The ever-increasing complexity and costs associated with financial risk management / treasury since customers meanwhile have to spend - as per a KPMG study - 2.86% of their revenues on hedging FICC exposures. Our solution automates that process entirely, simplifies it as much as possible (insurance policy instead of derivatives from a customer perspective), and brings costs down to just 1.94% (thus cost saving resulting in the EBITDA increase -> network effect will get greater over time along with our expansion allowing us to set prices "freely"). Our solution in more detail: 1. Real-time tracking of all postings in real-time via ERP system plugins: 2. Immediate transfer of identified FICC exposures from the customers' balance sheet to our own one (insurance pool) 3. Maximising total utility: Automatic rate, duration and volume setting (price optimization considering real costs – incl. point 4 prev. months results – and customer benefits) and global netting process (“cross-customer” -> economic zero-sum game in FICC markets) 4. Hedging of residual risks (incl. overhedging) and market making as appropriate 5. Calculation of premiums depending on applicable risk classes, insurance asset management contribution, exposure transferred and mentioned real costs 6. Annual calculation and redistribution of excess premiums paid after deduction of our contractual defined gross margin (difference to 2.25% monthly invoice) Top customer advantages: 1. Clear EBITDA boost 2.Simple and clean insurance solution 3. Works with all leading ERP systems 4. Seamless integration with complementary products in the fields of cash management, corporate finance, trade finance, business intelligence, etc. 5. No treasury department needed anymore 6.Counterparty risk and overlay effect optimized *more details can be found on our website: https://www.mountwish.org/riskpool.html"
