Cindy Gamble O’Neill is CEO of Payvaro Technologies and a payments industry leader who has held executive leadership roles at Visa, Priority, BillGO and Bank of America, driving innovation and growth across commercial payments.

Today, she is leading Payvaro's mission to build an intelligent business payments network that connects what the industry has built separately. Cindy believes the future of payments isn't about creating more rails—it's about connecting the existing ecosystem, bringing intelligence to payment decisions, and fundamentally changing how businesses move money.