Harsh Dev is a fintech product executive on a mission to build autonomous, AI-powered risk and credit platforms that adapt in real-time to changing market conditions. At PayPal, he leads the development of scalable infrastructure for identity verification, underwriting, and fraud prevention — helping millions access credit responsibly and seamlessly. From building agent-based risk systems to creating pre-approval frameworks powered by open banking and credit bureau data, he brings a mix of deep technical intuition and relentless execution. He has pitched, built, and scaled products that blend data, compliance, and customer delight. A believer in products that think — platforms that learn, optimize, and self-correct — he is passionate about unlocking that future.