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Where Do We See Fintech Going?

Money20/20 USA has always been at the forefront of fintech insights and keeping our finger on the pulse of what’s hot and what’s not. This year, our agenda will focus on stories told through four distinct lenses - vulnerability, defense and offense, chain reactions, and experiences - detailed below.

The Story For This Year's Money20/20 USA

Hear directly from US Content Director Zach Anderson Pettet about what’s in store at Money20/20 including some drastic changes and how we’ll arm you with powerful insights at fintech’s annual family reunion. Dive deep into the four lenses that will guide this year’s powerful speaker lineup.


Vulnerabilities, we know, it’s a terrifying word. But there are two sides to every term. We know that it can feel like a weakness, but it is also at the heart of innovation. It is only when we are open to new ideas and change that we can improve or re-create systems. It is also only when we are aware of our weaknesses that we can begin to solve problems. The world feels vulnerable right now, but every crisis presents opportunities for growth. We will be discussing macro issues - like worries over a bear market and inflation. We will be talking about models like open finance and embedded services that will change how money moves and who moves it. We will be talking about safe data and cyber security on all levels. Every solution starts with understanding the possibilities- so more than anything we will be talking about what is possible!

Offense & Defense

When we see change coming, those are generally the two reactions we have; go on offense or defense. This October many of the conversations on our stages will be told through the lens of fraud, regulation, and policy. We want to hear your stories on revolutionary product development, better UX, and how you’re serving sectors like small business and the creator economy. In the end, the ability to preserve what is valuable and still get ready to face the next wave of change go hand in hand and you’ll experience it all at Money2020 USA.

Chain Reactions

Turns out Isaac Newton was right - for every action there is an equal and opposite reaction. Previously immovable objects are being acted on by unstoppable and unforeseen forces. As we strive to solve problems, unintended new problems are created, and with that, you guessed it, new opportunities. We’re talking about changing global rails and payment networks, the continued growth of crypto and its use cases. Even use cases with real utility! Financial services, fintech, embedded finance, whatever your buzzword, it matters. It impacts everyone on earth. We’ll explore how consequence, intended or unintended, can give us clues about what happens next.


The world is full of new wonders, and of course Money20/20 USA plans to explore them all. We are entering an era where our physical and digital experiences are increasingly blurred. Web3 is being built and the nature of its future is at stake. We will discuss the metaverse, what NFTs and tokenization really mean, and how we need to think about identity and privacy. There are new markets in limbo as dark markets become light. It’s all up for debate and we’ll discuss it all!

Our First Speakers Have Landed

Our first wave of speakers are ready to take fintech's most revered stage by storm! Keep your eyes peeled on our speaker page as more industry legends and pioneers continue to roll in.

Where Fintech Meets

Money20/20’s 300+ speakers and moderators are industry leaders and innovators from a broad cross-section of companies, ranging from established fintech, banking, payments, and tech titans to fearless startups.

Registered Media & Analysts
C-suite Executives & Founders
17 mill+
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