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AuthenticID provides 100% automated identity proofing and fraud prevention solutions that are leveraged by companies and industries around the world including banking, fintech, telecom/wireless, identity, retail, government, gaming, and healthcare.

Using thousands of proprietary computer vision and machine learning algorithms, these solutions help companies accurately verify the identity of their users across retail, digital and call center environments for onboarding and ongoing re-authentication events; KYC, IAM, and more. The solutions are easy to integrate and provide customers with a large ROI by stopping fraud losses, increasing customer conversion at onboarding, reducing operational costs and allowing quick and cost-effective operational scalability, all while ensuring global privacy regulations compliance.



AutoRek is a leading provider of automated reconciliation software. We’ve been revolutionizing finance operations and controls for the global financial sector since 1994. 

Our solutions are purpose-built to reduce operating costs, achieve regulatory compliance and help firms get in control of their data. 

AutoRek is the go-to end-to-end reconciliation platform for some of the largest firms in the global payments sector, including GoCardless and Worldpay. Our solution is specifically designed to help overcome the most complex challenges in managing reconciliations, financial data management and reporting requirements.

With AutoRek, your firm can:
- Save time, reduce costs and increase overall efficiency with automated reconciliations
- Take control of your data with accurate and actionable MI
- Eliminate manual processes to focus on value-add tasks
- Improve month-end timelines to meet deadlines 
- Comply with regulations and avoid penalties
- Mitigate financial and operational risk, ensuring profitability



AI decision engine for financial firms: monetize data, power merchant insights, and enhance revenue growth.

CD Valet is the nation’s first online marketplace connecting financial institutions with consumers to share, compare, and open certificates of deposit (CDs) with the most competitive rates and terms nationwide. Tracking over 19,000 rates from over 2,500 local and national financial institutions, CD Valet offers consumers an alternative to biased, ad-driven websites with a full and straightforward picture of CD rates in their market. CD Valet drives nationwide visibility for financial institutions’ CD offerings and offers lead generation services and a fast-to-market account opening solution that integrates into most major core banking platforms.  

 

i2c is a global provider of highly configurable banking and payment solutions. Using proprietary building block technology, clients can easily, quickly and cost-effectively create, launch and manage a comprehensive set of solutions for banking, credit, debit and prepaid programs. i2c delivers unparalleled flexibility, agility, security and reliability from a global, unified banking and payments platform. Founded in 2001 and headquartered in Silicon Valley, its next-generation technology supports millions of users in more than 200 countries/ territories and across all time zones.

TigerGraph, the only scalable platform for analytics and machine learning on connected data, unlocks unprecedented value within existing data—fast enough to deliver the real-time insights needed to solve key business challenges that propel businesses forward. Customers leverage the AI powered graph solutions spanning fraud detection, customer 360, knowledge graphs, supply chain optimization, digital twins, and beyond - scaling as the data expands. With the integration of GenAI, TigerGraph platform delivers advanced AI capabilities, leveraging cutting-edge algorithms to extract deeper insights and enhance decision-making processes. Headquartered in California, TigerGraph leads the industry in performance, scalability, security, and ease of use. Learn more at tigergraph.com.


Wysh is reimagining how we think about financial protection. Wysh is a life insurance carrier that recognizes life insurance isn’t often thought of as exciting, engaging, or inclusive. This leaves too many people financially vulnerable should tragedy strike.

But Wysh’s innovative deposit solution, Life Benefit, revolutionizes and invigorates traditional banking. Life Benefit helps Financial Institutions grow, retain, and differentiate their deposit offering by seamlessly embedding micro-life insurance onto a deposit account. Worth 1-10% of the consumer’s account balance, Life Benefit encourages consumers to maintain funds in order to leave their loved ones future financial security, while enhancing brand loyalty and strengthening FI’s balance sheet. In September 2023, Life Benefit won Best of Show at Finovate, recognized as a groundbreaking financial protection offering that is truly one of the most inclusive life insurance options on the market.



ManageEngine Site24x7 is an AI-powered observability platform for DevOps and IT operations. The cloud-based platform’s broad capabilities help predict, analyze, and troubleshoot problems with end-user experience, applications, microservices, servers, containers, multi-cloud, and network infrastructure, all from a single console. For more information about Site24x7, please visit www.site24x7.com/.

ACT (Advanced Call Center Technologies) is a U.S.-based business process outsourcing provider and global leader in customer care. Our approach is founded on a winning formula – that the best solutions integrate Employee Experience (EX) + Customer Experience (CX) + User Experience (UX) + Digital Experience (DX) + Multi-experience (MX) for an outstanding Total Experience (TX) overall. As a 100% employee-owned company, we have placed Employee Experience at the center of our business strategy because we know that engaged employees ensure the best customer outcomes. As shareholders in the business, our Employee Owners have a personal interest in delivering value to our clients, and their motivations are uniquely aligned to our clients’ success.

We have more than 25 years’ experience helping our partners drive growth and brand loyalty by providing amazing experiences across every touchpoint and channel of the customer journey. We serve many of the world’s top companies, including numerous Fortune 50 clients. We offer a broad range of leading-edge technologies and custom solutions tailored to your business needs to make every customer connection count. 



Akoya is changing the way consumer financial data is accessed and shared. Through a single integration with Akoya, data aggregators and fintechs can directly connect with financial institutions to securely obtain consumer-permissioned financial data through APIs. Akoya manages these relationships and serves as an interoperable solution that is available to the entire financial services industry.

Lending executives choose Amount to achieve a Performance Advantage for high-velocity account origination.

In today’s challenging banking climate, lending executives must find new strategies to drive profitable growth. Manually powered processes and loan origination systems built for another era create a Profitability Chokepoint with painful, negative consequences. With Amount’s Digital Origination and Decisioning SaaS Platform, lenders are finally able to break free of the chokepoint and achieve a Performance Advantage. Because battle-tested lending intelligence is baked into the platform, lenders benefit from best practices, policies, and accumulated knowledge rooted in decades of lending experience. Lenders can now grow with confidence, utilizing the power of Amount’s cognitive decisioning for credit, fraud, and compliance to make superior risk decisions with integrity. Amount enables lenders to delight customers every step of the way with adaptive journeys that create friction-free experiences for everyone.
Built by digital lenders for all lenders, Amount provides rapid time to value, with less than 90 days to go live, making a Performance Advantage achievable today and into the future.



Array enables fintechs, financial institutions and digital brands to embed robust while-labelled credit and identity solutions that provide users more insight into their financial situations. The company’s deployment options allow brands to seamlessly integrate web and mobile components into their own platforms, design custom interfaces without the need for complex engineering, reduce time to market and create a fully-branded suite of credit insight and identity tools.



AtData, the Email Address Experts, is the leader in email address intelligence with the most accurate, comprehensive and privacy compliant email-centric data solutions. We leverage our 20-year dynamic, proprietary fields and models to identify malicious users hiding behind an email address stopping fraud in its tracks enabling ecommerce organizations to avoid fake account creations, transactional fraud, and account takeovers. With AtData’s real-time fraud prevention solution, you can identify high-risk users resulting in cleaner customer data, less chargebacks, and increased conversions.



BNY is a global financial services company that helps make money work for the world — managing it, moving it and keeping it safe. For 240 years we have partnered alongside our clients, putting our expertise and platforms to work to help them achieve their ambitions. Today we help over 90% of Fortune 100 companies and nearly all the top 100 banks globally access the money they need. We support governments in funding local projects and work with over 90% of the top 100 pension plans to safeguard investments for millions of individuals, and so much more. As of June 30, 2024, we oversee $49.5 trillion in assets under custody and/or administration and $2.0 trillion in assets under management.

BNY is the corporate brand of The Bank of New York Mellon Corporation (NYSE: BK). We are headquartered in New York City, employ over 50,000 people globally and have been named among Fortune’s World’s Most Admired Companies and Fast Company’s Best Workplaces for Innovators. Additional information is available on www.bny.com. Follow us on [LinkedIn](https://www.linkedin.com/company/bny-mellon/) or visit our Newsroom for the latest company news. 



Bud Financial (“Bud”) enriches financial data, identifying the likes of merchant, category, location and regularity of transactions, to provide actionable insights and readable inputs for LLMs in the financial services industry.

Scaling rapidly, Bud has been a trailblazer in its use of AI since 2015. The company has enabled banks and fintechs worldwide to get customer context from their transaction data so they can personalize the banking experience, proactively manage risk and optimize their business operations.

With tens of billions of transactions processed, Bud’s market-leading transactional enrichment, categorisation and analysis helps financial institutions to become intelligent enterprises, fully harnessing their customer data and finding new, data-driven opportunities to grow. 

More at: thisisbud.com



BudPay is a leading payment technology company that provides a comprehensive payment suite for businesses, enabling them to succeed across Africa and beyond. 

Launched in 2022, BudPay supports online and offline payments through partnerships with leading banks, fintechs, and mobile money operators. It offers features like Payment Links, Invoicing, and a variety of checkout options. 

Licensed by the Central Bank of Nigeria and certified for top security standards, BudPay handles $50M+ daily transactions across 4 African markets. 

With strong leadership and advanced technology, BudPay has rapidly grown, onboarding over 30,000 merchants and facilitating payments from 100+ countries.


Camunda enables organizations to orchestrate processes across people, systems, and devices to continuously overcome complexity and increase efficiency. A common visual language enables seamless collaboration between business and IT teams to design, automate, and improve end-to-end processes with the required speed, scale, and resilience to remain competitive. Hundreds of enterprises such as Atlassian, ING, and Vodafone orchestrate business-critical processes with Camunda to accelerate digital transformation. To learn more visit camunda.com.

CDW Corporation, a Fortune 500 company and member of the S&P 500 Index, provides integrated information technology (IT) solutions and services to more than 250,000 business, government, education and healthcare customers in the United States, the United Kingdom and Canada to help navigate an increasingly complex IT market and maximize return on their technology investments.



Chapman and Cutler LLP is a national law firm with a practice focused on financial services clients, which includes a dedicated team of attorneys who advise on bank and consumer finance regulation and compliance matters, card programs, payment products and systems, deposit and investment products, portfolio acquisitions and sales, and financial institution operations and risk management. Founded in 1913, Chapman has more than 250 attorneys with offices in Charlotte, Chicago, New York, Salt Lake City, San Francisco, and Washington, DC. 

Codat's specialized data products make it easy to access, synchronize and interpret data from business customers’ financial software. Enabling growth in commercial card volume with comprehensive and up-to-date vendor and spend data, automating data collection processes for smarter risk decisions, and removing adoption barriers by ensuring your products always stay in sync with customers' accounting software.

Founded in 2017, Codat is trusted by over 300 clients globally and is backed by leading investors including JPMorgan, Canapi Ventures, Shopify, Plaid, Tiger Global, PayPal Ventures, Index Ventures and American Express Ventures.



DataVisor is the world’s leading fraud and risk management platform that enables organizations to respond to fast-evolving fraud attacks and mitigate risks as they happen in real time. Its comprehensive solution suite combines patented machine learning technology with native device intelligence and a powerful decision engine to provide protection for the entire customer lifecycle across industries and use cases.



Deutsche Bank is the leading German bank with strong European roots and a global network. The bank focuses on its strengths in a Corporate Bank newly created in 2019, a leading Private Bank, a focused Investment bank and in asset management. We provide financial services to companies, governments, institutional investors, small and medium-sized businesses and private individuals. Deutsche Bank is headquartered in Frankfurt, Germany and was founded in 1870 to accompany German businesses into the world, and has worked across borders ever since.    


Founded in 2009, Dspread specializes in developing Android and mobile POS hardware, establishing strong partnerships with acquirers, banks, and financial services across more than 60 countries. Our mission is to deliver top-notch payment solutions supported by a dedicated sales and technical team available 24/7, ensuring exceptional service and reliability. With a focus on OEM and ODM services, we tailor our offerings to meet the diverse needs of our global clients. As we continue to pioneer in the POS hardware industry, Dspread commits to driving the future of seamless and efficient payment processing, setting new standards in the global commerce ecosystem.

A modern end-to-end payments platform, Ren processes mission-critical transactions for banks, fintechs, and governments and creates innovative experiences for card- and account-based payments.


Extend is a modern document operations platform, helping the most ambitious companies turn their unstructured data into software. By redesigning the old problem of document processing around new solutions like Multimodal LLMs, Extend is transforming how leading fintechs orchestrate their core business operations with next-gen Document Reasoning. Unbounded complexity, higher accuracy with less effort, and an interface for nontechnical operators to shape custom business logic into automated runbooks. Meet us by the Databricks Lounge to learn more 🔮

Fidem Financial is a team of industry experts with over 250 years collective experience in all aspects of credit card and consumer lending, including product design, underwriting, pricing, marketing, portfolio acquisitions, and management.

We purchase existing assets in consumer finance across product categories such as credit card receivables and other consumer loans as well as funding and running new channels that leverage our industry leading expertise in new account originations.

finvero is the first multi-lender marketplace, connecting lenders and merchants in LATAM. The AI platform with Alternative Data that covers the entire credit lifecycle. finvero is the technology partner that offers credit management solutions using AI and Alternative Data to cover the full credit lifecycle, from application to collection.

Fuse is on a mission to bring real time cross border payments to the Middle East, helping global businesses to access the region without changing their payment stack. We believe MENA presents one of the most exciting payment opportunities in the world today - as one of the most financially isolated but fastest growing markets globally, the region is evolving fast and Fuse is providing the infrastructure required to keep up. To date, we've raised over $8.6mn to help us radically change how money moves in and out of MENA, from some of the best investors including Northzone, Flourish, Raba, and Alter Global. With our head office in Dubai, we're trusted by payment companies and enterprise businesses all over the world to provide the crucial infrastructure for money movement in the region. Processing payments to contractors on Deel, hosts on Airbnb, sellers on Etsy, and many more global brands is just the beginning.  

FV Bank is a fully licensed and regulated bank offering a vertically integrated suite of digital asset and traditional banking services. With a focus on innovation, security, and compliance, FV Bank is Banking the Future by providing USD banking, digital asset custody services, money market accounts, digital asset-to-fiat conversion, and visa debit cards, all accessible via a single, unified platform.


Glia is the leader and pioneer of Unified Interaction Management—redefining how companies interact with their customers. The Glia Interaction Platform unifies voice, digital customer service, and AI with a unique ChannelLess™ architecture that eliminates data silos, dropped context, and frustration for customers and representatives. With Glia, companies can easily shift volume between channels, and customer connections can evolve naturally. Glia helps its customers harness the power of customer interactions to drive efficiency, loyalty, and revenue.

Glia has partnered with over 500 banks, credit unions, insurance companies and other financial institutions worldwide to improve the customer experience and drive business results. Named a Deloitte Technology Fast 500™ company for a third year in a row and a Great Place to Work (with a 97% employee satisfaction rating), the company has raised over $150 million in funding from top investors and was recently valued at over $1 Billion. Learn more at glia.com.



At Globant, we create the digitally-native products that people love. We bridge the gap between businesses and consumers through technology and creativity, leveraging our experience as an AI powerhouse. We dare to digitally transform organizations and strive to delight their customers.

- We have more than 28,900 employees and are present in 33 countries across 5 continents, working for companies like Google, Electronic Arts, and Santander, among others.
- Named a Worldwide Leader in AI Services (2023) and a Worldwide Leader in CX Improvement Services (2020) by IDC MarketScape report.
- Fastest-growing IT brand and the 5th strongest IT brand globally (2024), according to Brand Finance.
- Featured as a business case study at Harvard, MIT, and Stanford.
- Active members of The Green Software Foundation (GSF) and the Cybersecurity Tech Accord.

Hexaware’s banking solutions are designed to empower our clients on their journey to becoming business and technology leaders in the banking industry. Whether it's achieving regulatory compliance, enabling payments excellence, or digitally transforming banks and building neo-banks, our AI-first approach ensures that we deliver integrated, future-ready solutions. By embedding AI/ML and data sciences into our domain context-driven strategies, we unlock insights and drive efficiency across all operations. Our ability to build working prototypes, coupled with niche partnerships, allows us to offer end-to-end, customized solutions that meet the specific needs of our clients. Learn more - https://hexaware.com/industries/banking/

Hexaware is a global technology and business process services company. Our 32,000+ Hexawarians wake up every day with a singular purpose; to create smiles through great people and technology. With 54 offices in 28 countries, we empower enterprises worldwide to realize digital transformation at scale and speed by partnering with them to build, transform, run, and optimize their technology and business processes.
Learn more about Hexaware at https://www.hexaware.com. 

Houlihan Lokey, Inc. (NYSE:HLI) is a global investment bank with expertise in mergers and acquisitions, capital markets, financial restructuring, and financial and valuation advisory. Houlihan Lokey serves corporations, institutions, and governments worldwide with offices in the Americas, Europe, the Middle East, and the Asia-Pacific region. Independent advice and intellectual rigor are hallmarks of the firm’s commitment to client success across its advisory services. The firm is the No. 1 investment bank for all global M&A transactions, the No. 1 M&A advisor for the past nine consecutive years in the U.S., the No. 1 global restructuring advisor for the past ten consecutive years, and the No. 1 global M&A fairness opinion advisor over the past 25 years, all based on number of transactions and according to data provided by LSEG (formerly Refinitiv).

Gain intelligent insight into people, businesses, assets, and their interrelationships using IDI’s comprehensive suite of identity solutions, coreIDENTITY™. This solution encompasses the full customer identity lifecycle, from acquisition to onboarding and beyond, with turn-key APIs and customizable workflows. Organizations can also apply IDI’s industry-leading entity resolution engine and AI/ML techniques to their information for improved customer insights and experiences.

Frictionless Identity Solutions - The KYC APIs from coreIDENTITY provide a full range of capabilities for identity data verification and augmentation to optimize the customer journey while addressing fraud and privacy challenges.

Unified Integration and Adaptability - IDI products and solutions offer seamless integration into any part of the KYC waterfall and workflow. Begin with a specific pain point and then expand the use cases and workflows based on your unique roadmaps.

Stop by booth 13336 to learn more about our unique identity insights at every stage of the customer journey.



Inscribe AI provides state-of-the-art AI solutions that help risk teams automate manual onboarding and underwriting tasks — without increasing headcount or budget. Using Inscribe’s pre-trained AI Risk Agents or proprietary Risk Models, Inscribe customers can do more with less headcount, eliminate tedious review tasks, and reduce avoidable fraud losses. Founded in 2017, Inscribe is trusted by leading banks and fintechs, including Airbase, Plaid, Bluevine, and Ramp. Inscribe is backed by Threshold Ventures, Uncork Capital, Y Combinator, Crosslink Capital, and Foundry, and is headquartered in San Francisco, CA. Learn more at inscribe.ai.

Intellicheck (Nasdaq: IDN) is an identity company that delivers on-demand digital and physical identity validation solutions for KYC, AML, fraud, and age verification needs. Intellicheck validates identities for financial services, fintech companies, BNPL providers, e-commerce, and retail commerce businesses, law enforcement and government agencies across North America. Intellicheck can be used through a mobile device, a browser, or a retail point-of-sale scanner.

Intellicheck is used every day and customers are completely unaware!

- 8,000+ bank branches and online
- 30,000+ retail locations and retail websites
- 28 state-level law enforcement agencies

IntouchCX is a global leader in customer experience management, digital engagement, and technology solutions. We immerse ourselves in your world with curiosity, creativity, and innovation to deliver exceptional results. For over 20 years, we have scaled with soul to become a disruptive industry leader by building trusted long-term relationships with our brand partners and empowering our people to drive positive change. To learn more about us, visit [intouchcx.com](https://intouchcx.com).

Ranked #11 on the Inc 5000 list of fastest-growing companies in the U.S., KashKick has established itself as a trusted partner for businesses looking to scale user acquisition efforts while boosting long-term retention and revenue. Our platforms provide businesses powerful tools to acquire, engage, and retain high-quality users while creating new revenue streams through mobile gaming experiences.
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KashKick is a data-driven platform connecting gaming studios, fintech apps, and other businesses with users incentivized to engage meaningfully. By leveraging rewarded channels, KashKick enables companies to attract users who are more likely to stay, interact, and spend within their apps.
In addition to working with gaming studios and apps, KashKick partners with influencers and publications, helping them spread the word about KashKick’s unique rewards-driven model. This approach creates value for users and opens up new channels for user acquisition and engagement.
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Besitos Marketplace is an embedded platform that uses Kashkick's technology to empower businesses to engage, reward, monetize, and grow their user base through the excitement of mobile gaming. Seamlessly integrating our gaming channel into your platform via API or iFrame allows you to unlock new revenue streams, enhance user engagement, and boost retention rates.
Our direct partnerships with the largest gaming companies ensure access to top-tier content:. AI-powered personalization and a secure gaming environment guarantee your users a safe and trustworthy experience.

LoanPro is the market-leading modern lending platform enabling lenders to innovate quicker, driving loan volume while optimizing operational efficiency. Today, 600+ lenders use LoanPro to holistically up-level their borrower, agent and back-office experiences. LoanPro's mission of providing the platform to innovate the future of finance is currently enabled through its composable architecture, allowing lenders to enhance their origination, servicing, payments & collections, and borrower CRM using the foundation of a modern lending core. 



With more than 25 years of industry experience and offices in Chicago, Philadelphia and London, Onbe is a fintech that manages and modernizes customer and workforce disbursements for corporate clients ranging from mid-market to the Fortune 500. Onbe’s team of experts and technology platform offers clients a turnkey solution to offload their entire B2C payment operations, relieving them of the cost, complexity and risk that come with orchestrating these payments in-house. Backed by top-tier investors, Onbe delivers on today’s consumer expectations for instant, digital and seamless payments. To learn more, visit www.onbe.com and follow us on LinkedIn.

Orion Innovation is a leading digital transformation and product development services firm. Headquartered in Edison, NJ, we have a global team of over 6,200 associates, with engineers in 14 major delivery centers across North America, Europe, Asia Pacific and Latin America.

At Orion, we enable fintechs, payment providers, capital markets, wealth & asset management, insurance companies and banks to embrace disruption by combining engineering and design thinking with our holistic understanding of the issues currently facing the sector. We use advanced technology, including AI, NLP, automation and predictive analytics so that financial institutions can increase profitably, improve ROI and significantly enhance the overall user experience.

As technology advancements and expanding global networks become more pervasive, organizations face major problems protecting the systems and data. Consumers continue to embrace new payment methods, increasing cyber security threats for businesses.

Cloud technology, open banking, API-driven solutions are seen as key to drive business growth further particularly when digital experiences continue to influence commerce more than ever. Businesses will reap the benefits of cloud technology by combining the value of existing platforms for greater reliability, faster product delivery cycles, better economies of scale and innovative analytics.
Orion can partner with your firm to anticipate evolving client and employee expectations, find the right answers, conceptualize and build the right solutions, and deliver the business transformation you need. We bring decades of experience transforming financial services operations with Digital Strategy, Experience Design, and Engineering.

Learn more about our Financial Services capabilities at orioninc.com/financial-services.

Oscilar is an AI Risk Decisioning™ platform to manage all onboarding, fraud, credit and compliance risk for banks, fintechs, BaaS, and digital organizations. Empower your risk teams to operate autonomously, increase approval rates, reduce fraud rates, and stay compliant by leveraging one-click integrations, an intuitive no-code, natural language interface, and Oscilar AI.


We are a global executive search consultancy, focusing specifically in recruiting for the Payments, Fintech and Crypto sectors.

Whether you're looking for a new opportunity or providing one - you're in safe hands with Pagos.

[Company Wesbite](https://www.pagosconsultants.com/)


PayNways provide financial infrastructure / platform to enable smart, real-time, risk-controlled, fully monitored and automated money movement. Infrastructure allowing our customers to Intelligently route funds across payment rails, optimizing for risk, cost, and speed to enable real-time payments. PayNways is focused on simplifying, scaling and synergizing payments - the seamless movement of funds - across the ecosystem by leveraging our extensive experience and cutting-edge technology. Comprehensive payments processing platform conforming to high standards of regulatory and security compliance with large scale processing capability. Applying predictive risk intelligence to payments preventing returns and fraud. Identifying occurrences and reducing payment risk before it occurs, unlocking real-time funding through a single API integration.

PayNways, Simplifying Payments through its Single Unified Payments Platform PayGlobal360. Utilizing advanced technologies, proprietary knowledge and algorithms to solve the complex payments problems along with its processing power, high level of security and scalability makes it reliable payments partner. To enable customers with infrastructure independence it is tested and available for all major clouds offering. Our real-time payments service and, immediate payments capabilities offerings to financial and non-banking industry enable them with robust Payments Hub for a very satisfying payments experience. 



__Perfect Plastic Printing__ has 57 years of card manufacturing leadership. Offering credit, debit and prepaid payment solutions for all financial institutions. Perfect Plastic is certified for production of products and services of financial transaction cards including Visa, MasterCard, Discover and American Express. We provide production, personalization and fulfillment of contact & contactless EMV cards, magstripe cards and provide innovative products including alternative materials: recycled PVC, recycled PET, metal and composite metal. Our outstanding customer service provides attention to detail from conception to fulfillment. Our team has the experience, understanding and flexibility to meet the demands of the dynamic markets we serve. We offer a full line of market ready solutions designed around your card program’s needs while delivering outstanding customer service and the highest quality cards available in the industry. Manufacturing facility expansion completed in 2021 incorporated green technologies to manufacture and personalize with a lower carbon footprint.

Persona offers best-in-class identity infrastructure that gives businesses the building blocks they need to design and manage fully customizable KYC, KYB, AML, and identity verification programs across 200+ countries and territories, helping them meet compliance standards, fight fraud, and build trust throughout the customer lifecycle.

Beyond identity verification, Persona’s platform provides an intuitive case review tool and a flexible orchestration layer to help businesses automate their identity operations from end to end — from setting custom rules to ingesting third-party data and triggering external actions. As a product and engineering-focused company, we’re proud to serve a number of companies as they scale, including Square, Carvana, BlockFi, Sonder, Coursera, Gusto, and Udemy.



Personetics is the global leader in financial data-driven personalization and customer engagement for Financial Services. 

We enable financial institutions to forge deeper customer relationships by enhancing clients’ financial wellness and helping them make smarter decisions.

Our mission is to empower financial institutions to maximize the value of every customer interaction through AI-based financial data-driven personalization. 

We assist over 130 banks globally in boosting customer engagement and sales conversion rates with an end-to-end personalized engagement platform. 

Our Art & Science approach delivers a quick and significant business impact (i.e.: 35% customer engagement and 17% sales conversion rate).


Founded in 2015, PhotonPay is a digital financial infrastructure providing global cash management services to businesses. Our innovative core products include Global Accounts, Card Issuing, Online Payments, Payouts, FX Management and Embedded Finance. 
With strong compliance strength and technological innovation capabilities, PhotonPay is committed to building a digital payment network to take the friction out of global payments and enhance operational efficiency for businesses operating on a global scale.
Headquarters in Hong Kong and expand localized service to 8 international offices, PhotonPay partners with a network of top-tier banks, global financial institutions and serves more than 200,000 enterprises expanding globally.

Prism Data is a cash flow underwriting infrastructure and analytics platform powering the next generation of risk scoring. Prism’s API-based, no-PII solution makes it easy for clients to get the most out of financial transaction data, accelerating roadmaps, reducing risk, and enabling new opportunities. Through an innovative suite of products, including the market-leading CashScore®, Prism’s advanced open banking infrastructure derives powerful insights from deposit account transaction data. Clients can leverage these insights to accurately predict credit risk, score missing- and thin-file consumers, identify first-party fraud, and assist in the management of existing portfolios. Prism Data was developed by Petal over the course of nearly a decade and $2B in credit originations, resulting in maturity, reliability, compliance, and predictive-power unrivaled in the market today. To learn more, visit [www.prismdata.com](https://www.prismdata.com).  



SEON is the leading fraud prevention system of record, catching fraud before it happens at any point across the customer journey. Trusted by over 5,000 global companies, we combine your company’s data with our proprietary real-time signals to deliver actionable fraud insights tailored to your business outcomes. SEON delivers the fastest time to value in the market through a single API call, enabling quick and seamless onboarding and integration. By analyzing billions of transactions, we’ve prevented $200 billion in fraudulent activities, showcasing why the world’s most innovative companies choose SEON.

Sift is the leader in Digital Trust & Safety, empowering digital disruptors to Fortune 500 companies to unlock new revenue without risk. Sift dynamically prevents fraud and abuse through industry-leading technology and expertise, an unrivaled global data network of one trillion (1T) events per year, and a commitment to long-term customer partnerships. Global brands such as DoorDash, Poshmark, and Twitter rely on Sift to gain a competitive advantage in their markets. Visit us at sift.com, and follow us on LinkedIn.



Sinch is the one-stop shop for all your communication needs. Our industry-leading customer engagement solutions enable personalized communication at scale across messaging, voice, and email to help businesses deliver next-level experiences.

• 100% reach - engage any customer on the planet on any channel.
• 600+ direct operator connections — scale communications globally with ease.
• 8/10 of the largest U.S. tech companies are Sinch customers.
• 600B engagements delivered per year.

Meaningful conversations, happy customers – on any channel.

• Messaging: Build flawless mobile experiences with solutions for SMS, MMS, RCS, and all messaging apps — use Conversation API to go omnichannel and connect them all!

• Voice: Get all the voice services you need for seamless communication with your audiences, whether you want to let customers reach you toll-free, collaborate seamlessly with remote colleagues, or stay compliant with the latest 911 regulations.

• Email: Our powerful, intuitive email solutions make transactional and marketing email comms a breeze, so you can build connected experiences in no time.

• Applications: Our ready-to-use applications for marketing, customer care, and conversational AI help you empower your teams and deliver five-star, friction-free experiences across the entire customer journey.



Smarty's address data solutions help fintech companies detect and prevent fraud, streamline identity verification, improve data governance, and create enriched property profiles for better strategic planning, property investments, and government compliance.

Spade provides merchant intelligence for the card ecosystem. In less than 50ms, our API enriches any card transaction with a detailed merchant profile built from real data sources. 


Splunk helps make organizations more digitally resilient. Leading organizations use our unified security and observability platform to keep their digital systems secure and reliable. Organizations trust Splunk to prevent infrastructure, application and security incidents from becoming major issues, recover faster from shocks to digital systems and adapt quickly to new opportunities. Splunk helps SecOps, ITOps and Engineering teams deliver these outcomes with comprehensive visibility, rapid detection and investigation, and optimized response, all at the scale necessary for the world’s largest organizations.



Superblocks is a low-code platform for developers to build secure, enterprise-grade internal applications 10x faster. Financial services companies use Superblocks to streamline core operational workflows, enhance customer experiences, and centralize governance, risk, and compliance. With Superblocks, developers with zero frontend expertise can build beautiful UIs, securely integrate with any database or API, configure permissions, and deploy production-grade internal apps in minutes.

Telesign and Route Mobile simplify how brands connect, protect, and engage with customers, ensuring communication is seamless, secure, and scalable for tomorrow’s demands. Our communication product stack infuses conversational AI across a broad range of industries. With over 450 direct connections and over 1000 network connections, we enable trustworthy, two-way engagement through omnichannel customer experiences that deliver unparalleled scalability and global reach. We verify over five billion unique phone numbers every month, and provides insights into the remaining billions. Our powerful machine learning and extensive data science deliver digital identity risk recommendations with a unique combination of speed and accuracy. Digital trust. Delivered globally.


We are the experts in mobile intelligence, providing information on every mobile number globally. With connections to the world’s Mobile Network Operators, we handle 3 billion queries from customers every month, delivering unparalleled insights and data accuracy.

Unit is the industry-leading financial infrastructure platform powering direct relationships between banks and technology companies.



Veriff is the preferred identity verification platform partner for the world’s most innovative growth-driven organizations, including pioneers in financial services, fintech, crypto, gaming, mobility, and online marketplaces. We provide advanced technology that combines AI-powered automation with reinforced learning from human feedback, deep insights, and expertise. We are leading the digital identity revolution by delivering a proven infrastructure that enables our customers to have trust in the identities and personal attributes of their users across all the moments that matter in the customer journey. Veriff’s clients include Bolt, Deel, KWS/Epic Games, Monese, Starship, Trustpilot, and Wise.

Veriff is the partner of choice for organizations that need to rapidly and conveniently verify and safeguard users anywhere in the world. This is achieved by supporting the broadest number of identity documents, from more than 230 issuing countries and territories. Our proven identity verification platform analyzes more than 1,000 data points including the person, document, device, and network to enable trust from the first hello.

With more than 400 people from 50 different nationalities and offices in the United States, United Kingdom, Spain, and Estonia, as well as robust backing and funding from investors including Accel, Alkeon, IVP, Tiger Capital, and Y Combinator, we’re dedicated to helping businesses and individuals build a safer and more secure world.

William Blair is the premier global boutique with expertise in investment banking, investment management, and private wealth management. We provide advisory services, strategies, and solutions to meet our clients’ evolving needs.



Zumigo is the frontline in digital identity verification, helping the largest financial institutions in the world secure transactions, devices and user accounts. With a multi-layer approach, Zumigo creates a unique digital identity network that spans global carrier providers, third-party data analytics and databases, and payment information to verify the identity of the user across the digital engagement journey, including account opening, multi-factor authentication, payment validation, etc. Zumigo solutions are:

More precise: Zumigo provides a risk score base on real-time authoritative data, rather than static history or predictive analytics – which can be delayed and inaccurate.

More secure: Security and privacy requirements are strictly enforced. Zumigo solution ensures all data privacy requirements are met by; implements end-user opt-in; and encrypts all data being shared.

More flexible: Zumigo allows businesses to choose from an extensive list of mobile identity options with easy-to-implement APIs that work with any existing platforms, and can leverage different formats for multi-factor authentication including QR code, SMS, email, and voice.



Abrigo enables 2500+ U.S. financial institutions to support their communities through technology that fights financial crime, grows loans and deposits, and optimizes risk. Abrigo’s platform centralizes the institution’s data, creates a digital user experience, ensures compliance, and delivers efficiency for scale and profitable growth. Make Big Things Happen.  Get started at abrigo.com. 

At ADP, what we do is about people. For over 75 years, we've led the way in defining the future of business with solutions that unite HR, payroll, talent, time, tax and benefits administration. With over 1 million clients and over 41 million workers paid by ADP, our Embedded Payroll helps partners grow their business by adding best-in-class payroll directly into their platform – giving their clients more reasons to stick around. With our superior technology, award-winning product, go-to-market resources and expert customer support, partners will be ready to confidently launch and scale their payroll business. Hear ADP's SVP and GM of Global Payments & Compliance speak at Instant Payments...The Time is Now!

Airwallex is the leading financial technology platform for modern businesses growing beyond borders. With one of the world’s most powerful payments and banking infrastructure, our technology empowers businesses of all sizes to accept payments, move money globally, and simplify their financial operations, all in one single platform. Established in 2015 in Melbourne, our purpose is to connect entrepreneurs, business builders, makers and creators with opportunities in every corner of the world. Today, Airwallex has a global footprint across Asia-Pacific, Europe, and North America. 

Atomic is the market leading provider of payroll APIs, trusted by 12 of the largest fintech firms, including digital-first neobanks, alternative lenders, and digital brokerages, as well as over 70 financial institutions and partners. Atomic's payroll integrations provide the infrastructure to connect consumers to their financial data for verification of income and employment, automating set-up and updating of direct deposits, repaying financial obligations from their paycheck, optimizing tax withholdings, and accessing earned but unpaid wages.

Atomic simplifies complicated payroll integrations with a single API that covers over 450 unique payroll connections, including incumbent payroll providers, bespoke enterprise solutions, modern HR tech providers, gig-economy platforms and government systems.



Bamboo accelerates business growth in LATAM through instant payment methods and cross-border B2B settlements. We provide seamless pay-in and payout capabilities across key markets, enabling global merchants to expand swiftly.

Blackhawk Network delivers branded payment solutions through the prepaid products, technologies and network that connect brands and people. We collaborate with our partners to innovate, translating market trends in branded payments to increase reach, loyalty and revenue. We reliably execute security-minded solutions worldwide. Join us as we shape the future of global branded payments.



Bread FinancialTM (NYSE: BFH) is a tech-forward financial services company providing simple, personalized payment, lending and saving solutions. The company creates opportunities for its customers and partners through digitally-enabled choices that offer ease, empowerment, financial flexibility and exceptional customer experiences. Driven by a digital-first approach, data insights and white-label technology, Bread Financial delivers growth for its partners through a comprehensive product suite, including private label and co-brand credit cards, installment lending, and buy now, pay later (BNPL). Bread Financial also offers direct-to-consumer solutions that give customers more access, choice and freedom through its branded payment, lending and saving products.
Formerly Alliance Data, Bread Financial is an S&P MidCap 400 company headquartered in Columbus, Ohio, and committed to sustainable business practices powered by its 6,000+ global associates. To learn more about Bread Financial, visit BreadFinancial.com or follow us on Facebook, LinkedIn, Twitter and Instagram.



Cross River provides technology infrastructure powering the future of financial services. Leveraging its proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards, lending and crypto solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s most essential fintech and technology companies. Together with its partners, Cross River is reshaping global finance and financial inclusion. Member FDIC. Find out more at www.crossriver.com.

Everyday banking combined with our best-in-class API developer tools enable you to launch and integrate better products faster.

DrumWave Inc. is a high-tech disruptor headquartered at the historical 2465 Latham Street in Mountain View, CA — formerly the offices of the iconic General Magic. Using the "full-stack startup" approach, it's building an end-to-end product to enable companies and consumers to own, exchange, and monetize data. This isn't just a technological advancement—it's a new era for how data is valued, owned, and used. For more information, visit www.drumwave.com.

Entrust keeps the world moving safely by enabling trusted identities, payments and data protection. Today more than ever, people demand seamless, secure experiences, whether they're crossing borders, making a purchase, or logging into corporate networks. Entrust offers an unmatched breadth of digital security and credential issuance solutions at the very heart of all these interactions. With more than 2,500 colleagues, a network of global partners, and customers in over 150 countries, it's no wonder the world's most entrusted organizations trust us. Learn more at www.entrust.com



Evolve Open Banking is recognized as a global leader in the payments and BaaS industry delivering unique solutions and innovative technology strategies to our partners. We are a power player in payments without being a big box bank.

We understand the twists and turns in the financial industry and, most importantly, we know consumer needs change constantly. Today’s End Users expect speed, efficiency and security in every transaction and the flexibility to choose transaction methods that work for them. Our goal is to provide the foundation for the world’s best financial innovators.



Fifth Third Bank has the expertise, leadership and innovative technologies to help your organization succeed in a rapidly changing global marketplace. Our list of firsts is extensive, and it’s one that continues to expand as we explore the intersection of tech-driven innovation, dedicated people and focused community impact.



Flutterwave is a payments technology company that helps businesses all over the world expand their operations in Africa and other emerging markets, through a platform that enables cross-border transactions via one API. Flutterwave handles the most sensitive part of doing business; making and receiving local and international payments all across the world so that business owners can focus on growth.



Green Dot Corporation (NYSE: GDOT) is a financial technology and bank holding company committed to giving all people the power to bank seamlessly, affordably and with confidence. Green Dot's technology platform enables it to build products and features that address the most pressing financial challenges of consumers and businesses, transforming the way they manage and move money and making financial empowerment more accessible for all.

Green Dot offers a broad set of financial services to consumers and businesses including debit, checking, credit, prepaid and payroll cards, as well as robust money processing services, tax refunds, cash deposits and disbursements. Its digital bank GO2bank offers consumers simple and accessible mobile banking designed to help improve financial health over time. The company’s banking platform services (or “BaaS”) business enables a growing list of the world’s largest and most trusted consumer and technology brands to deploy customized, seamless, value-driven money management solutions for their customers.

Founded in 1999, Green Dot has powered more than 33 million accounts directly, and many millions more through its partners. The Green Dot Network of more than 90,000 retail distribution locations nationwide, more than all remaining bank branches in the U.S. combined, enables it to operate primarily as a “branchless bank.” Green Dot Bank is a subsidiary of Green Dot Corporation and member of the FDIC. For more information about Green Dot’s products and services, please visit [www.greendot.com](https://www.greendot.com).



Great things are happening in Ohio.  Ranking among the world’s largest economies, Ohio’s resources empower business and individuals to have it all.  Your plans will go further here with a welcoming business climate that attracts global investment and fosters growth, a strong talent and education system building a highly skilled workforce of the future, and one of the most ambitious innovation strategies in the country set to grow cutting-edge technologies and industries.  Ohio’s simplified tax structure, central location, and affordable cost of doing business are catalysts for economic diversification and prosperity.  

A thriving economy and enough variety to support any lifestyle—Ohio has it all!  Visit [JobsOhio.com](https://www.jobsohio.com) to learn more.



Markaaz creates a new standard for small and medium-sized business data, enabling enterprises and small businesses to work better together. With its unique Directory of over 300 million global business records, Markaaz enables enterprise businesses to improve their small business onboarding and monitoring with the most complete and accurate business data available. Markaaz also provides small businesses with a place where they can easily update their business data, gain financial insights, and connect directly with Markaaz partners to access financing. By unlocking opportunities for small businesses, Markaaz helps create opportunities for individuals, families, and communities. 



Mbanq is a leading Banking-as-a-Service (BaaS) provider and FinTech innovator that pioneers BaaS by facilitating the creation and operation of traditional banks, neobanks, credit unions and FinTech platforms for clients through its digital banking platform, white-label mobile apps and comprehensive support services. It also extends embedded banking benefits to a diverse clientele, from retail brands to sports teams.

Mbanq stands out for its exceptional regulatory prowess, modern technology, and industry-specific solutions. Founded in 2016 and headquartered in the United States, Mbanq offers extensive support for digital banking that encompasses compliance, lending, back office, and dispute resolutions, on top of a proprietary, cutting-edge technology stack.

An outlier in the FinTech industry, Mbanq achieved profitability a mere three years after launch and is, today, one of the fastest-growing FinTechs in the world. With a global presence and a focus on innovation, the company continues to drive the evolution of banking, enabling financial institutions leap ahead in an increasingly digital world. 

[www.mbanq.com](https://mbanq.com)


McKinsey is a global management consulting firm committed to helping organizations accelerate sustainable and inclusive growth. We work with clients across the private, public, and social sectors to solve complex problems and create positive change for all their stakeholders. We combine bold strategies and transformative technologies to help organizations innovate more sustainably, achieve lasting gains in performance, and build workforces that will thrive for this generation and the next.



At Pathward, expanding financial access is the heart of our business. Every day, we work to power financial inclusion for more because we believe in financial inclusion for all. Through our diverse partners and wide range of capabilities, we deliver Banking-as-a-Service and Commercial Finance solutions for clients and customers that the traditional financial system can’t or won’t fully serve. Connect with a Pathward representative at Money20/20 to discuss how we can help you breathe life into your payment, issuing, lending, or tax programs by balancing forward-thinking innovation with proven stability and expertise. To learn more about our capabilities, visit Pathward.com.



Pismo is a technology company providing an all-in-one processing platform for banking, payments, and financial markets infrastructure. Large banks, marketplaces, and fintechs already use our cloud-native microservices platform. Pismo clients are launching next-generation solutions while migrating their legacy systems onto the most advanced platform in the market. Pismo cloud-based platform empowers teams to build fast and companies to launch rapidly, scaling as they grow to have a broader audience while keeping high security and availability standards.


Q2 is a financial experience company dedicated to providing digital banking, lending, and banking-as-a-service solutions to banks, credit unions, alternative finance, fintechs, and consumer brands in the U.S. and internationally. With comprehensive end-to-end solution sets, Q2 enables its partners to provide cohesive, secure, data-driven experiences for account holders and users – from consumer to small business and corporate. Headquartered in Austin, Texas, Q2 has offices throughout the world and is publicly traded on the NYSE under the stock symbol QTWO. To learn more, please visit Q2.com [https://www.q2.com/].



At Republic Bank, we are a well-rounded, established organization ready to support your business. In addition to full-service banking services offered in our retail footprint, we also provide ﬁnancial products to millions of customers across the country through our Republic Processing Group (RPG) division. The Republic Processing Group consists of Credit & Lending Sponsorships, Payment Solutions, Tax Refund Solutions, and Prepaid Debit Card Programs. For more information on our financial product services, please contact us at RPGinfo@republicbank.com

[Company Website
](https://www.republicbank.com/about-us/rpg/)

TabaPay is the leading money movement platform, transforming the payments landscape for fintechs and banks. Our cutting-edge infrastructure was built from scratch to eliminate middlemen and costs, providing our clients with a reliable, efficient, and cost-effective payment processing solution. A multitenant design supports various models such as ISOs, PayFacs, and banks, making it an ideal solution for modern payment orchestration. Our diverse team with centuries of payments experience helps clients solve the complex challenges facing banks and fintechs.

Through our unified API, clients have access to 14 networks (Visa, Mastercard, regional debit networks for least-cost routing, RTP, and ACH) and 15 fintech-friendly banking partners to maximize flexibility and reach. We are the leaders in earned/early wage access and facilitate account-to-account, loan disbursements/collections, B2B, domestic/cross-border p2p, or any other use case optimized for speed, cost, and performance. TabaPay processes over 1 million transactions daily on behalf of more than 2,500 clients in the U.S. and Canada. Since inception, we have moved over 600 million transactions totaling more than $60 billion and have grown to a top 3 enabler of Visa Direct, MasterCard Send, and TCH’s RTP network. TabaPay is ranked 20th in merchant acquiring and 6th in CNP acquiring according to the Nilson Report.

TabaPay is at the forefront of the industry’s shift towards real-time payments and growth in new fintech business models -- and we have only begun.



Boston Consulting Group is a global consulting firm that partners with leaders in business and society to tackle their most important challenges and capture their greatest opportunities. Our success depends on a spirit of deep collaboration and a global community of diverse individuals determined to make the world and each other better every day.



TransUnion is a global information and insights company with a leading presence in more than 30 countries across 5 continents. We make trust possible in the modern economy by providing an actionable picture of each person so they can be reliably represented in the marketplace, enabling businesses and consumers to transact with confidence and achieve great things. We call this Information for Good®.



Worldpay powers businesses of all sizes to make, take and manage payments. We are a global leader in financial technology with unique capabilities to power omni-commerce.

Whether online, in store or mobile, you’ll find Worldpay at the heart of great commerce experiences in 146 countries and across 135 currencies. We help our customers become more efficient, more secure and more successful.

Zelis is modernizing the healthcare financial experience by providing a connected platform that bridges the gaps and aligns interests across payers, providers, and healthcare consumers. This platform serves more than 700 payers, including the top-5 national health plans, BCBS insurers, regional health plans, TPAs and self-insured employers, and millions of healthcare providers and consumers. Zelis sees across the system to identify, optimize, and solve problems holistically with technology built by healthcare experts – driving real, measurable results for clients. Learn more at Zelis.com and follow us on LinkedIn to get the latest news. 



Altimetrik is a pure play data and digital engineering services company focused on unlocking digital business growth and opportunity with speed, scale, and consistency. We focus on delivering business outcomes with an agile, product-oriented approach. Our digital business methodology provides a blueprint to develop, scale, and launch new products to market faster. 

We have a team of 6,000+ practitioners with software, data, cloud engineering skills help create a culture of innovation and agility that optimizes team performance, modernizes technology, and builds new business models. As a strategic partner and catalyst, Altimetrik quickly delivers results without disruption to the business regardless of digital maturity and we do this within a clients existing technology infrastructure. 

We are strategic partners and catalyst for world’s leading Banks, FinTechs and Payment Service Providers

AU10TIX, the global identity intelligence leader, is on a mission to obliterate identity fraud and further a more secure and inclusive world through automated technologies that confidently link physical and digital identities.

Our modular, global solution is backed by four decades of experience and powered by cutting-edge artificial intelligence, machine learning and computer vision. We’re experts in identity document verification, biometric authentication, liveness detection, electronic identity data verification, and synthetic fraud detection with coverage for 190+ countries in native languages.

AU10TIX's fully-automated technology, unlike traditional, semi-manual identity verification products, returns identity verification results in a matter of seconds, enabling businesses to onboard customers faster while preventing fraud, meeting compliance mandates, and, importantly, promoting trust and safety in today’s world of physical–digital transactions.

Headquartered in Israel, AU10TIX is a subsidiary of ICTS International N.V. (OTCQB: ICTSF).



Chargebacks911® is the global leader in chargeback prevention and remediation technology. As a technology platform provider to financial institutions and merchants, Chargebacks911 is the first global company fully dedicated to providing end-to-end solutions, specifically designed to counter post-transactional fraud and chargebacks, delivering data-driven intelligence and scale. Today, Chargebacks911 safeguards more than 2.4 billion transactions per year on behalf of 2.5 million merchants in 87 countries. For details on Chargebacks911’s comprehensive dispute management solutions, visit https://chargebacks911.com.



ClearBank is a purpose-built, technology-enabled clearing bank. Through its banking licence and intelligent, robust technology solutions, ClearBank enables its partners to offer real-time payment and innovative banking services to their customers. 

Data Zoo is a global provider of trusted identity data. We offer fast, simple, and reliable access to authoritative data sources, enabling our partners and customers to confidently verify a diverse set of consumers and businesses across multiple regions. Leading global companies and identity verification providers trust Data Zoo to achieve higher match rates, accelerate revenue recognition, and reduce costs while upholding the highest compliance and consumer privacy standards. Founded in 2012, Data Zoo has expanded its global footprint to include ten offices in major markets around the world.

dLocal powers local payments in emerging markets, connecting global enterprise merchants with billions of emerging market consumers in 40 countries across Africa, Asia, and Latin America. Through the “One dLocal” platform (one direct API, one platform, and one contract), global companies can accept payments, send pay-outs and settle funds globally without the need to manage separate pay-in and pay-out processors, set up numerous local entities, and integrate multiple acquirers and payment methods in each market.


Facephi provides secure, fast, and easy to use technology. Experts in users’ digital identity verification, it specialises in digital onboarding and biometric authentication solutions. It was established with the aim of creating more secure, accessible and fraud-free digital processes; to achieve this, Facephi is committed to innovation with artificial intelligence and machine learning, applying blockchain technology and introducing decentralised digital identity.

With headquarters in Spain and subsidiaries in APAC, EMEA and LATAM, Facephi seeks to offer the best technology to international customers who not only value an efficient service, but also a friendly treatment.

Facephi’s technology is developed to achieve the best user experience and including the customer’s prior knowledge and consent. To do this, the company complies with high ethical standards and, in addition, obeys KYC, AML and GDPR regulations. Today, a company that began leading the financial industry -one of the most demanding sectors in terms of security- has a presence in many others: insurance, health, public administration, travel and transportation, sporting events and shared mobility.

Facephi already boasts 300 million users worldwide and more than 250 clients, with a retention rate of over 95%.



Galileo Financial Technologies, LLC and certain of its affiliates collectively comprise a financial technology company owned and operated independently by SoFi Technologies, Inc. (NASDAQ: SOFI) that enables fintechs, financial institutions, and emerging and established brands to build differentiated financial solutions that deliver exceptional, customer-centric experiences. Through modern, open APIs, Galileo’s flexible, secure, scalable and fully integrated platform drives innovation across payments and financial services. Trusted by digital banking heavyweights, early-stage innovators and enterprise clients alike, Galileo supports issuing physical and virtual payment cards, mobile push provisioning, tailored and differentiated financial products and more, across industries and geographies.



GBG is the leading expert in global identity and location tech, enabling safe and rewarding digital lives for genuine people, everywhere.  We help every business in the world connect safely with every genuine identity in the world. With over 30 years of experience, our data, tech and people keep transactions with genuine identities safe, so our customers can focus on growing their business.  Today, our team of over 1,100 people serves more than 20,000 customers globally.

Iron Mountain Incorporated (NYSE: IRM) is a global leader in innovative storage, asset lifecycle management, and information management services. With over 70 years of experience serving more than 95% of the Fortune 500 and 225,000 companies worldwide, Iron Mountain helps customers CLIMB HIGHER™ to transform their businesses.Through a range of services including digital transformation, data centers, secure records storage, information management, asset lifecycle management, secure destruction, and art storage and logistics, Iron Mountain helps businesses unlock value and intelligence from their stored digital and physical assets at speed and with security while supporting their sustainability goals. At Iron Mountain, we understand the challenges you may be facing, and it’s very likely we’ve helped other financial services firms with similar concerns.



KeyBank is a top U.S. financial services provider. Commercial Payments offers a set of integrated solutions that includes treasury management, international trade, foreign exchange, merchant services and commercial cards. We help you collect funds faster, reduce fraud, optimize payables and processes and improve your bottom line through effective funds management. Coupled with our extensive resources and expertise, we are a strategic advisor to your business, with a commitment to helping your run your business better every day.

[Compsny Website](https://www.key.com/payments)

Middesk is the leading business identity platform. With Middesk’s identity-as-a-service APIs, businesses can verify, underwrite, and enable their customers to grow their businesses. Middesk’s current customers include Plaid, Pipe, BlueVine, Mercury, Divvy, Tesla, as well as large banks and lenders. For more information, visit [middesk.com](https://middesk.com).


Modern Treasury's software and APIs enable companies to add money movement and tracking to their products without the heavy lifting. We’re modernizing the financial processes and developer tools for payments in the online economy’s next wave of digital wallets, fiat-crypto on-ramps, ride share driver payouts, online instant loans, and other the fast growing parts of the economy. Our products connect cashflow, dataflow, and workflow because moving money is more than just moving money. We call this integrated work Payment Operations. Founded in 2018, San Francisco-based Modern Treasury now reconciles over $3 billion per month, and is backed by Benchmark, Altimeter, SVB Capital, Salesforce Ventures, NewView Capital, and Y Combinator.



We’re changing the world one transaction at a time. Nium is powering money movement across borders to anyone, anywhere – fast. Our mission is to build the payment infrastructure of the future, bringing to customers the platform, licenses, and APIs to accelerate business growth – locally and globally. Once connected to Nium, businesses can pay out in more than 100 currencies to over 190 countries - 100 of which in real time. Funds can be received in 35 markets, including Southeast Asia, UK, Hong Kong, Singapore, Australia, India, and the US. Our growing card issuance business is already available in 34 countries, including Europe (SEPA), the UK, Australia and Singapore. Nium holds regulatory licenses and authorizations in over 40 countries, enabling seamless global payments and rapid integration, regardless of geography.



Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly by harnessing alternative credit data. The company is a CRA that leverages its unique set of data sources, bank-grade infrastructure, compliance framework, and proprietary credit expertise to help lenders fill the gaps that exist in traditional credit analytics. Nova Credit serves as the bridge between data and credit excellence, providing a comprehensive platform of solutions designed to give lenders across finance, fintech, property management, telecom, and automotive a competitive edge in the open finance era. Its cross-border credit product, Credit Passport®, cash flow underwriting product, Cash Atlas™, and income verification product, Income Navigator, are used by leading organizations like American Express, Verizon, HSBC, RBC, SoFi, Scotiabank, Appfolio, and Yardi. Learn more at https://www.novacredit.com or reach out to connect@novacredit.com.


Paymentwall, established in 2010 in San Francisco, is a global payments platform that pioneered a unified API integrating 200+ payment methods worldwide. Our current platform incorporates over 200 reliable payment methods from LATAM, US, Europe, Africa, MENA, CIS, SEA, Australia, India, Greater China, South Korea, and Japan
We serve 300,000+ merchants worldwide, operating through our extensive network of 20+ global offices around the world. Our offerings include a customizable interface, fully localized payment methods, efficient credit card processing, and innovative solutions. These include tax management and remittance services tailored to your global entity, our in-house Medusa Risk & Traffic management system, and the SpiderPipe Payment Orchestration Platform. Fintech companies and merchants can benefit from our platform's comprehensive reach, enabling seamless transactions in various markets.

FasterPay enables instant 1-second transfers between FasterPay accounts, catering to both businesses seeking efficient payouts and individual users transferring funds to one another. Through its fast onboarding process, FasterPay enables users from all over the world to sign up and pay or get paid instantly. FasterPay offers diverse top-up and withdrawal options operating across 160 jurisdictions, remittance corridors, and over 60 currencies. Banks, platforms, and fintech companies can use FasterPay to streamline payment processes and empower their users with seamless payout capabilities.

Plaid is a data network that powers the fintech tools millions of people rely on to live a healthier financial life. We work with thousands of fintech companies like Venmo and SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Headquartered in San Francisco, the company was founded in 2013 by Zach Perret and William Hockey.



As the world moves to a mobile-first economy, businesses need to modernize how they acquire, engage with and enable consumers. Prove’s phone-centric identity tokenization and passive cryptographic authentication solutions reduce friction, enhance security and privacy across all digital channels, and accelerate revenues while reducing operating expenses and fraud losses. Over 1,000 enterprise customers use Prove’s platform to process 20 billion customer requests annually across industries including banking, lending, healthcare, gaming, crypto, e-commerce, marketplaces, and payments.



SavvyMoney stands at the forefront as the leading provider of credit score solutions, extending its reach to over 1,350 banks, credit unions, and fintechs nationwide. The synergy of real-time data and advanced digital personalization tools defines SavvyMoney’s offerings, seamlessly integrating with more than 40 digital banking platforms. What sets SavvyMoney apart is not just its innovative technology but also its hands-on service, coupled with a resolute commitment to assisting financial institutions in fortifying and enriching their customer relationships. To learn more about SavvyMoney, visit www.savvymoney.com.

We’re the global specialist in financial transactions – the way the world moves value across borders, through cities and overseas. We keep funds flowing, supply chains moving and the world's economies turning. No other organisation can address the scale, precision and trust that this demands.

We're unique too: a neutral cooperative established to provide a safe, secure and reliable way for the financial community to send transactions across borders. We’re always striving to be better and are constantly evolving in an ever-changing landscape. We innovate tirelessly, test exhaustively, then implement fast. In a connected and challenging era, our mission has never been more relevant. 



Synchrony (NYSE: SYF) is a premier consumer financial services company delivering one of the industry’s most complete digitally enabled product suites. Our experience, expertise and scale encompass a broad spectrum of industries including digital, health and wellness, retail, telecommunications, home, auto, outdoor, pet and more. We have an established and diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers, which we refer to as our “partners.”  We connect our partners and consumers through our dynamic financial ecosystem and provide them with a diverse set of financing solutions and innovative digital capabilities to address their specific needs and deliver seamless, omnichannel experiences. We offer the right financing products to customers in their channel of choice.

We are Thredd – The issuer processor turning ambitious businesses into digital payment leaders.

Working with our clients, we’ve been powering the payments ecosystem since 2007, making the complex look easy while creating the blueprint for first-class card issuing partnership. Thredd delivers flexible, reliable card programmes for brands in the digital banking, retail and B2B payment world, making use of all capabilities from digital wallets to pay-outs, from loyalty to embedded payments.

Thredd weaves expertise and technology to create a seamless experience for you and your cardholders. Thredd is a true partner to help you launch, scale and succeed.

Think Thredd, think global.

- 44+ countries across our global operations
- 1bn+ transactions processed every year
- 170m+ cards supported on our platform

Want to learn more? Visit [thredd.com](https://thredd.com) or speak directly with a Threddster at sales@thredd.com.


Thunes is a B2B company that powers payments for some of the world’s fastest-growing businesses – from Gig Economy giants such as Uber and Deliveroo and Southeast Asia’s super-app Grab to global Fintech leaders such as PayPal and Remitly. Through a single, simple connection, consumers and businesses can send payments to – and get paid in – every corner of the world. Thunes currently supports 79 currencies, enables payments to 130 countries, and helps to accept 300 payment methods. In April 2022, Thunes acquired a controlling stake in a leading AML and Compliance Platform company Tookitaki, which now enables the company’s advanced compliance, anti-fraud, and anti-money laundering (AML) capabilities, setting an international benchmark for sustainable compliance. The company is headquartered in Singapore, with regional offices in London, Paris, Shanghai, New York, Dubai, Hong Kong, and Nairobi.



Trulioo is dedicated to verifying the identity of anyone and any business around the world. The company’s identity platform drives global growth for organizations by helping them navigate the challenges of compliance and providing real-time verification of more than 5 billion people and 300 million businesses worldwide. By leveraging world-class technology designed to make identity verification faster and more efficient, Trulioo is opening the door to the digital economy for everyone on the planet.



Founded in 2008, Trustly is a global leader in Open Banking Payments. Our digital account-to-account platform redefines the speed, simplicity, and security of payments, linking some of the world’s most prominent merchants with consumers directly from their online banking accounts. Trustly can handle the entire payment journey, setting us apart from the competition and enabling us to offer an attractive alternative to traditional card networks at a lower cost. Today we serve 9,000 merchants, connecting them with 650 million consumers and 12,000 banks in over 30 countries. In 2023, we processed over $58 billion in transaction volume in our global network. 


Today's leading companies trust Twilio's Customer Engagement Platform (CEP) to build direct, personalized relationships with their customers everywhere in the world. Twilio enables companies to use communications and data to add intelligence and security to every step of the customer journey, from sales to marketing to growth, customer service and many more engagement use cases in a flexible, programmatic way. Across 180 countries, millions of developers and hundreds of thousands of businesses use Twilio to create magical experiences for their customers. For more information about Twilio (NYSE: TWLO), visit: www.twilio.com



U.S. Bank serves millions of customers and is recognized for its approach to digital innovation, social responsibility, and customer service, including being named one of the 2024 World’s Most Ethical Companies and Fortune’s most admired superregional bank. We help our clients find faster, simpler ways to improve their treasury operations. Work with a trusted partner who will meet you where you are in your digital journey – and help you get where you’re going – with instant, embedded payments and treasury services that are connected to the technology you use every day.

We are a global tech company devoted to simplifying banking experiences.

Through our business solutions, we inspire financial institutions to take digitalization to the next level.

We are proud to be a key strategic partner for renowned clients across Latin America, North America, and Europe, helping them become the banks their customers prefer.

By creating innovative customer-focused products, we empower over 50 million people to run their financial world.



Alloy is the command center for identity that covers compliance and fraud-fighting needs. From automatic decisions and fewer manual reviews to smooth onboarding, Alloy is how smart banks and fintech companies take a closer look at the whole picture.



Ascenda powers the growth of financial service brands and merchants globally with premium rewards propositions that accelerate customer acquisition, increase usage, and drive retention. Its best-in-class customer engagement platform is simple to deploy and powered by a unique global network of premium content that unlocks exceptional end-user value.



At Checkout.com, our passion for payments runs deep. Since 2012, we've grown our presence to 19 offices worldwide, driven by a team of experts who don't just dream big but also zero in on the details that elevate each transaction.  Our global digital payments platform provides the flexibility and scalability businesses need to transform payments into a major revenue source. More than providers, we're partners, offering insights and value that navigate the complexities of the payments landscape with rigor and discipline.  Checkout.com’s mission is to enable businesses and their communities to thrive in the digital economy. Our approach is simple: dive deep to understand every nuance, obsess over every detail, and consistently deliver results that matter.  The checkout moment is just the beginning for us.  We obsess over performance because it's fundamental to delivering seamless checkout experiences. We’re committed to creating virtually invisible checkout experiences - focussed on boosting acceptance rates.  We're Checkout.com, and we're where the world checks out.

Dandelion, a Euronet Service, is the largest real-time, cross-border payments network in the world, including built-in settlement, compliance, and support.

We enable payments to 190+ countries, of which 90% arrive within 5 minutes.

With one simple API integration, banks, fintechs, and MTOs can connect to over 4B+ bank accounts and mobile wallets, as well as 500k+ cash pick-up locations.



EBANX is the leading payments platform in Latin America, connecting global companies with customers from one of the fastest-growing digital markets in the world. The company was founded in 2012 with the mission of giving access for Latin Americans to purchase from international merchants. With powerful proprietary technology and infrastructure, combined with the deepest knowledge in Latin American markets, EBANX allows companies with local or international operations to connect with hundreds of payment methods in different countries. EBANX goes beyond payments, increasing sales and fueling seamless purchase experiences for companies and consumers.



Fiserv, Inc. (NYSE: FI), a Fortune 500 company, aspires to move money and information in a way that moves the world. As a global leader in payments and financial technology, the company helps clients achieve best-in-class results through a commitment to innovation and excellence in areas including account processing and digital banking solutions; card issuer processing and network services; payments; e-commerce; merchant acquiring and processing; and the Clover® cloud-based point-of-sale and business management platform. Fiserv is a member of the S&P 500® Index and one of Fortune® World’s Most Admired Companies™. Visit fiserv.com and follow on social media for more information and the latest company news.

Incode offers an end-to-end identity verification and authentication platform, helping its clients distinguish good users from fraudulent ones, effortlessly. We ensure customers’ security and compliance goals are met, so they can focus on their growth objectives.

Incode’s fully automated, AI-first platform is built for low friction of genuine users, coupled with instant verification and re-engagement tools that drive conversions. Its multi-layer identity platform combines proprietary AI technology, deterministic identity checks, and advanced deepfake detection to combat the most sophisticated fraud.

J.P. Morgan Payments combines our treasury services, trade, card and merchant services capabilities to help clients pay customers or employees, in different currencies, around the world. Focused on helping our clients navigate a challenging era of digital transformation and evolving customer expectations, JPMorganChase processes nearly $10 trillion payments daily6, and is #1 in USD payments volume7.

With the payments landscape transforming faster than ever, businesses increasingly feel the pressure to digitize their treasury and payments or be left behind. With our global suite of products, technology platforms, and consultative expertise, we are uniquely positioned to address the challenges you face today and tomorrow. We provide the scale and service of a world-class bank, with the innovation and agility of a fintech - so you never have to trade reliability and security for opportunity and growth.

Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.



Paze is a reimagined online checkout solution that banks and credit unions offer to consumers and merchants, combining all eligible debit and credit cards into a single wallet and eliminating manual card entry. Solving long-standing challenges in e-commerce, Paze provides an easy experience for consumers and merchants alike. At general availability, more than 150 million debit and credit cards will be available to consumers for making online purchases. To learn more about Paze, visit www.paze.com. Paze is operated by Early Warning Services, LLC, an innovator in financial and risk management solutions.



Ripple is doing for value what the internet did for information: enabling its instant and seamless flow around the world. We call this the Internet of Value (IoV). Using blockchain and cryptocurrency technology, Ripple is dedicated to creating powerful gains in financial efficiency, equity and inclusion. In addition, Ripple is developing and enabling the future use cases that will catalyze the new digital economy for governments, businesses and consumers.
Ripple has offices in San Francisco (HQ), New York, London, Mumbai, Singapore, São Paulo, Reykjavík, Washington D.C. and Dubai.



SHIELD is a device-first fraud intelligence platform that helps digital businesses worldwide eliminate fake accounts and stop all fraudulent activity.

Powered by SHIELD AI, we identify the root of fraud with the global standard for device identification (SHIELD Device ID) and actionable fraud intelligence, empowering businesses to stay ahead of new and unknown fraud threats.

We are trusted by global organizations like inDrive, Alibaba, Guavapay, Trive Bank, TrueMoney, and more. With offices in San Francisco, London, Berlin, Jakarta, Bengaluru, Beijing, and Singapore, we are rapidly achieving our mission - eliminating unfairness to enable trust for the world.

Discover how we can help you achieve a 13.8X ROI in Forrester's Total Economic Impact™ study: https://hubs.ly/Q02_mPhQ0  

Snowflake enables every organization to be data-driven. Thousands of customers across many industries, including 241 of the Fortune 500, mobilize their data with Snowflake's Data Cloud to unite siloed data, discover and securely share data, and execute diverse analytic workloads. Wherever data or users live, Snowflake delivers a single data experience that spans multiple clouds and geographies. Learn more at [www.snowflake.com](https://snowflake.com)

Socure is the leading provider of digital identity verification and fraud solutions. Its predictive analytics platform applies AI and machine learning techniques with trusted online and offline data intelligence to verify identities in real-time. Socure is the only vertically integrated identity verification and fraud prevention platform with both IAL-2 and FedRAMP Moderate certifications, delivering advanced levels of assurance and the highest standards for security and compliance. The company has more than 2,300 customers across the financial services, government, gaming, healthcare, telecom, and e-commerce industries, including four of the five top banks, the top credit bureau and more than 400 fintechs. Organizations including Capital One, Citi, Chime, SoFi, Green Dot, Varo, Ingo, Robinhood, Gusto, Public, Poshmark, Stash, DraftKings, PrizePicks and the State of California trust Socure for accurate and inclusive identity verification and fraud prevention. Learn more at socure.com.



Stripe's mission is to increase the GDP of the internet. Stripe is a technology company that builds economic infrastructure for the internet. Businesses of every size—from new startups to public companies—use our software to accept payments and manage their businesses online.



Silicon Valley Bank (SVB), a division of First Citizens Bank, is the bank of some of the world’s most innovative companies and investors. SVB provides commercial banking to companies in the technology, life science and healthcare, private equity and venture capital industries. SVB operates in centers of innovation throughout the United States, serving the unique needs of its dynamic clients with deep sector expertise, insights and connections. SVB’s parent company, First Citizens BancShares, Inc. (NASDAQ: FCNCA ), is a top 20 U.S. financial institution with more than $200 billion in assets. First Citizens Bank, Member FDIC. Learn more at svb.com

TerraPay simplifies the movement of money everywhere – providing a single connection to the most expansive cross-border payments network regulated in 30+ global markets and enabling payments to 140+ receive countries, 210+ send countries, 7.5Bn+ bank accounts and 2.4Bn+ mobile wallets. TerraPay is on a mission to connect a borderless financial world, making moving money everywhere instant, reliable, transparent and fully compliant. TerraPay pushes the boundaries for global businesses – ranging from banks, fintech and money-transfer operators to travel businesses, creator economy platforms and e-commerce marketplaces – while driving financial inclusion in even the most inaccessible markets. Founded in 2014, TerraPay is a global company headquartered in London and comprising 42 nationalities. It has global offices in Bangalore, Dubai, Bogota, Dar es Salaam, Kampala, The Hague, Johannesburg, Nairobi, Milan, and Singapore, and is expanding rapidly. We have received funding from leading investors, including the IFC (World Bank), Prime Ventures, Partech Africa, and Visa.

Thomson Reuters is the world’s leading source of professional legal and compliance content, intelligence, and technology. We bring you a suite of complementary solutions that enable greater efficiency, accuracy and understanding across every aspect of your legal and compliance functions. Each of these solutions has been created by legal and compliance professionals, for legal and compliance professionals. Together they form a comprehensive resource of powerful research products and intelligence solutions that enable complete understanding of every issue. These are complemented by integrated workflow tools that help you manage and enjoy visibility of every matter, contract, and department.



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