Toby Gardner

Toby Gardner

CEO & Co-Founder


Toby is one of Australia’s leading names in fintech, recently appointed as Australia’s first Adjunct Professor of Fintech at Swinburne University, bringing over 15 years’ experience in finance, technology, and innovation in Silicon Valley and Australia.

Under Toby’s leadership, Finch is widely regarded as one of the most exciting startups in Australia. Last year, Finch won numerous awards across multiple categories: including “Best Personal Finance app” and “Best Digital Wallet”, and in 2019 Finch received the award for “Most Innovative team”.

Prior to Finch, Toby was the National Award Winner at KPMG Australia, and has designed, built, and run innovation programs and accelerators used by over 35 companies around the world - including the largest accelerator ever in Asia-Pacific.

Toby has an MBA from UC Berkeley and is a CFA Charterholder.