Gustavo Bresler is COO and co-founder of Iniciador, the foundational infrastructure powering Brazil's next-generation payment ecosystem. With 10 years of fintech expertise and 6 years dedicated to Pix and Open Finance, he has coordinated regulatory technical groups that shaped Pix's new capabilities and served as a consultant for The World Bank Group advising regulators worldwide. Iniciador provides enterprise-grade technology enabling financial institutions and platforms to rapidly deploy innovative products powered by new Pix modalities — including Biometric Pix, Smart Pix, and Automatic Pix. Our stack absorbs the full complexity of technical implementation and regulatory compliance, delivering 90%+ cost reduction and accelerated time-to-market. As a founding member of Open Finance Brasil, we help create the standards defining Brazil's financial system modernization. Since founding in 2021, we've captured 60% market share among payment initiators, serving as trusted backbone for leading players including Stone, iFood, Núclea, Magie, Nomad, tech companies and global PSPs.