Dgpays, fintech hub headquartered in Turkey, has become a leading payments provider in the region on the back of a differentiated tech offering. With 45 products developed in-house across acquiring, issuing, banking-as-a-service, and loyalty; and IT team larger than 600 people Dgpays is positioned uniquely well in the region. Its modular product infrastructure built on an API layer that enables connecting all products from one place creates a gateway that for all financial services with direct customer access.

Today, Dgpays runs its operations in 3 business lines:

• B2B – Strategic partnerships where Dgpays transforms its partners with innovative business building products by: i) converting cost centers to profit centers; ii) introducing new sales channels; iii) launching new business lines. Examples include transformation of an MNO to a digital bank that became a fintech unicorn, a full scale open-loop payments card scheme for transportation, world’s first fully customizable multi-bank ATM interface. • B2SME – A one-stop solution for all financial needs of SMEs that includes acquiring, ERP integration, and other value-added services they need to run their business. • B2C – ZUBİZU, subsidiary of Dgpays, is the leading fully-digital non-bank loyalty platform in Turkey serving merchants, fintechs and banks with more than 4M users. It leverages a multi-bank BNPL gateway to offer financing to consumers and will offer services that meet all daily banking needs (pre-paid card, money transfer, bill payment, bill split) with its new version that is going to launch in Q4 2022. Dgpays plans to grow B2C business by becoming a financial services gateway for a larger active customer base building upon strong merchant value proposition with B2B2C offers.

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