Chris Hilliard has over 20 years of industry experience in consumer, commercial, and residential mortgage lending and general banking, with extensive expertise in regulatory compliance, BSA/AML, internal audit, licensing, and legal functions. He is a Certified Regulatory Compliance Manager (CRCM), Certified Compliance and Ethics Professional (CCEP), and a California Licensed Life, Accident & Health Agent. Hilliard has held executive, senior management, and mid-level management positions at major financial institutions and lenders, where he managed all aspects of compliance, risk, and litigation, as well as product development, management, and design. He is passionate about leveraging technology to create innovative solutions that enhance compliance efficiency, effectiveness, and customer satisfaction. HousingWire, Finovate, and the US Fintech Awards have recognized him, and he is a HousingWire Tech 100 Trendsetter for 2024.