Zest AI helps banks and credit unions answer their most important question: Who do I lend to? Lenders using Zest software make better credit decisions and better loans — increasing revenue, reducing risk, and automating compliance. With gold-standard compliance and industry-leading fair lending tools, Zest's customers are able to break the limitations of traditional credit scores to identify good borrowers overlooked by legacy techniques. Zest AI was founded in 2009 with the mission of making fair and transparent credit available to everyone and is now one of the fastest-growing fintech software companies. The company is headquartered in Los Angeles, California.