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Pagaya
Pagaya Technologies is at the forefront of AI-driven fintech innovation, reshaping the consumer lending landscape. With headquarters in New York and Tel Aviv, Pagaya leverages cutting-edge technology and an AI network to improve credit accessibility, addressing the 42% of consumers denied under traditional models. Partnering with industry giants like U.S. Bank, Ally, SoFi, and Visa, Pagaya's holistic underwriting approach reduces credit risk while expanding borrower inclusion. As the leading personal loan ABS issuer in the US, Pagaya exemplifies how AI can drive financial inclusion, offering a scalable, tech-enabled solution that benefits lenders, borrowers, and investors.