underwrite.ai

2016 1 Star Sponsor & Exhibitor

Underwrite.ai

Underwrite.ai applies advances in artificial intelligence derived from genomics and particle physics to provide lenders with non-linear dynamic models of credit risk which radically outperform traditional approaches. Unlike traditional models of underwriting which focus on only a handful of credit attributes from a major credit bureau; we combine the results of a consumer inquiry with hundreds of other attributes that allow you to accurately model risk for traditional borrowers and the unbanked at all levels of risk from deep subprime to A+. 

We accurately return a probability of default or profitability for your potential borrowers. Because we are using biologically based machine learning techniques applied to your own portfolio; we model the expertise of your underwriters and the past performance of your loans to return an automated decision typically in less than 2 seconds. If you have no portfolio data, we have models based upon large quantities of existing datasets covering everything from home mortgage and automobile to peer to peer lending and cash advance. 

2016 1 Star Sponsor & Exhibitor