**Note: if Money 20/20 would prefer to assign a moderator, Roenen can also act as a panelist for this session instead.

Roenen Ben-Ami, co-founder and Chief Risk Officer at Justt, is a payments and chargeback industry expert and entrepreneur. At Justt, he has been responsible for the product vision of the company since it was founded. Previously, at the payments service provider Simplex (Acquired by Nuvei), Roenen built the Chargeback and Merchant Risk teams that successfully recover millions of dollars a year.