Tom Carpenter is the Senior Vice President for North America Industry & Policy Engagement at Mastercard where he leads Mastercard’s strategic advocacy on open banking and open finance with regulators, policymakers, industry partners and standards bodies.

Tom’s career has placed him at the forefront of financial services innovation for over two decades. Before Mastercard, Tom led policy and public affairs for the Financial Data Exchange (FDX), and prior to that role, Tom represented a host of financial services clients in Washington at Republic Consulting and Wexler & Walker. Tom also served as a legislative aide in the U.S. Congress.