Tina Reich is a seasoned financial services executive serving as Board Director at Santander Bank, BILL Holdings, and Altus Power, and as Founder of ROC Partners. She is a former Chief Risk Officer and Chief Credit Officer with deep expertise in enterprise risk management, machine learning, and fintech. She serves as an MIT Corporation Board Member, CDC, and as a member of the MIT Schwarzman College of Computing Dean's Advisory Council. She holds a degree in Economics from MIT and has spent her career at the intersection of risk, data science, and financial technology. Through ROC Partners, she advises fintechs and private equity firms on risk strategy and technology-driven underwriting.