Violas Xiao is the Singapore and Latam CEO of XTransfer, the world's largest B2B cross-border payment platform, serving around 1,000,000 merchants globally. Under her leadership, XTransfer has expanded its operations across China, Hong Kong SAR, Singapore, Malaysia, Southeast Asia and Latam America, offering innovative solutions for cross-border payments, multi-currency FX, and financial services for SMEs.

Violas is passionate about driving financial inclusion, empowering businesses in emerging markets, and advancing the role of women in fintech. She has been recognized for her leadership in global payments and continues to champion innovation and collaboration across the international financial ecosystem.