Melyssa Barrett is Board Chair of Balance Financial Wellness, a nonprofit that partners with more than 400 organizations including HUD-approved housing counselors, the CALHFA network, and student loan educators to help people build lasting financial health. A former Visa Inc Vice President with leadership roles across risk, data, and product, Melyssa brings deep payments and fintech expertise to Balance's mission of financial education, access, and opportunity. She is co-author of Credit Repair Kit for Dummies (5th edition), a Certified Diversity Executive, CEO of Jali Enterprises, Success Coach for individuals focused on creating More Business More Life, and host of The Jali Podcast. Melyssa is connecting with banks, credit unions, and fintech leaders who share Balance's commitment to empowering consumers and building thriving economic communities. She believes that when financial institutions and mission-driven nonprofits work together, whole communities thrive.