Payments & Payments Technology
CardTraq
Location:
K17
K17
About CardTraq:
CardTraq is the payment economics expert behind your card issuing or acquiring program. We help issuers, acquirers and BIN sponsors control what they pay Visa and Mastercard, network fees (scheme fees outside the US) & interchange, and how they recover those fees through pricing and pass through mechanisms. Network fees are among the fastest-growing lines in card economics. Unit costs have risen roughly 30% in five years, around half the total isn't tied to any individual transaction, and the networks publish hundreds of fee-related bulletins a year, many of them opt-out by default. Charges accumulate that shouldn't exist, avoidable penalties get paid, and errors go unchallenged - not through negligence, but because the invoices were never built to be read. We make them readable, then make them smaller. Our tracking platforms categorize every Visa and Mastercard fee and flag new charges, compliance fines and unexplained variances. Behind them sit senior practitioners who have run these economics inside the networks, issuers and processors, available for one-off reviews or as a managed service operating alongside your team. Clients across the globe have identified potential network fee savings of 7–15%, reduced interchange costs by 5–10%, and improved cost recovery by up to 50%. Getting started is light: no integration, no contract changes, and typically just 12 months of invoices plus the standard GOC and QMR files from the networks. Analysis runs four to five weeks, and most clients see first savings within two to three months. Find us at stand K17 on the Money Pavilion.
CardTraq is the payment economics expert behind your card issuing or acquiring program. We help issuers, acquirers and BIN sponsors control what they pay Visa and Mastercard, network fees (scheme fees outside the US) & interchange, and how they recover those fees through pricing and pass through mechanisms. Network fees are among the fastest-growing lines in card economics. Unit costs have risen roughly 30% in five years, around half the total isn't tied to any individual transaction, and the networks publish hundreds of fee-related bulletins a year, many of them opt-out by default. Charges accumulate that shouldn't exist, avoidable penalties get paid, and errors go unchallenged - not through negligence, but because the invoices were never built to be read. We make them readable, then make them smaller. Our tracking platforms categorize every Visa and Mastercard fee and flag new charges, compliance fines and unexplained variances. Behind them sit senior practitioners who have run these economics inside the networks, issuers and processors, available for one-off reviews or as a managed service operating alongside your team. Clients across the globe have identified potential network fee savings of 7–15%, reduced interchange costs by 5–10%, and improved cost recovery by up to 50%. Getting started is light: no integration, no contract changes, and typically just 12 months of invoices plus the standard GOC and QMR files from the networks. Analysis runs four to five weeks, and most clients see first savings within two to three months. Find us at stand K17 on the Money Pavilion.