MoneyPot LIVE: Architecting a Better Borrowing Experience

Consumer credit has changed faster than the systems most banks use to deliver it. Funding costs are higher, customer expectations are set by digital-first experiences and the data available to assess a borrower is far richer than it was a decade ago. Traditional underwriting models were built for a different data environment, and legacy infrastructure doesn't always move at the speed customers expect.

In this episode, Pagaya’s Cofounder and President, Sanjiv Das, joins a banking industry leader to discuss how banks close that gap. Together they explore how to structure a portfolio for flexibility, what a bank should look for in a technology partner and how to expand access without compromising discipline or rebuilding a core banking stack, all while deepening existing customer relationships.