Howard Forman supports PNC’s treasury management team as executive vice president, and the Head of Digital Channels. His responsibilities include product management, product development, and user security/authentication functions for PINACLE®, PNC’s commercial online and mobile banking platform, as well as similar responsibilities for PNC’s commercial embedded finance program.

He is a frequent speaker on a variety of topics relating to treasury management, payments, cyber security, and embedded finance. He has held leadership positions with national industry associations, including Nacha and the Association for Financial Professionals (AFP).