Tom Bianco is the General Manager of Newline™ by Fifth Third, which provides an API platform for enterprises to launch payment, card, and deposit products directly with Fifth Third Bank. Under Tom's leadership, the Newline team has redefined what technology the market expects from banks, combining the best in fintech innovation with a trusted banking relationship. Tom has a long history of leadership in payments innovation, previously serving as head of innovation for Fifth Third and as executive director spearheading digital banking efforts at JP Morgan. Tom earned his bachelor’s degree in finance and accounting from Indiana University.