Mauricio Schwartzmann has spent 20 years learning payments from the inside — then rebuilding it from the outside.

As Chief Financial Services Officer at Yuno, he leads global relationships with the banks, acquirers, processors and card networks. Before Yuno: 16 years at Citi across multiple markets, earning Citigroup's highest global recognition for innovation. Then CEO of RappiBank Peru, building a full-stack digital bank from zero. Then Mastercard, where he led one of the world's top payments markets — and made it the largest market anywhere for Click to Pay.

He has run the incumbent playbook and the startup one — which is why he has sharp views on what breaks when you scale, and what doesn't have to.

He sits on boards across banking, networks and fintech, mentors founders through Endeavor, and through MS Holdings, his boutique VC fund, invests in and advises early-stage companies building the next cross-border rails.