Money20/20 kicks off the only way it should: big bets, bold proof, and the reveal everyone's waiting for.
First up: Dan Morehead: the man who's beaten Wall Street to the next market for 20 years straight, from Tiger Management to founding Pantera Capital to launching the first institutional bitcoin venture fund in the U.S. Sitting down with Scarlett Sieber, he drops the thesis that's about to upend capital markets: AI agents are coming for your customer base, moving money on blockchain rails with zero humans involved.
Then: the Money Awards. Judged by 40+ global leaders. Revealed LIVE, right here, on the biggest stage in fintech. The year's boldest companies get crowned and remembered.
We close with the conversation the internet didn't see coming: Alex Blania, CEO of Tools for Humanity, co-founder of World and TIME's 100 Most Influential in AI, goes head-to-head with Bam Azizi, CEO of Mesh, on the question now defining the digital economy: when AI agents can shop, transact, and create just like you, how do you prove you're human — and why that proof is about to become priceless.
Three moments. One night. This is where fintech's future stops being a prediction.
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","eventHost":"","startTime":"0930","endTime":"0955","dateIso":"20261018","dateModified":"2026-10-17","timeZone":null,"eventId":75557,"announcement":false,"eventLocation":{"locationVenue":null,"venue":"Intelligence Summit: Galileo 1001-1003","venueSlug":"intelligence-summit-galileo-1001-1003","displayOrder":1000},"speakerData":[{"speaker":{"firstName":"Madhusudhan (Madhu)","fullName":"Madhusudhan (Madhu) Magadi","imageSrc":"https://ascentialcdn.filespin.io/api/v1/conversion/6463ff98518a4718b8a7357b1ae5c1be?format=webp&bgcolor=transparent","jobTitle":"Managing Director & CTO","company":"NTT DATA"},"speakerType":{"speakerType":"Speaker","speakerTypeId":3}},{"speaker":{"firstName":"Nassim","fullName":"Nassim Eddequiouaq","imageSrc":"https://ascentialcdn.filespin.io/api/v1/conversion/a9663baa9d51432fac0c22943221591c?format=webp&bgcolor=transparent","jobTitle":"Founder & CEO","company":"Bastion Platforms"},"speakerType":{"speakerType":"Speaker","speakerTypeId":3}}],"eventType":{"eventTypeSlug":"fireside-chat","eventType":"Fireside Chat"},"eventThemes":[{"eventTheme":"Borderless Financial Architecture","eventThemeSlug":"borderless-financial-architecture"}],"eventTags":[{"eventTag":"Programmable Money & Smart Contracts","eventTagSlug":"programmable-money-and-smart-contracts"},{"eventTag":"Regulation, Compliance & Supervision","eventTagSlug":"regulation-compliance-and-supervision"},{"eventTag":"Stablecoins & Crypto","eventTagSlug":"stablecoins-and-crypto"}]},{"title":"Sponsor Banking at Scale: Driving Revenue Across the Lifecycle","titleSlug":"sponsor-banking-at-scale-driving-revenue-across-the-lifecycle-e103-74795","description":"The success of sponsor banking hinges on one thing: a clearly defined fintech partner lifecycle. Governance, automation, and data need to be built into the operating model from the start instead of bolted on after the exam. This session will explore how done right from the beginning, those things will drive profitability, sustainable growth and regulatory confidence even as programs diversify and oversight demands increase.
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In this session, we will demonstrate our new tool for faster and more efficient movement of money — and how it solves for multiple issues in the payments process. This is just Waterfall Bank's first step. We will outline additional solutions in our pipeline.
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For the first time at Money20/20, the cooperative model, the community‑banking model, the fintech‑experience model, and the consumer‑control movement meet head‑on. Industry leaders enter the arena with one unavoidable question: Will your model win the future. The Future of Finance Debate is spontaneous, sharp, and built for the main stage. No filters. No safe answers. The audience decides who walks away with bragging rights.
Pick your corner. Will the Credit Union Champion argue that ownership, trust, and member primacy are the only defensible strategy in an AI‑accelerated world. Will the Bank Contender claim that capital, scale, and community proximity still rule the ring. Will the Fintech Disruptor insist that people care only about experience, speed, and intelligence. Or will the Consumer steal the moment and flip the debate.
Money20/20 is the only place where there is no home advantage and no shortage of opinions.
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Join co-authors Scarlett Sieber, Chief Strategy and Growth Officer; Dhanum Nursigadoo, Content Manager, Europe; and Virginia Pereira Alvarez, Content Manager, USA & Americas, at Money20/20, for a candid conversation moderated by Cleve Mesidor, Executive Director of Blockchain Foundation.
Explore the book’s big ideas, the assumptions challenged along the way, and the challenge of writing about a moving target. From stablecoins to tokenization, what happens when traditional finance meets a system built to change its rules?
Expect sharp perspectives, lively discussion, and the chance to get your hands on a free copy at our live book signing immediately after.
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This panel talks about what people trade once markets aren't gated by geography, from tokens to prediction markets, and the money rails that make that access instant and reliable. Phantom convenes leaders across payments and payment infrastructure to unpack what it means for everyone building consumer finance: how stablecoins now move money across borders, what changes when markets turn internet-native, and why open networks are starting to outcompete the closed ones.
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This panel talks about what people trade once markets aren't gated by geography, from tokens to prediction markets, and the money rails that make that access instant and reliable. Phantom convenes leaders across payments and payment infrastructure to unpack what it means for everyone building consumer finance: how stablecoins now move money across borders, what changes when markets turn internet-native, and why open networks are starting to outcompete the closed ones.
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In this session, we sit down with some of our recent Money Awards winners to explore the qualities, decisions, and mindsets that set them apart. They'll share their personal journeys — the risks they took, the obstacles they faced, and the principles that guided them to the top of their field. Beyond the trophy, this is a conversation about what winning really means: the habits, values, and strategic thinking that separate the best from the rest.
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In this session, XTransfer will explore how digital payments are reshaping B2B trade, with AI enabling real-time compliance and more transparent settlement. Through its global payment and risk management capabilities, XTransfer will demonstrate how streamlined cross-border payment flows can help SMEs expand into international markets with greater speed, security, and certainty.
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You cannot re-architect logic you cannot read, which is why two-year programs land in year five and modernization budgets die in discovery. Writing code was never the constraint; understanding what already exists is.
See how an autonomous software development platform reverse engineers an entire application ecosystems, hundreds of millions of lines, and returns a dynamic knowledge graph of every service, dependency, and data flow. 18 months of discovery compresses to weeks. Embedded rules become portable specifications. Grounded in that graph, agents build autonomously against the system, compressing product roadmaps 5x.
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While fraudsters operate across networks, fraud intelligence often remains siloed within individual institutions. This creates a critical gap in fraud prevention and gives bad actors an advantage.
That is where Incode's TrustGraph comes in. TrustGraph enables financial institutions to identify repeat fraud patterns across networks in real time without exposing customer data or sharing sensitive records. By recognizing shared identity signals such as biometrics, documents, and devices, TrustGraph turns one institution's fraud signal into actionable intelligence for others.
No raw data is exchanged. No PII leaves the organization. Just a smarter approach to collective fraud defense against increasingly coordinated fraud.
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This isn't about your team missing something. Traditional scanners were built to find known threats. They're blind to the vulnerabilities that emerge when different parts of your system interact in unexpected ways, the kind that only reveal themselves when you can see the full picture of how everything connects.
Financial services is waking up to a new reality. The code you trusted is more exposed than you thought. The tools you relied on have massive blind spots. And attackers are about to have access to the same AI capabilities that found these flaws.
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Panelists will discuss what it will take to scale agentic commerce safely - giving people, businesses and machines the visibility, controls and trust required to transact in an increasingly autonomous digital economy.
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Amper spent years as an entrepreneur hearing no from customers and investors before the first top-tier bank said yes, and kept choosing the slow, hard way of building trust over the shortcuts everyone else took. A conversation about struggle, the people who stayed, and why the hard route is the one worth taking.
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Join Experian’s Ashley Knight to see Experian’s cash flow capabilities in action and learn how the newly launched Experian Cashflow Data Bureau, Inc. is helping financial institutions operationalize consumer-permissioned cash flow insights at scale to support more informed decisions and help power the future of underwriting.
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Mixpanel will walk you through what it takes to bring product usage and revenue data into the same place, so you can see signup, KYC, transaction, and retention in one view, and make the decisions that keep customers loyal.
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Experience a live showcase of Gemini Enterprise’s agentic AI capabilities transforming both employee productivity and customer engagement: from intelligent document processing to personalized financial advisory at scale. Then hear directly from banking innovators who’ve successfully deployed AI strategies, sharing proven approaches to achieving measurable ROI within 6–12 months.
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Key Takeaways
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- Why data quality, ownership, governance, and risk matter as AI use expands
- What changes once AI is already in production
- What data leaders should continue evaluating as AI use expands
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Your Money. Your Rules. Control who gets your money, how much and when. Financial freedom with security built in.
Meet Oscar — Sovereign Identity Beyond Algorithms. A sub-quantum harmonic substrate designed to recognize human identity through phase coherence, pioneering a new frontier in fraud prevention and digital security.
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