloud, covering 65+ countries and over 90 percent of global GDP, are trusted by all the leaders in unified communications and cloud contact centers–including Amazon Web Services (AWS), Cisco, Google, Microsoft, RingCentral, Zoom, Genesys and Five9–as well as Global 2000 enterprises and SaaS builders like Docusign, Uber and Yosi Health. As a founder of the cloud communications revolution, we are the first and only global Communications Platform-as-a-Service (CPaaS) to offer a unique combination of composable APIs, AI capabilities, owner-operated network and broad regulatory experience. Our award-winning support teams help businesses around the world solve complex communications challenges to reach anyone, anywhere. For more information, visit bandwidth.com.


Bank of America is one of the world’s largest financial institutions, providing a full range of banking, investing, asset management and other financial products and services. It is a leading global bank and wealth management franchise and a premier corporate and investment banking and capital market business, providing innovative services in M&A, equity and debt capital raising, lending, trading, risk management, research, and liquidity and payments management. Clients and customers can expect access to a comprehensive suite of world class products, services, and expertise from an organization that serves clients through operations in more than 40 countries and has treasury relationships with 95 percent of the U.S. Fortune 1,000 companies and 73 percent of the Global Fortune 500. For additional information regarding Bank of America, please see [https://business.bofa.com/](https://business.bofa.com/). Disclaimers [https://www.bofaml.com/en-us/content/baml-disclaimer.html](https://www.bofaml.com/en-us/content/baml-disclaimer.html).



Blackhawk Network delivers branded payment solutions through the prepaid products, technologies and network that connect brands and people. We collaborate with our partners to innovate, translating market trends in branded payments to increase reach, loyalty and revenue. We reliably execute security-minded solutions worldwide. Join us as we shape the future of global branded payments.



Braze is the leading customer engagement platform that empowers brands to Be Absolutely Engaging.™ Braze allows any marketer to collect and take action on any amount of data from any source, so they can creatively engage with customers in real time, across channels from one platform. From cross-channel messaging and journey orchestration to Al-powered experimentation and optimization, Braze enables companies to build and maintain absolutely engaging relationships with their customers that foster growth and loyalty. The company has been recognized as a 2024 U.S. News Best Technology Companies to Work For, is a 2023 UK Best Workplace for Women by Great Place to Work, and was named a Leader by Gartner® in the 2023 Magic Quadrant™ for Multichannel Marketing Hubs and in The Forrester Wave™: Cross-Channel Marketing Hubs, Q1 2023. Braze is headquartered in New York with 10+ offices across North America, Europe, and APAC. Learn more at braze.com

Bread FinancialTM (NYSE: BFH) is a tech-forward financial services company providing simple, personalized payment, lending and saving solutions. The company creates opportunities for its customers and partners through digitally-enabled choices that offer ease, empowerment, financial flexibility and exceptional customer experiences. Driven by a digital-first approach, data insights and white-label technology, Bread Financial delivers growth for its partners through a comprehensive product suite, including private label and co-brand credit cards, installment lending, and buy now, pay later (BNPL). Bread Financial also offers direct-to-consumer solutions that give customers more access, choice and freedom through its branded payment, lending and saving products.
Formerly Alliance Data, Bread Financial is an S&P MidCap 400 company headquartered in Columbus, Ohio, and committed to sustainable business practices powered by its 6,000+ global associates. To learn more about Bread Financial, visit BreadFinancial.com or follow us on Facebook, LinkedIn, Twitter and Instagram.



__Buckzy Payments__ is the go-to network for real-time cross-border payments. With the most comprehensive embedded finance platform for payouts and payins plus the largest real-time network to move money across the globe, we're the partner you should be working with today to make tomorrow a success.



Chargebacks911® is the global leader in chargeback prevention and remediation technology. As a technology platform provider to financial institutions and merchants, Chargebacks911 is the first global company fully dedicated to providing end-to-end solutions, specifically designed to counter post-transactional fraud and chargebacks, delivering data-driven intelligence and scale. Today, Chargebacks911 safeguards more than 2.4 billion transactions per year on behalf of 2.5 million merchants in 87 countries. For details on Chargebacks911’s comprehensive dispute management solutions, visit https://chargebacks911.com.



At Checkout.com, our passion for payments runs deep. Since 2012, we've grown our presence to 19 offices worldwide, driven by a team of experts who don't just dream big but also zero in on the details that elevate each transaction.  Our global digital payments platform provides the flexibility and scalability businesses need to transform payments into a major revenue source. More than providers, we're partners, offering insights and value that navigate the complexities of the payments landscape with rigor and discipline.  Checkout.com’s mission is to enable businesses and their communities to thrive in the digital economy. Our approach is simple: dive deep to understand every nuance, obsess over every detail, and consistently deliver results that matter.  The checkout moment is just the beginning for us.  We obsess over performance because it's fundamental to delivering seamless checkout experiences. We’re committed to creating virtually invisible checkout experiences - focussed on boosting acceptance rates.  We're Checkout.com, and we're where the world checks out.

Cognizant (Nasdaq: CTSH) engineers modern businesses. We help our clients modernize technology, reimagine processes and transform experiences so they can stay ahead in our fast-changing world. Together, we're improving everyday life. See how at www.cognizant.com or @cognizant.

Cogo is a carbon footprint management product that helps individuals and businesses to measure, understand and reduce their impact on the climate. Cogo does this through partnerships with some of the world's largest banks to integrate leading carbon-tracking functionality into their banking apps.

Cogo uses best-in-class models to provide accurate ways to measure carbon emissions specific to local markets and cutting-edge behavioural science techniques to nudge customers to make more sustainable choices.

Cogo currently works with 16 banks, with plans to double this in the next twelve months.

Founded in 2016, Cogo now employs over 70 people, operates in 12 countries across Europe, Australasia and North America (including the UK, Netherlands, New Zealand, Australia, Japan, Singapore and Canada).

Cogo has raised over US$14 million in funding since launch.

To find out more information about Cogo, please visit cogo.co.



Cross River provides technology infrastructure powering the future of financial services. Leveraging its proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards, lending and crypto solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s most essential fintech and technology companies. Together with its partners, Cross River is reshaping global finance and financial inclusion. Member FDIC. Find out more at www.crossriver.com.

Data Zoo is a global identity solution powering modern verification experiences for digital businesses around the world. With one global integration, Data Zoo’s research-backed, patented technology replaces the complexities of legacy identity providers with the flexibility, innovation and privacy needed to seamlessly and securely onboard customers.  

Data Zoo is one of the fastest-growing tech companies in Australia (Deloitte Fast 50 2021 & 2022) and is trusted by some of the largest global financial institutions, payment providers, and fintechs to verify millions of customers while minimising fraud and risk. Data Zoo is certified and adheres to the highest industry standards and regulations around the world, such as ISO 27001:2013, SOC 2 Type 2 and the UK Government’s Digital Identity and Attributes Trust Framework (UKDIATF).  

Data Zoo has received numerous accolades, including being selected as a Representative Vendor in Garter’s 2022 Market Guide for Identity Proofing and Affirmation, winning Excellence in Establishing Global Market Presence at FinTech Australia’s Finnies Awards 2023 and being awarded highly commended for software innovation at the InnovationAus 2022 Awards for Excellence. Headquartered in Sydney, Australia, Data Zoo continues to expand its global presence with offices in New York, Amsterdam, New Zealand, Singapore and The Philippines. 


Deluxe, a trusted Payments and Data Company, champions business so communities thrive. Our solutions help businesses pay, get paid, and grow. For more than 100 years, Deluxe customers have relied on our solutions and platforms at all stages of their lifecycle, from start-up to maturity. Our powerful scale supports millions of small businesses, thousands of vital financial institutions and hundreds of the world’s largest consumer brands, while processing approximately $3 trillion in annual payment volume. Our reach, scale and distribution channels position Deluxe to be our customers’ most trusted business partner.



Deserve Inc. is a leading mobile-first credit card platform built on a cloud-native and API-enabled architecture, which allows partners to offer superior personalized experiences for cardholders. We partner with financial institutions, fintechs, lenders, and merchant co-brands. Deserve Inc. is headquartered in Palo Alto, California.



Everyday banking combined with our best-in-class API developer tools enable you to launch and integrate better products faster.

Evolve Open Banking is recognized as a global leader in the payments and BaaS industry delivering unique solutions and innovative technology strategies to our partners. We are a power player in payments without being a big box bank.

We understand the twists and turns in the financial industry and, most importantly, we know consumer needs change constantly. Today’s End Users expect speed, efficiency and security in every transaction and the flexibility to choose transaction methods that work for them. Our goal is to provide the foundation for the world’s best financial innovators.



Featurespace is the world leader in enterprise technology that prevents fraud and financial crime. With a mission to make the world a safer place to transact, Featurespace helps banks and financial institutions protect customers, and reduce risk and business operating costs by providing industry-leading machine learning, fraud & financial crime prevention solutions.  
 
Featurespace invented Adaptive Behavioral Analytics and Automated Deep Behavioral Networks and is the first to profile both genuine and fraudulent behavior to identify and block criminal activity in real time. Both are patent pending technologies that are central to Featurespace’s award winning ARIC™ Risk Hub.  
 
Featurespace was named as one of the winners of the International PETs challenge, which was convened to drive innovation in Privacy-Enhancing Technologies that reinforce democratic values and announced at President Biden’s second Summit for Democracy. In October 2023, Featurespace developed a propriety Generation AI foundation model, the World’s First Large Transaction Model, TallierLTM™. Developed for the payment industry due to the model's expertise in processing transactional data that improves fraud detection by up to 71%. 
 
Over 70 direct customers and 200,000 institutions have put their trust in Featurespace’s technology including HSBC, NatWest, TSYS, Worldpay, Contis, Danske Bank, Akbank, Edenred and Permanent TSB. Founded in 2008, and headquartered in Cambridge, UK Featurespace has a team of over 400, operating globally from seven locations.  
 

Finturf is a financial technology company specializing in turnkey and custom software solutions. We cater to lenders, finance companies, large merchant networks, and consumer lead aggregators wanting to offer or enable point-of-sale financing. 

With Finturf, these organizations can drive substantial lead volume, garner more customers, and extend their lending products across an extensive network of diversified merchants and service providers.

Finturf offers its partners the following features:

Multiple Lender Waterfall: Finturf offers access to multiple point-of-sale and direct-to-consumer lenders through a single application, enabling merchants to build custom waterfalls that fit their business. 

Tailored Lead Generation: Finturf provides lenders with high-quality and pre-screened leads, enhancing the efficiency of their loan origination process.

Access to a Vast Merchant Network: Finturf offers lenders access to a vast merchant network, spanning multiple industries and opening avenues for extensive business growth.

Loan Origination System: Finturf’s integrated loan and offer generation system enables new lenders to enter the market quickly, build, and deploy custom models.

Branded Support: Finturf offers white-labeled call center and back office support, allowing full representation of your brand with a low cost of entry.  

Merchant Underwriting and Risk Management: Finturf equips lenders with comprehensive merchant risk management, underwriting, monitoring tools, complaint management, and built-in fraud prevention.

We invite you to visit Finturf at booth 5129 to learn more about our solutions and how they can improve your financial operations.

Glean is the AI-powered work assistant that connects and understands all a company’s knowledge, to bring employees the answers they need. Using its state-of-the-art enterprise search, Glean generates personalized answers grounded in a company’s unique enterprise knowledge graph. All answers are secure, private, permissions-aware, and fully referenceable. With Glean’s low-code and no-code centralized AI platform, companies build custom generative AI experiences grounded in company knowledge.


Hexaware’s banking solutions are designed to empower our clients on their journey to becoming business and technology leaders in the banking industry. Whether it's achieving regulatory compliance, enabling payments excellence, or digitally transforming banks and building neo-banks, our AI-first approach ensures that we deliver integrated, future-ready solutions. By embedding AI/ML and data sciences into our domain context-driven strategies, we unlock insights and drive efficiency across all operations. Our ability to build working prototypes, coupled with niche partnerships, allows us to offer end-to-end, customized solutions that meet the specific needs of our clients. Learn more - https://hexaware.com/industries/banking/

Hexaware is a global technology and business process services company. Our 32,000+ Hexawarians wake up every day with a singular purpose; to create smiles through great people and technology. With 54 offices in 28 countries, we empower enterprises worldwide to realize digital transformation at scale and speed by partnering with them to build, transform, run, and optimize their technology and business processes.
Learn more about Hexaware at https://www.hexaware.com. 

HTEC is a global digital, product development, and technology engineering firm powering the technological evolution of the world’s most impactful organizations – from disruptive startups to the Fortune 500. With more than 2,000 experts spread across North America and Europe, HTEC is an ideal technology partner for its clients and the ultimate growth platform for its employees.   

IBM is a leading provider of enterprise AI, hybrid cloud architecture, security and ESG insights to the global financial services industry. Its deep industry and technology expertise, comprehensive portfolio of services and solutions, and robust ecosystem of fintech partners, empower collaboration, innovation, and creation with clients. As a trusted partner to banks, capital markets, wealth managers, insurers, payments providers and their regulators, IBM guides financial institutions at all stages of their digital transformation journeys through IBM Consulting and delivers the proven infrastructure, software, and services they need through IBM Technology. For more information, visit www.ibm.com/industries/financial-services.

IDology, a GBG company and market leader in the Americas, delivers a comprehensive suite of identity verification, AML/KYC compliance and fraud management solutions to help businesses establish trust, drive revenue and deter fraud. We deliver end-to-end coverage of the customer identity lifecycle, offering standalone and multi-layered capabilities, with thousands of diverse data sources and leading technology for document authentication and ID + selfie verification. Our solutions are trusted to onboard more genuine customers faster and can be implemented quickly to seamlessly and securely verify identities any place in the world – with confidence.

Infosys is a global leader in next-generation digital services and consulting. Over 300,000 of our people work to amplify human potential and create the next opportunity for people, businesses and communities. With over four decades of experience in managing the systems and workings of global enterprises, we expertly steer clients, in more than 55 countries, as they navigate their digital transformation powered by the cloud. We enable them with an AI-powered core, empower the business with agile digital at scale and drive continuous improvement with always-on learning through the transfer of digital skills, expertise, and ideas from our innovation ecosystem. We are deeply committed to being a well-governed, environmentally sustainable organization where diverse talent thrives in an inclusive workplace.

Visit [www.infosys.com](https://www.infosys.com/industries/financial-services.html) to see how Infosys (NSE, BSE, NYSE: INFY) can help your enterprise navigate your next.



Intellicheck (Nasdaq: IDN) is an identity company that delivers on-demand digital and physical identity validation solutions for KYC, AML, fraud, and age verification needs. Intellicheck validates identities for financial services, fintech companies, BNPL providers, e-commerce, and retail commerce businesses, law enforcement and government agencies across North America. Intellicheck can be used through a mobile device, a browser, or a retail point-of-sale scanner.

Intellicheck is used every day and customers are completely unaware!

- 8,000+ bank branches and online
- 30,000+ retail locations and retail websites
- 28 state-level law enforcement agencies

Great things are happening in Ohio.  Ranking among the world’s largest economies, Ohio’s resources empower business and individuals to have it all.  Your plans will go further here with a welcoming business climate that attracts global investment and fosters growth, a strong talent and education system building a highly skilled workforce of the future, and one of the most ambitious innovation strategies in the country set to grow cutting-edge technologies and industries.  Ohio’s simplified tax structure, central location, and affordable cost of doing business are catalysts for economic diversification and prosperity.  

A thriving economy and enough variety to support any lifestyle—Ohio has it all!  Visit [JobsOhio.com](https://www.jobsohio.com) to learn more.



LexisNexis® Risk Solutions harnesses the power of data and advanced analytics to provide insights that help businesses and governmental entities reduce risk and improve decisions to benefit people around the globe. We provide data and technology solutions for a wide range of industries including insurance, financial services, healthcare and government. Headquartered in metro Atlanta, Georgia, we have offices throughout the world and are part of RELX (LSE: REL/NYSE: RELX), a global provider of information-based analytics and decision tools for professional and business customers. For more information, please visit www.risk.lexisnexis.com and www.relx.com.



Lithic empowers the technology forward business to build, launch, and grow custom physical, virtual, and tokenized card programs using comprehensive issuing and processing payments infrastructure. 

Leading brands in digital banking, expense management, disbursements, fleet, and commercial credit choose Lithic for its comprehensive toolkit. Lithic's developer-first platform seamlessly handles the complexities of card issuance, offering composable design and industry compliant infrastructure, all with insanely fast speed to market. 

By Partnering with Lithic, businesses can concentrate on enhancing their customer experience, driving innovation, and achieving growth. 

Lithic's investors include Index Ventures, Bessemer Venture Partners, Stripes, Spark Capital, and Mastercard.



Looking to collect and disburt payments in Latam? Localpayment offers you 1 API to integrate all Countries and Currencies all together! Check our our documentation:

https://docs.v3.localpayment.com/

Mbanq is a leading Banking-as-a-Service (BaaS) provider and FinTech innovator that pioneers BaaS by facilitating the creation and operation of traditional banks, neobanks, credit unions and FinTech platforms for clients through its digital banking platform, white-label mobile apps and comprehensive support services. It also extends embedded banking benefits to a diverse clientele, from retail brands to sports teams.

Mbanq stands out for its exceptional regulatory prowess, modern technology, and industry-specific solutions. Founded in 2016 and headquartered in the United States, Mbanq offers extensive support for digital banking that encompasses compliance, lending, back office, and dispute resolutions, on top of a proprietary, cutting-edge technology stack.

An outlier in the FinTech industry, Mbanq achieved profitability a mere three years after launch and is, today, one of the fastest-growing FinTechs in the world. With a global presence and a focus on innovation, the company continues to drive the evolution of banking, enabling financial institutions leap ahead in an increasingly digital world. 

[www.mbanq.com](https://mbanq.com)


McKinsey is a global management consulting firm committed to helping organizations accelerate sustainable and inclusive growth. We work with clients across the private, public, and social sectors to solve complex problems and create positive change for all their stakeholders. We combine bold strategies and transformative technologies to help organizations innovate more sustainably, achieve lasting gains in performance, and build workforces that will thrive for this generation and the next.



Microblink is a globally recognized, award-winning leader in AI-powered identity verification and document processing, handling over 3 billion documents each year to enable secure and efficient interactions for businesses and governments worldwide.

Our flagship products, BlinkID, BlinkID Verify, and BlinkCard, provide secure and reliable solutions for document and payment card scanning, verification, and data extraction. With a unique inference engine powering our machine learning models, we offer unparalleled on-device and cloud processing capabilities, ensuring a seamless user experience without compromising security or efficiency.  

Our lightning-fast, AI-powered solutions streamline onboarding, reduce manual effort, and foster loyalty by creating frictionless, trustworthy customer experiences across all channels. Microblink takes privacy and security seriously and is ISO 27001 and ISO 27701 certified.

With industry expertise, skill, and experience on our side, MobiFin has been a trusted and preferred partner for banks, telecos, and other businesses in achieving the common goal of result oriented success. Our Management Team is a source of inspiration to the employees whose focus is the constant satisfaction of our clients and their customers.

Over the last three decades, MobiFin has helped numerous teleco companies, carriers, MVNOs and MNOs around the globe gain new grounds in the industry by fulfilling their specific technological needs.



Modern Treasury's software and APIs enable companies to add money movement and tracking to their products without the heavy lifting. We’re modernizing the financial processes and developer tools for payments in the online economy’s next wave of digital wallets, fiat-crypto on-ramps, ride share driver payouts, online instant loans, and other the fast growing parts of the economy. Our products connect cashflow, dataflow, and workflow because moving money is more than just moving money. We call this integrated work Payment Operations. Founded in 2018, San Francisco-based Modern Treasury now reconciles over $3 billion per month, and is backed by Benchmark, Altimeter, SVB Capital, Salesforce Ventures, NewView Capital, and Y Combinator.



NeuroID is a behavioral analytics company that is redefining identity orchestration by bringing human behavioral signals into the digital world.

NeuroID solutions assess the intent of the consumer, fraudster, or bot on the other end of a digital device to ascertain their digital integrity. Our flagship products—ID Crowd Alert™ and ID Orchestrator™—use patented neuroscience-based analytics to measure intent so our customers can unlock top of funnel identity screening and authentication capabilities in real-time, in order to better provide exceptional customer experiences to genuine applicants.

A pioneer in the behavioral analytics field, Neuro-ID helps some of the largest digital brands in the world optimize their identity orchestration, continually monitor crowd-level behavior, detect sophisticated fraud ring attacks in real-time, and enact the right level of either fast-track or friction for potential customers. All of this happens even before customers hit ‘submit’ in their onboarding journey. The result is scalable, safe, and seamless digital identity screening based on this pre-submit data that works through a simple javascript and never collects customer data or causes unnecessary friction. ID Crowd Alert and ID Orchestrator have translated more than a trillion behavioral data points to help reduce friction, increase conversion, eliminate false positives, and minimize false declines for a robust and revenue-driving holistic identity orchestration that seamlessly integrates with any fraud stack.



Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly by harnessing alternative credit data. The company is a CRA that leverages its unique set of data sources, bank-grade infrastructure and compliance framework, and proprietary credit expertise to help lenders fill the gaps that exist in traditional credit analytics. Nova Credit serves as the bridge between data and credit excellence, providing a comprehensive suite of solutions designed to give lenders across various industries - including finance, fintech, property management, telecom, and automotive - a competitive edge in the open finance era. Its cross-border credit product, Credit Passport®, cash flow underwriting product, Cash Atlas™, and income verification product, Income Navigator, are used by leading organizations like American Express, Verizon, HSBC, SoFi, Scotiabank, and Yardi. Nova Credit is backed by investors including Kleiner Perkins, General Catalyst, Index Ventures, and Canapi Ventures, as well as executives from Goldman Sachs, JP Morgan, and Citi.



Ocrolus is a document AI platform that enables faster and more accurate financial decision making. The company analyzes documents with over 99% accuracy, regardless of format or quality, supporting hundreds of document types including bank statements, pay stubs, and tax forms. Ocrolus provides a trusted solution to detect fraud and streamline decisions for 400+ clients across a number of use cases, ranging from small business, mortgage, and consumer lending to tax preparation and Medicaid eligibility. Customers such as Enova, PayPal, Brex, CrossCountry Mortgage, Plaid, and SoFi leverage Ocrolus automation to build delightful user-experiences. To learn more, visit Ocrolus.com.



With more than 25 years of industry experience and offices in Chicago, Philadelphia and London, Onbe is a fintech that manages and modernizes customer and workforce disbursements for corporate clients ranging from mid-market to the Fortune 500. Onbe’s team of experts and technology platform offers clients a turnkey solution to offload their entire B2C payment operations, relieving them of the cost, complexity and risk that come with orchestrating these payments in-house. Backed by top-tier investors, Onbe delivers on today’s consumer expectations for instant, digital and seamless payments. To learn more, visit www.onbe.com and follow us on LinkedIn.

Orion Innovation is a leading digital transformation and product development services firm. Headquartered in Edison, NJ, we have a global team of over 6,200 associates, with engineers in 14 major delivery centers across North America, Europe, Asia Pacific and Latin America.

At Orion, we enable fintechs, payment providers, capital markets, wealth & asset management, insurance companies and banks to embrace disruption by combining engineering and design thinking with our holistic understanding of the issues currently facing the sector. We use advanced technology, including AI, NLP, automation and predictive analytics so that financial institutions can increase profitably, improve ROI and significantly enhance the overall user experience.

As technology advancements and expanding global networks become more pervasive, organizations face major problems protecting the systems and data. Consumers continue to embrace new payment methods, increasing cyber security threats for businesses.

Cloud technology, open banking, API-driven solutions are seen as key to drive business growth further particularly when digital experiences continue to influence commerce more than ever. Businesses will reap the benefits of cloud technology by combining the value of existing platforms for greater reliability, faster product delivery cycles, better economies of scale and innovative analytics.
Orion can partner with your firm to anticipate evolving client and employee expectations, find the right answers, conceptualize and build the right solutions, and deliver the business transformation you need. We bring decades of experience transforming financial services operations with Digital Strategy, Experience Design, and Engineering.

Learn more about our Financial Services capabilities at [orioninc.com/financial-services.](https://www.orioninc.com/industries/financial-services/)


At Pathward, expanding financial access is the heart of our business. Every day, we work to power financial inclusion for more because we believe in financial inclusion for all. Through our diverse partners and wide range of capabilities, we deliver Banking-as-a-Service and Commercial Finance solutions for clients and customers that the traditional financial system can’t or won’t fully serve. Connect with a Pathward representative at Money20/20 to discuss how we can help you breathe life into your payment, issuing, lending, or tax programs by balancing forward-thinking innovation with proven stability and expertise. To learn more about our capabilities, visit Pathward.com.



With widely recognized elite teams in finance, mergers & acquisitions, private equity, restructuring and special situations, litigation, employment and real estate, Paul Hastings is a premier law firm providing superior intellectual capital and execution globally to the world’s leading investment banks, asset managers and corporations.

Founded in 1951, Paul Hastings has grown strategically to anticipate and respond to our clients' needs in markets across the globe. We have a strong presence throughout Asia, Europe, Latin America, and the U.S.

We help our clients reimagine what’s possible—and navigate new paths to growth. We partner with our clients to understand their business and the challenges ahead of them. In the face of transformative change, we help them reimagine what’s possible—and move forward.

PayNways provide financial infrastructure / platform to enable smart, real-time, risk-controlled, fully monitored and automated money movement. Infrastructure allowing our customers to Intelligently route funds across payment rails, optimizing for risk, cost, and speed to enable real-time payments. PayNways is focused on simplifying, scaling and synergizing payments - the seamless movement of funds - across the ecosystem by leveraging our extensive experience and cutting-edge technology. Comprehensive payments processing platform conforming to high standards of regulatory and security compliance with large scale processing capability. Applying predictive risk intelligence to payments preventing returns and fraud. Identifying occurrences and reducing payment risk before it occurs, unlocking real-time funding through a single API integration.

PayNways, Simplifying Payments through its Single Unified Payments Platform PayGlobal360. Utilizing advanced technologies, proprietary knowledge and algorithms to solve the complex payments problems along with its processing power, high level of security and scalability makes it reliable payments partner. To enable customers with infrastructure independence it is tested and available for all major clouds offering. Our real-time payments service and, immediate payments capabilities offerings to financial and non-banking industry enable them with robust Payments Hub for a very satisfying payments experience. 



Payoneer is the financial technology company empowering the world’s small and medium-sized businesses to transact, do business, and grow globally. Payoneer was founded in 2005 with the belief that talent is equally distributed, but opportunity is not. It is our mission to enable any entrepreneur and business anywhere to participate and succeed in an increasingly digital global economy. Since our founding, we have built a global financial stack that removes barriers and simplifies cross-border commerce. We make it easier for millions of SMBs, particularly in emerging markets, to connect to the global economy, pay and get paid, manage their funds across multiple currencies, and grow their businesses.

Paze is a reimagined online checkout solution that banks and credit unions offer to consumers and merchants, combining all eligible debit and credit cards into a single wallet and eliminating manual card entry. Solving long-standing challenges in e-commerce, Paze provides an easy experience for consumers and merchants alike. At general availability, more than 150 million debit and credit cards will be available to consumers for making online purchases. To learn more about Paze, visit www.paze.com. Paze is operated by Early Warning Services, LLC, an innovator in financial and risk management solutions.



Peach is a cloud-native lending technology platform that helps fintechs and traditional financial institutions quickly launch and confidently scale lending programs. We’re the only lending platform built on an Adaptive Core™, a new paradigm in loan management providing complete configurability, even at scale.

Our fully integrated suite of API-based products supports virtually any asset class, including BNPL, credit cards, cash advances, personal loans (installments and lines of credit), retail installment contracts, business loans and novel constructs.

Peach gives lenders a system of record with over 200 configuration variables. And with Loan Replay™, lenders can make updates to the ledger at any time, past or present. Peach also provides end-to-end, fully integrated loan servicing and first-party collections capabilities, including payment processing, a white-label borrower portal, a lending-specific CRM, omnichannel communications, data and insights, and Compliance Guard™.

Peach was built by leaders from top fintechs like Affirm, Avant and Prosper with the goal of improving lives by giving every lender the power to innovate.

Are you launching a new lending program? Or modernizing your servicing solution? Learn how Peach can help at peachfinance.com.



Pismo is a technology company providing an all-in-one processing platform for banking, payments, and financial markets infrastructure. Large banks, marketplaces, and fintechs already use our cloud-native microservices platform. Pismo clients are launching next-generation solutions while migrating their legacy systems onto the most advanced platform in the market. Pismo cloud-based platform empowers teams to build fast and companies to launch rapidly, scaling as they grow to have a broader audience while keeping high security and availability standards.


As the world moves to a mobile-first economy, businesses need to modernize how they acquire, engage with and enable consumers. Prove’s phone-centric identity tokenization and passive cryptographic authentication solutions reduce friction, enhance security and privacy across all digital channels, and accelerate revenues while reducing operating expenses and fraud losses. Over 1,000 enterprise customers use Prove’s platform to process 20 billion customer requests annually across industries including banking, lending, healthcare, gaming, crypto, e-commerce, marketplaces, and payments.



Q2 is a financial experience company dedicated to providing digital banking, lending, and banking-as-a-service solutions to banks, credit unions, alternative finance, fintechs, and consumer brands in the U.S. and internationally. With comprehensive end-to-end solution sets, Q2 enables its partners to provide cohesive, secure, data-driven experiences for account holders and users – from consumer to small business and corporate. Headquartered in Austin, Texas, Q2 has offices throughout the world and is publicly traded on the NYSE under the stock symbol QTWO. To learn more, please visit Q2.com [https://www.q2.com/].



Quavo is the world’s leading provider of automated dispute management solutions for issuing banks and financial organizations. Quavo’s premier SaaS platform, QFD® (Quavo Fraud & Disputes), can automate the entire dispute lifecycle, from intake through investigation, chargeback recovery, and resolution. Combine QFD® with our back-office investigation team, DRE™ (Dispute Resolution Experts), for a partial or fully outsourced fraud and dispute processing solution.



At Republic Bank, we are a well-rounded, established organization ready to support your business. In addition to full-service banking services offered in our retail footprint, we also provide ﬁnancial products to millions of customers across the country through our Republic Processing Group (RPG) division. The Republic Processing Group consists of Credit & Lending Sponsorships, Payment Solutions, Tax Refund Solutions, and Prepaid Debit Card Programs. For more information on our financial product services, please contact us at RPGinfo@republicbank.com

[Company Website
](https://www.republicbank.com/about-us/rpg/)

Salesforce is the world's #1 AI CRM platform for financial services that transforms customer engagement and drives growth. Using Customer 360, a complete suite of products tailored to the industry, financial services firms can deliver better experiences at scale. Firms are empowered with connected data, trusted AI, and 360-degree views of their customers and clients — all in one platform. With Salesforce, financial services companies can grow trusted customer relationships and deposits, reduce costs to serve, and drive personalization at scale. 

Customer expectations are higher than ever, fewer than 20% of financial services customers agree that their provider meets their needs. Balancing expectations while optimizing profitability is challenging considering many firms rely on legacy systems, disconnected data and processes, or outdated technology.

Financial services firms can streamline operations, automate workflows and enhance productivity. From client onboarding to service, teams can leverage intuitive automation tools to deliver quicker, more responsive services, all while ensuring stringent compliance and security measures. Data capabilities offer firms the ability to connect data from legacy systems, core systems and data warehouses. This enables front, middle, and back office teams to seamlessly collaborate with a shared data view. AI capabilities empower teams with insights and content that increases employee productivity, drive growth, and improve customer satisfaction. Through our ecosystem of open APIs and platforms, firms can easily collaborate with fintech partners to foster innovation and remain at the forefront of technological advancement. Learn more at www.salesforce.com/financialservices/



SAS is the global leader in advanced analytics and a trusted partner for organizations seeking immediate value from their data. We empower better banking by helping to modernize core systems, delight customers, reduce costs and risk, stop fraud, and create sustainable growth. We are a responsible organization with a strong 46-year heritage and deep industry expertise. We’re proud of the strategic relationships and partnerships we’ve built with our customers in 150 countries and more than 80,800 sites. Our mission is to help drive the insights and opportunities to elevate people, the planet and profitability. Let’s create a world where good data creates a wealth of good. 



SentiLink, the leading provider of innovative identity and risk solutions, empowers institutions and individuals to transact confidently with one another by preventing synthetic fraud, identity theft, and other emerging forms of fraud at the point of account application. Its solutions enable these secure transactions by leveraging a deep understanding of identity and risk, and are informed by machine learning models and insights from a team of top risk analysts. SentiLink proudly serves a broad array of financial institutions, including 10 of the 15 largest U.S. banks, 5 of the top 10 credit unions and over 30 fintech unicorns to help stop fraud at account opening and beyond. 

Headquartered in San Francisco, the company was founded in 2017 by Naftali Harris and Max Blumenfeld and it has raised $85M to date from investors including Andreessen Horowitz, Craft Ventures, and NYCA Partners, among others.


Solid offers complete Banking-as-a-Service (BaaS) infrastructure to spin up fintech products quickly – a one-stop shop that offers a fully integrated and compliant suite of fintech services. On Solid's fully managed infrastructure, any company can quickly build and launch embedded fintech products such as accounts, payments, and cards to their users. The company owns the experience. Integration is a light technical lift, a matter of calling modern APIs and a few lines of code, facilitating lightning-fast speed to market. Headquartered in Palo Alto, CA, Solid is backed by FTV Capital, Headline, Base10, Grishin Robotics, and Abstract Ventures.



Founded in 2020, Sologenic is a leading technology firm at the forefront of tokenization. Through a hybrid approach that contemplates compliance and decentralization, Sologenic provides on-demand tokenization solutions for institutions while featuring a robust trading DEX that supports blockchain-native assets, stablecoins, and traditional securities like stocks and ETFs.

Sologenic opens new possibilities for RIAs, brokerage houses, family offices, banks, and financial institutions, facilitating the integration of digital assets into their portfolios, workflows, and operations.

TabaPay is the leading money movement platform, transforming the payments landscape for fintechs and banks. Our cutting-edge infrastructure was built from scratch to eliminate middlemen and costs, providing our clients with a reliable, efficient, and cost-effective payment processing solution. A multitenant design supports various models such as ISOs, PayFacs, and banks, making it an ideal solution for modern payment orchestration. Our diverse team with centuries of payments experience helps clients solve the complex challenges facing banks and fintechs.

Through our unified API, clients have access to 14 networks (Visa, Mastercard, regional debit networks for least-cost routing, RTP, and ACH) and 15 fintech-friendly banking partners to maximize flexibility and reach. We are the leaders in earned/early wage access and facilitate account-to-account, loan disbursements/collections, B2B, domestic/cross-border p2p, or any other use case optimized for speed, cost, and performance. TabaPay processes over 1 million transactions daily on behalf of more than 2,500 clients in the U.S. and Canada. Since inception, we have moved over 600 million transactions totaling more than $60 billion and have grown to a top 3 enabler of Visa Direct, MasterCard Send, and TCH’s RTP network. TabaPay is ranked 20th in merchant acquiring and 6th in CNP acquiring according to the Nilson Report.

TabaPay is at the forefront of the industry’s shift towards real-time payments and growth in new fintech business models -- and we have only begun.



Telesign and Route Mobile simplify how brands connect, protect, and engage with customers, ensuring communication is seamless, secure, and scalable for tomorrow’s demands. Our communication product stack infuses conversational AI across a broad range of industries. With over 450 direct connections and over 1000 network connections, we enable trustworthy, two-way engagement through omnichannel customer experiences that deliver unparalleled scalability and global reach. We verify over five billion unique phone numbers every month, and provides insights into the remaining billions. Our powerful machine learning and extensive data science deliver digital identity risk recommendations with a unique combination of speed and accuracy. Digital trust. Delivered globally.


Boston Consulting Group is a global consulting firm that partners with leaders in business and society to tackle their most important challenges and capture their greatest opportunities. Our success depends on a spirit of deep collaboration and a global community of diverse individuals determined to make the world and each other better every day.



The Clearing House operates U.S.-based payments networks that clear and settle more than $2 trillion each day through wire, ACH, check image, and real-time payments. It is the nation’s most experienced payments company, with a long track record of providing secure and reliable systems, payments innovation, and strategic thought leadership to financial institutions.

In 2017, The Clearing House revolutionized U.S. payments by introducing the RTP® network, which supports the immediate clearing and settlement of payments, along with the ability to exchange related payment information across the same secure channel. These RTP capabilities enable all financial institutions to offer safer, faster, and smarter digital transaction services for their corporate and retail customers.



Unit is the industry-leading financial infrastructure platform powering direct relationships between banks and technology companies.



We are a global tech company devoted to simplifying banking experiences.

Through our business solutions, we inspire financial institutions to take digitalization to the next level.

We are proud to be a key strategic partner for renowned clients across Latin America, North America, and Europe, helping them become the banks their customers prefer.

By creating innovative customer-focused products, we empower over 50 million people to run their financial world.



As one of the more established and notable fintech companies in the industry, Vervent sets the global standard for outperformance by delivering superior expertise, future-built technology, and meaningful services. We support our industry-leading partners with primary strategic services including Credit Card Servicing, Loan & Lease Servicing, Backup Servicing/Capital Markets Support, Managed Services, and Card Marketing & Customer Acquisition.

Vervent empowers companies to accelerate business, drive compliance, and maximize service. Contact us today to find out how we can help boost your performance at 888.486.2509 or Solutions@Vervent.com

 

VGS is the world's leader in payment tokenization. VGS is a payments infrastructure company, with billions of sensitive records vaulted. The world's most recognizable merchants, banks, and fintechs embed VGS into their technology stack to enhance payment performance and efficiency across processors, networks, PSPs, and third-party providers.  

We solve payment challenges for card acceptance and issuance, orchestration, PCI compliance, PII protection, loyalty, open banking, and more. 

VGS works with customers on every major continent — including AWS, Albertsons, Rappi, Zilch, and Sumup- storing more than 70 percent of credentials in the United States and initiating over 30 billion data calls annually.

Zelis is modernizing the healthcare financial experience by providing a connected platform that bridges the gaps and aligns interests across payers, providers, and healthcare consumers. This platform serves more than 700 payers, including the top-5 national health plans, BCBS insurers, regional health plans, TPAs and self-insured employers, and millions of healthcare providers and consumers. Zelis sees across the system to identify, optimize, and solve problems holistically with technology built by healthcare experts – driving real, measurable results for clients. Learn more at Zelis.com and follow us on LinkedIn to get the latest news. 



Apex Fintech Solutions is a fintech powerhouse enabling seamless access, frictionless investing, and investor education for all. Apex’s suite of scalable solutions fuel innovation and evolution for hundreds of today’s market leaders, challengers, change makers, and visionaries. The Company’s digital ecosystem creates an environment where clients with big ideas are empowered to change the world. Apex works to ensure its partners succeed on the frontlines of the industry via bespoke custody & clearing, advisory, institutional, digital assets, and SaaS solutions through its Apex Clearing™, Apex Advisor Solutions™, Apex CODA Markets™, Apex Pro™, Apex Crypto™, and Apex Silver™ brands.



Founded in 2016, Celcoin is a financial infratech to boost businesses. 

We offer a complete infrastructure and pioneer in connecting companies from all segments to opportunities in financial services offering, with solutions specifically catered to end-consumers. 

Developing a new concept of Embedded Finance, connections through our infrastructure, create a frictionless and seamless experience, leaving all the bureaucracy and regulatory necessities on our shoulders. 

There are around 6k clients connected to Celcoin’s platform, including banks, fintech, financial institutions and other companies, as well as 100 million end-consumers using our infrastructure, which process more than 200 million transactions and BRL $20 billion TPV monthly.

This is Celcoin: the best service for growth.



With over 20M Members and a growing network of partners, CLEAR is transforming how identity is verified. CLEAR’s secure identity platform includes KYC-compliant technology that is transferable across financial institutions; from streamlined onboarding to biometrically-secured money movement and card-not-present transactions, CLEAR’s portable identity eliminates the tradeoff between fraud prevention and beautiful user experiences throughout the fintech user journey.



ClearBank is a purpose-built, technology-enabled clearing bank. Through its banking license and intelligent, robust technology solutions, ClearBank enables its partners to offer real-time payment and innovative banking services to their customers.



dLocal powers local payments in emerging markets, connecting global enterprise merchants with billions of emerging market consumers in 40 countries across Africa, Asia, and Latin America. Through the “One dLocal” platform (one direct API, one platform, and one contract), global companies can accept payments, send pay-outs and settle funds globally without the need to manage separate pay-in and pay-out processors, set up numerous local entities, and integrate multiple acquirers and payment methods in each market.


Entrust keeps the world moving safely by enabling trusted identities, payments and data protection. Today more than ever, people demand seamless, secure experiences, whether they're crossing borders, making a purchase, or logging into corporate networks. Entrust offers an unmatched breadth of digital security and credential issuance solutions at the very heart of all these interactions. With more than 2,500 colleagues, a network of global partners, and customers in over 150 countries, it's no wonder the world's most entrusted organizations trust us. Learn more at www.entrust.com



Episode Six (E6) helps banks and brands create payment products their customers love. We provide proven technology and industry expertise that can power almost any payments use case. Whether you want to offer virtual accounts and digital wallets, issue commercial or consumer credit cards, enable Cards as a Service (CaaS), offer rewards, or provide installments, E6 can make it possible. E6 operates across 40 countries with a global team in the U.S., Europe, Japan, Singapore, Hong Kong, Australia, and India.  

At Equifax (NYSE: EFX), we believe knowledge drives progress. As a global data, analytics, and technology company, we play an essential role in the global economy by helping financial institutions, companies, employers, and government agencies make critical decisions with greater confidence. Our unique blend of differentiated data, analytics, and cloud technology drives insights to power decisions to move people forward.

Headquartered in Atlanta and supported by nearly 15,000 employees worldwide, Equifax operates or has investments in 24 countries in North America, Central and South America, Europe, and the Asia Pacific region.

Facephi provides secure, fast, and easy to use technology. Experts in users’ digital identity verification, it specialises in digital onboarding and biometric authentication solutions. It was established with the aim of creating more secure, accessible and fraud-free digital processes; to achieve this, Facephi is committed to innovation with artificial intelligence and machine learning, applying blockchain technology and introducing decentralised digital identity.

With headquarters in Spain and subsidiaries in APAC, EMEA and LATAM, Facephi seeks to offer the best technology to international customers who not only value an efficient service, but also a friendly treatment.

Facephi’s technology is developed to achieve the best user experience and including the customer’s prior knowledge and consent. To do this, the company complies with high ethical standards and, in addition, obeys KYC, AML and GDPR regulations. Today, a company that began leading the financial industry -one of the most demanding sectors in terms of security- has a presence in many others: insurance, health, public administration, travel and transportation, sporting events and shared mobility.

Facephi already boasts 300 million users worldwide and more than 250 clients, with a retention rate of over 95%.



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