We are a Credit As A Service Fintech with a B2B business model that looks forward to achieving financial inclusion. In that sense, we offer our technological credit solutions to financial companies (Banks, lenders, digital wallets, neo-banks, correspondent and acquiring networks) and non-financial companies (CPGs, Ride-Hailing, BPOs, GIG companies, and any other organization with credit needs) to attend the unbanked or recently banked people of their ecosystems. At MO, we are moving technology for an inclusive, digital & seamless financing. We are a fintech with proprietary technology leveraging on Machine Learning and Artificial Intelligence. At MO, we have developed sophisticated risk inputs (MO Insight) and an innovative credit scoring model (MO Score) to determine the financial worthiness, default probability and predictive behavior of corporates, merchants, and individuals boosted with our MO Data solutions.
Also, we have an E2E lending solution (MO Manage) that leverages our Loan Management Platform to manage the credit lifecycle. Further products include our Customer Facing Portal, a white label end-user portal, and our Administration Portal, a partner interface for defining and parametrizing back-office logic.