In 2008, Rob Frohwein recognized that companies like eBay offered automated access to small business transaction data via APIs. Rob realized small businesses can simply share this data to allow underwriters to make better, faster credit decisions and provide a great user experience. He co-founded Kabbage in Atlanta, Georgia to leverage this power of real-time data automation through technology and has since expanded the business to serve all small businesses throughout the U.S. In the U.S., Kabbage has provided over $6 billion to 165,000 customers. In addition, Kabbage has licensed its technology to large, global banks such as ING and Santander so they can provide the same experience to their small business customers and Kabbage's technology now powers automated small business lending in Spain, the U.K., Italy and France. Rob holds a law degree from Villanova University, where he graduated Magna Cum Laude. He is the listed inventor on ten United States Patents, a co-author of three books on intellectual property and has been recognized four times as one of the top 300 intellectual property strategists globally by Intellectual Asset Magazine.