Jo Ann is CEO of Barefoot Innovation Group, host of the podcast show Barefoot Innovation, and Cofounder of Hummingbird Regtech, a startup focused on AML. A noted advocate of “regulation innovation,” Jo Ann is Senior Fellow Emerita at the Harvard Kennedy School Center for Business & Government, and is writing a book on financial innovation and regulation. She has been Deputy Comptroller of the Currency in the U.S., partner at KPMG, Co-Chairman of Treliant Risk Advisors, and staff member at the U.S. Senate Banking Committee. She’s an angel investor, serves on the board of Oportun, and advises financial companies and governments worldwide. She serves on the fintech advisory committee for FINRA; has served on the CFPB’s Consumer Advisory Board; and chairs the board of the Center for Financial Services Innovation. Jo Ann has published nearly 200 articles and is a popular keynote speaker, addressing thousands of people annually throughout the world. www.jsbarefoot.com.