Andrew Lambert is Senior Vice President, Head of Product at Cross River, where he leads strategy and execution across Payments, Banking-as-a-Service, Cards, and Lending. A 20-year payments veteran with senior roles at Mastercard, Green Dot, and Railsr, he is known for turning strategic vision into measurable results. His three years on assignment in the United Kingdom sharpened his perspective on how payment rails, regulatory frameworks, and business practices differ globally — a lens that now fuels his mission to position Cross River as the definitive turn-key embedded finance platform for brands and fintechs worldwide. Andrew holds an MBA from the Olin School of Business at Washington University in St. Louis, is conversant in Spanish, and when not building the future of embedded finance, can be found traveling abroad or cheering on his son's college water polo team and his daughter's competitive rowing.