Platform X is a one-stop computation framework to help financial institutions control their risk management processes, explain results and adapt to evolving needs in a transparent, efficient and auditable way. Its immediate solution addresses IFRS 9/CECL & CCAR compliance requirements for Financial Services firms. It is available on the Cloud and allows financial institutions to implement IFRS 9/CECL & CCAR programs with low upfront investments and quicker rollouts. The platform is built on Apache Spark for dynamic, responsive in-memory computations and extreme scale. Based on shared file system on NFS or HDFS, Apache Tomcat server and MongoDB, AlphaDelta's platform promises supreme performance standards.