The American dream is out of reach for over 120 million Americans who are cut off from everyday financial services because of poor or unscorable credit. For these people, life is significantly more expensive, sometimes by hundreds of thousands of dollars.

Ironically, the best ways to build credit are only available to those who already have good credit. Other solutions are confusing, expensive, or downright predatory, and many people hoping to build credit end up building debt instead.

Zoro makes the dream possible again with the first debit card that builds credit, available to everyone regardless of their credit history.