Fernando Miranda has been CEO of Neon since December 2024. Announced at the company in early 2023, he held strategic positions before assuming the organization’s top leadership role, guiding the company through a cycle of consolidation, efficiency, and sustainable growth. With in-depth knowledge of the business, he brings a clear perspective on the company’s past, present, and future, strengthening its positioning in the financial market. He has over 20 years of experience in the financial sector, with a track record in leadership and organizational transformation. He has worked at American Express, CitiBank, Santander, and Nubank, where he held executive positions. He holds a degree in Economics from USP, an MBA in Finance from IBMEC, and a certification in International Business from Harvard University.