Tom lives, breathes, and sleeps mobile payments. The payments world is ripe for disruption, and Tom’s mission is to navigate the change for Capital One, blending strategy, infrastructure, and inspiring customer experiences to help us win the hearts and minds of consumers. Tom most recently led Capital One in the strategy and building of the Capital One Mobile Wallet, the launch of Apple Pay, and the partnership on the Neiman Marcus mobile wallet. Tom’s previous experience at Capital One includes many years spent learning the fundamentals of payments, lending, and marketing, all of which is proving to be a great foundation for the work he does today. Tom holds an MBA from the University of Virginia and a Finance degree from Virginia Tech. Before joining Capital One, Tom was a software engineer, a profession which he foolishly left for his MBA. In his free time, Tom geeks out on robotics, tinkering with new technologies, taking apart mechanical watches, and teaching sub-par basketball skills to his four children. Tom, his wife, and four children reside in Fairfax, Virginia.