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E Card Inc
H Equities Group is a New York–headquartered investment and development group with a diversified portfolio spanning real estate, commercial banking, mortgage lending, and financial technology.
The group operates under seven global banking licenses and holds a proven track record in value-added real estate, cross-border capital management, and fintech infrastructure.
Over the past two decades, H Equities has built a multi-billion-dollar asset base across the U.S., Brazil, Africa, and Asia. Its core business divisions include:
1. Real Estate Development: Over 3 million sq. ft. of mixed-use assets in NYC and New Jersey metro areas, with 20–30% historical IRR across projects.
2. Banking & Lending: Equity interests in U.S. commercial banks and a private mortgage platform originating over US$3B annually.
3. FinTech & Cross-Border Infrastructure: Through ECARD, the group’s FinTech division, H Equities connects traditional banking with next-generation payment and settlement technology.
ECARD plays a supporting but essential role — it is the financial connectivity layer of H Equities’ ecosystem. Operating under the group’s banking licenses, ECARD builds the multi-currency account and compliance infrastructure that enables businesses and individuals to move capital safely and efficiently across borders.
Together, H Equities and ECARD form a vertically integrated platform — from physical assets to financial infrastructure — designed to build confidence, liquidity, and longevity in a changing global economy.
The group operates under seven global banking licenses and holds a proven track record in value-added real estate, cross-border capital management, and fintech infrastructure.
Over the past two decades, H Equities has built a multi-billion-dollar asset base across the U.S., Brazil, Africa, and Asia. Its core business divisions include:
1. Real Estate Development: Over 3 million sq. ft. of mixed-use assets in NYC and New Jersey metro areas, with 20–30% historical IRR across projects.
2. Banking & Lending: Equity interests in U.S. commercial banks and a private mortgage platform originating over US$3B annually.
3. FinTech & Cross-Border Infrastructure: Through ECARD, the group’s FinTech division, H Equities connects traditional banking with next-generation payment and settlement technology.
ECARD plays a supporting but essential role — it is the financial connectivity layer of H Equities’ ecosystem. Operating under the group’s banking licenses, ECARD builds the multi-currency account and compliance infrastructure that enables businesses and individuals to move capital safely and efficiently across borders.
Together, H Equities and ECARD form a vertically integrated platform — from physical assets to financial infrastructure — designed to build confidence, liquidity, and longevity in a changing global economy.