Realta Debuts Adaptive Routing at Money20/20 to End Fraud Rule Bloat

While much of the industry chases AI agents, Realta is fixing rule bloat. Realta Adaptive Routing replaces rigid, rule-heavy fraud pipelines with specialized risk models, sending each payment to the models built to judge it without slowing checkout. Unlike black-box solutions, every decision is fully explainable. Every false decline is a customer you paid for twice, and a leading U.S. payments processor is now catching three times more fraud.