David Taylor is the Founder and President of VersaBank (TSX/Nasdaq: VBNK), a North American leader in business-to-business digital banking and a pioneer at the intersection of regulated banking and digital assets. Over nearly five decades in banking, he has consistently challenged traditional models, creating the world's first digital branchless financial institution and building it into a federally chartered bank operating in both Canada and the United States. Under Taylor's leadership, VersaBank used its proprietary banking technology to revolutionize the point-of-sale financing market, first with its Structured Receivable Program (SRP), and, again, by adding real time capability to the SRP. Taylor also spearheaded the Bank’s development of its own digital asset technology, which provides superior safety and security for the natural evolution of stablecoins in the regulated banking world – tokenized deposits.