MoneyPot LIVE: Architecting a Better Borrowing Experience

Consumer credit has changed faster than the systems most banks use to deliver it. Funding costs are higher, customer expectations are set by digital-first experiences and the data available to assess a borrower is far richer than it was a decade ago. Traditional underwriting models were built for a different data environment, and legacy infrastructure doesn't always move at the speed customers expect.

Live on The MoneyPot, Terry O'Neil, Chief Commercial Officer at Pagaya, joins Oliver Smith to explore how AI, alternative underwriting models and institutional capital are changing the economics of consumer credit.