Nick leads the AI strategy and execution at Valley Bank, where applied AI is being deployed across the full breadth of banking. From agentic systems that automate complex operations, to ML models that sharpen credit and fraud decisions, to voice AI that reinvents how customers experience Valley.  As Head of AI & Automation, he sits at the intersection of innovation and execution, focused on building real systems that drive real outcomes, with governance and risk management built in from the start.