Michelle Beyo is the CEO and Founder of Finavator an award winning payments and future of finance consultancy. Michelle brings 20+ years of expertise from across multiple industries including Payments, Loyalty, Telco, Digital Identity and Open Data. She is recognized as a Global thought leader and has spoken on stages worldwide including TedX, Michelle is a Money20/20 RiseUp Alumni & Mentor, Advisory Board Member to many Fintechs as well as Executive Advisor to Wellesley Hills Financial LLC a Boston Investment Bank.

She is a Board Member and the President at Open Banking Network Canada OFNC, championing for data rights, transparency, and security in the financial landscape. She is also the creator and instructor for Finavator's online on demand 6 hour Future of Finance Master Class https://www.finavatorfuturefinancemasterclass.com/ Michelle has been recognized for many awards including "Top 5 PowerList Open Banking Expo 2025"