DebtBench  provides a platform of loans across the U.S Banking Sector allowing borrowers  to compare the cheapest business financing.  Consumers accustomed to low interest rates, incorrectly assuming interest  will stay low. Misconception proven strongest in lower income groups.  Consumers do not compare among lenders and often receive only one stated  interest rate, eroding consumer capital through higher than necessary  interest payments. Low and middle-class consumers consistently lack necessary  financial knowledge, access, and expectations. Lenders use complex and  predatory terms to obscure the true cost of consumer borrowing.