Ms. Davies leads credit risk and analytics for Nova Credit. She has over 20 years experience in the financial services sector, serving as an executive leader and innovator in the analytics and decision science field. Prior to joining Nova Credit, she was Senior Vice President of Product, Analytics and Research at VantageScore Solutions, where she led the development of the VantageScore credit scoring models. She has also served as a Principal at American Airlines Decision Technologies. Additionally, she has authored numerous whitepapers and research insights on consumer credit behavioral analysis. She holds several patents in both the credit analytics and airline optimization fields and is a frequent speaker and educator on credit risk and consumer behavioral analytics.
Sarah holds a Bachelor of Science in Management Science and Operations Research, a Masters degree in Industrial Engineering with a concentration in Operations Research and Statistics and a Masters degree in Theological Studies.