Jacob Hall is the Co-Founder and CEO of Agingo, bringing over 20 years of innovation in banking and financial technology, including leadership roles in Wells Fargo and across Capital Markets. His career has focused on building systems that align risk management, compliance, and automation with real-world financial operations. At Agingo, Jacob applies two decades of banking innovation to create the Agingo Platform, where compliance, governance, and identity are not add-ons but built directly into the system’s cryptographic design. His perspective highlights why legacy blockchain systems such as Bitcoin-style distributed ledgers and Ethereum-style smart contracts fall short of the scalability and fraud mitigation needs of banks and exchanges.