Today,  75% of millennial consumers expect frictionless in-store mobile payment  options, and large brands are responding by deploying their own branded  mobile apps to streamline brick-and-mortar payment. Unfortunately, that  technology is not accessible to the 2+ million “local” merchants (<10  locations) in the U.S., because it can cost more than $75,000 to build,  deploy and maintain a mobile app. 

 Cloosiv makes mobile payment easy and accessible to all consumers and  merchants across the quickserve, retail, dining and service verticals. We  believe that building a community structure in commerce has the power to  shift market control from incunbant chains, to small business owners.