Zoya has 20+ years of experience in the business and commercial banking space. Zoya currently functions as a Principal Strategist at Endava and her responsibilities are focused on strategic initiatives and knowledge deepening within payments ecosystems, treasury management, global trade, merchant services, credit & stored value cards, and commercial liquidity space.

Zoya has deep subject matter expertise in both traditional and alternative banking solutions, including payables, receivable, digital banking, user experiences and competitive market intelligence. Zoya has dedicated her professional time to public speaking at the industry events, forum & panel discussion moderating and thought leadership.

Zoya earned BS and BA degrees from University of Southern California and an MBA from Pepperdine University. She is also a Certified Treasury Professional and a Board Member for the Southern California Association for Financial Professionals.