Christian Widhalm is CEO of Bloom Credit, where he is leading the modernization of credit data reporting to better reflect today’s financial behaviors. A fintech and credit industry veteran, he brings more than 15 years of experience building and scaling venture-backed companies in regulated markets. Under his leadership, Bloom Credit launched Bloom+, next-generation infrastructure that expands how creditworthiness is defined by incorporating the reporting of consumer-permissioned data into consumer checking accounts behaviors without requiring debt. He is also active in policy discussions in Washington, advocating for more inclusive credit systems.