Fintech innovation is changing banking. 10 years ago financial institutions built most of their own infrastructure, products and services themselves. The new paradigm is to connect services together. This is more flexible, cheaper and more powerful. AAZZUR is a layer between the banks and fintechs to facilitate the exchange of data, messages and transactions. This is the promise of open banking. We are building a fintech/finance marketplace that allows banks and insurance companies to build solutions like lego blocks. This dramatically reduces cost and time to market to validate and grow new lines of business outside the constraints of existing IT constraints.