Eduardo Chedid is the CEO of PicPay, one of Brazil’s leading fintech companies and a pioneer in applying AI and Open Finance at scale across customer experience, payments, and financial services. Under his leadership, PicPay also led the reopening of Brazil’s IPO market after four years without new listings, marking a significant milestone for the country’s capital markets. With over 30 years of experience, he has built a distinguished career across the financial services, banking, and payments industries, holding leadership roles in both Brazil and the United States at Visa, Elo, Credicard, and Cielo. At PicPay, he leads a company at the intersection of real-time payments, Open Finance, and artificial intelligence, helping shape a new model for more accessible, efficient, and personalized financial services in emerging markets. He also served as a board member of ABECS, the Brazilian association representing the credit card and payments industry, from 2015 to 2021.