NORTH AMERICA'S CROSS-BORDER PAYMENTS REWIRING

Created through a collaboration between Money20/20 and FXC Intelligence, the report, North America’s Cross-Border Payments Rewiring: The Current State and Future Potential of the Industry in 2026, analyses 650 industry articles published over 12 months across the United States, Canada and Mexico.

The Americas’ outbound retail cross-border payments market reached $9.4tn in 2025, representing 21% of global outflows, and is projected to reach $14tn by 2033, according to FXC Intelligence market sizing data.

The findings reveal an industry balancing technological opportunity with growing geopolitical complexity. While financial institutions explore innovations ranging from stablecoins and blockchain to artificial intelligence, interoperability and regulatory developments remain central to the evolution of cross-border payments.